Transfer · ach outgoing

$836.23 USD

Id: acht_sim_harb_a7d4krc27m8
Status: HOLD
Type: DEBIT
Entity: enti_sim_harb_7l9s22e03uo
Account: bacc_sim_harb_clwfp8po3ur
Counterparty: cpty_sim_harb_5dmsei4r6kl
SEC code: WEB
Return code: —
Created: 2026-08-23 03:59Z
Effective: 2026-08-24 03:59Z

Transaction Risk Skoor

Skoor

5n=1425

Band

clear

Confidence

1.00

Version

trs-v1

Scored 2026-09-17 19:31Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-STA-02 The transfer is on hold at the bank.	`status.hold`	+5		transfer is on hold

Signals

Signal	Weight	Hard	Detail
status.hold	+5		transfer is on hold

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 4,
    "count30d": 50,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "178516",
    "achDebits60d": 28,
    "priorReturns": 1,
    "priorTransfers": 68,
    "screeningAgeDays": 51,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "HOLD",
  "p95Cents": "84940",
  "hardSignal": false,
  "amountCents": "83623",
  "medianCents": "42188",
  "programN90d": 1425,
  "counterparty": {
    "n": 2,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:58.208Z",
    "isFirstTime": false,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

30n=102 review

Counterparty Risk Skoor

nulln=1 unscored

Alerts on this transfer

No alerts.