Transfer · ach outgoing

$368.96 USD

Id: acht_sim_harb_7l07bt9d4m1
Status: MANUAL_REVIEW
Type: CREDIT
Entity: enti_sim_harb_7f5zjfgz3v0
Account: bacc_sim_harb_5mmmwyts3v3
Counterparty: cpty_sim_harb_362c8piz3xi
SEC code: PPD
Return code: —
Created: 2026-07-17 04:57Z
Effective: 2026-07-18 04:57Z

Transaction Risk Skoor

Skoor

15n=214

Band

clear

Confidence

0.79

Version

trs-v1

Scored 2026-09-17 19:30Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-STA-01 The bank already placed the transfer in manual review.	`status.manual_review`	+15		transfer is in manual review at the bank

Signals

Signal	Weight	Hard	Detail
status.manual_review	+15		transfer is in manual review at the bank

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 2,
    "count30d": 6,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "110957",
    "achDebits60d": 3,
    "priorReturns": 0,
    "priorTransfers": 6,
    "screeningAgeDays": 16,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "MANUAL_REVIEW",
  "p95Cents": "84727",
  "hardSignal": false,
  "amountCents": "36896",
  "medianCents": "44994",
  "programN90d": 214,
  "counterparty": {
    "n": 3,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:11.881Z",
    "isFirstTime": false,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

30n=88 review

Counterparty Risk Skoor

75n=31 hold

Alerts on this transfer

No alerts.