Transfer · ach outgoing

$202.68 USD

Id: acht_sim_harb_bjrllkm9461
Status: COMPLETED
Type: CREDIT
Entity: enti_sim_harb_5a42mkx13wn
Account: bacc_sim_harb_38l1r8sx3wq
Counterparty: cpty_sim_harb_39i9ftby3xi
SEC code: PPD
Return code: —
Created: 2026-07-11 21:33Z
Effective: 2026-07-12 21:33Z

Transaction Risk Skoor

Skoor

10n=56

Band

clear

Confidence

0.39

Version

trs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-VEL-02 The entity moved more than twice the program's daily average in 24 hours.	`velocity.sum_24h_gt_2x_daily_avg`	+10		24h sum above 2× the program daily average

Signals

Signal	Weight	Hard	Detail
velocity.sum_24h_gt_2x_daily_avg	+10		24h sum above 2× the program daily average

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 3,
    "count30d": 3,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "203921",
    "achDebits60d": 2,
    "priorReturns": 0,
    "priorTransfers": 3,
    "screeningAgeDays": -52,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "COMPLETED",
  "p95Cents": "80990",
  "hardSignal": false,
  "amountCents": "20268",
  "medianCents": "52251",
  "programN90d": 56,
  "counterparty": {
    "n": 12,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:03.488Z",
    "isFirstTime": false,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

30n=91 review

Counterparty Risk Skoor

65n=192 review

Alerts on this transfer

Opened	Detector	Summary	Severity	Skoor	Route	Status	Due
2026-09-17 19:31Z	velocity_spike	Entity velocity spiked: 3 transfers and $2,039.21 in 24 hours.	medium	10 clear	reviewed	open	no clock