Transfer · ach outgoing

$285.20 USD

Id: acht_sim_harb_cgv9ck3f93u
Status: SETTLED
Type: CREDIT
Entity: enti_sim_harb_6z28kno73w0
Account: bacc_sim_harb_3a4wenn13w3
Counterparty: cpty_sim_harb_52kn7ucw5yy
SEC code: PPD
Return code: —
Created: 2026-09-12 01:47Z
Effective: 2026-09-13 01:47Z

Transaction Risk Skoor

Skoor

15n=2093

Band

clear

Confidence

1.00

Version

trs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-RET-03 The entity's own return rate is above the network threshold.	`returns.entity_rate_gt_threshold`	+15		entity unauthorized return rate 1/33 originated ACH debits in 60d

Signals

Signal	Weight	Hard	Detail
returns.entity_rate_gt_threshold	+15		entity unauthorized return rate 1/33 originated ACH debits in 60d

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 3,
    "count30d": 43,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "144382",
    "achDebits60d": 33,
    "priorReturns": 5,
    "priorTransfers": 84,
    "screeningAgeDays": 26,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 1
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "SETTLED",
  "p95Cents": "85213",
  "hardSignal": false,
  "amountCents": "28520",
  "medianCents": "42409",
  "programN90d": 2093,
  "counterparty": {
    "n": 7,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:43.866Z",
    "isFirstTime": false,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

45n=88 review

Counterparty Risk Skoor

10n=8 clear

Alerts on this transfer

No alerts.