Transfer · ach outgoing

$2,596.73 USD

Id: acht_sim_lant_cl3xndcvdon
Status: SETTLED
Type: DEBIT
Entity: enti_sim_lant_coagxc8rchq
Account: bacc_sim_lant_9bu63bnqcht
Counterparty: cpty_sim_lant_2m77p6xwdon
SEC code: WEB
Return code: —
Created: 2026-08-17 00:45Z
Effective: 2026-08-18 00:45Z

Transaction Risk Skoor

Skoor

25n=446

Band

clear

Confidence

0.93

Version

trs-v1

Scored 2026-09-17 19:31Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-CP-02 A first transfer with a counterparty, above the program's 95th percentile.	`counterparty.first_time_and_large`	+15		amount above the program p95 (254800)
2	TRS-CP-01 This is the first transfer with this counterparty.	`counterparty.first_time`	+10		first transfer with this counterparty

Signals

Signal	Weight	Hard	Detail
counterparty.first_time	+10		first transfer with this counterparty
counterparty.first_time_and_large	+15		amount above the program p95 (254800)

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 0,
    "count30d": 10,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "0",
    "achDebits60d": 7,
    "priorReturns": 0,
    "priorTransfers": 15,
    "screeningAgeDays": 57,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "SETTLED",
  "p95Cents": "254800",
  "hardSignal": false,
  "amountCents": "259673",
  "medianCents": "125564",
  "programN90d": 446,
  "counterparty": {
    "n": 0,
    "present": true,
    "firstSeenAt": "2026-09-17T19:31:07.692Z",
    "isFirstTime": true,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

0n=27 clear

Counterparty Risk Skoor

10n=5 clear

Alerts on this transfer

No alerts.