Transfer · ach outgoing

$1,413.88 USD

Id: acht_sim_meri_4v3249ubanv
Status: HOLD
Type: DEBIT
Entity: enti_sim_meri_28dfpclz9pj
Account: bacc_sim_meri_8q80efi79pm
Counterparty: cpty_sim_meri_62xzly2ganv
SEC code: WEB
Return code: —
Created: 2026-08-01 03:58Z
Effective: 2026-08-02 03:58Z

Transaction Risk Skoor

Skoor

45n=345

Band

review

Confidence

0.94

Version

trs-v1

Scored 2026-09-17 19:30Z.

Top reasons

#	Reason	Signal	Weight	Detail
1	TRS-CP-02 A first transfer with a counterparty, above the program's 95th percentile.	`counterparty.first_time_and_large`	+15	amount above the program p95 (135532)
2	TRS-ENT-05 The entity has a potential PEP match that has not been resolved.	`entity.pep_potential`	+15	potential PEP match
3	TRS-CP-01 This is the first transfer with this counterparty.	`counterparty.first_time`	+10	first transfer with this counterparty

Signals

Signal	Weight	Detail
entity.pep_potential	+15	potential PEP match
counterparty.first_time	+10	first transfer with this counterparty
counterparty.first_time_and_large	+15	amount above the program p95 (135532)
status.hold	+5	transfer is on hold

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 0,
    "count30d": 16,
    "pepStatus": "potential",
    "isHighRisk": false,
    "sum24hCents": "0",
    "achDebits60d": 10,
    "priorReturns": 1,
    "priorTransfers": 16,
    "screeningAgeDays": 36,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "HOLD",
  "p95Cents": "135532",
  "hardSignal": false,
  "amountCents": "141388",
  "medianCents": "65478",
  "programN90d": 345,
  "counterparty": {
    "n": 0,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:41.360Z",
    "isFirstTime": true,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US",
    "MX",
    "PH"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

15n=57 clear

Counterparty Risk Skoor

20n=3 clear

Alerts on this transfer

No alerts.