Transfer · ach outgoing

$553.51 USD

Id: acht_sim_harb_7ecqrfbo61r
Status: SETTLED
Type: DEBIT
Entity: enti_sim_harb_b4xqtgv3vw
Account: bacc_sim_harb_aeauyxiu3vz
Counterparty: cpty_sim_harb_3q7009b361r
SEC code: WEB
Return code: —
Created: 2026-08-04 04:33Z
Effective: 2026-08-05 04:33Z

Transaction Risk Skoor

Skoor

20n=811

Band

clear

Confidence

1.00

Version

trs-v1

Scored 2026-09-17 19:31Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-CP-01 This is the first transfer with this counterparty.	`counterparty.first_time`	+10		first transfer with this counterparty
2	TRS-VEL-01 The entity made more than five transfers in 24 hours.	`velocity.count_24h_gt_5`	+10		6 transfers in 24h

Signals

Signal	Weight	Hard	Detail
counterparty.first_time	+10		first transfer with this counterparty
velocity.count_24h_gt_5	+10		6 transfers in 24h

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 6,
    "count30d": 22,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "286987",
    "achDebits60d": 9,
    "priorReturns": 0,
    "priorTransfers": 22,
    "screeningAgeDays": 41,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "SETTLED",
  "p95Cents": "86226",
  "hardSignal": false,
  "amountCents": "55351",
  "medianCents": "42704",
  "programN90d": 811,
  "counterparty": {
    "n": 0,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:46.325Z",
    "isFirstTime": true,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

0n=62 clear

Counterparty Risk Skoor

10n=8 clear

Alerts on this transfer

Opened	Detector	Summary	Severity	Skoor	Route	Status	Due
2026-09-17 19:30Z	velocity_spike	Entity velocity spiked: 6 transfers and $2,869.87 in 24 hours.	medium	20 clear	reviewed	open	no clock