Transfer · ach outgoing

$370.95 USD

Id: acht_sim_harb_5w7xjv4x52k
Status: MANUAL_REVIEW
Type: CREDIT
Entity: enti_sim_harb_3ijt1t3u3xa
Account: bacc_sim_harb_3cvw2r8n3xd
Counterparty: cpty_sim_harb_gzii64r41f
SEC code: PPD
Return code: —
Created: 2026-07-22 05:06Z
Effective: 2026-07-23 05:06Z

Transaction Risk Skoor

Skoor

55n=376

Band

review

Confidence

1.00

Version

trs-v1

Scored 2026-09-17 19:30Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-RET-01 The counterparty has drawn an unauthorized return before.	`returns.counterparty_prior_unauthorized`	+40		1 prior unauthorized return(s)
2	TRS-STA-01 The bank already placed the transfer in manual review.	`status.manual_review`	+15		transfer is in manual review at the bank

Signals

Signal	Weight	Hard	Detail
returns.counterparty_prior_unauthorized	+40		1 prior unauthorized return(s)
status.manual_review	+15		transfer is in manual review at the bank

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 4,
    "count30d": 26,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "202227",
    "achDebits60d": 11,
    "priorReturns": 1,
    "priorTransfers": 26,
    "screeningAgeDays": 24,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "MANUAL_REVIEW",
  "p95Cents": "83961",
  "hardSignal": false,
  "amountCents": "37095",
  "medianCents": "42919",
  "programN90d": 376,
  "counterparty": {
    "n": 5,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:05.261Z",
    "isFirstTime": false,
    "priorReturns": 1,
    "priorReturnsExcludingNsf": 1,
    "priorUnauthorizedReturns": 1
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

30n=125 review

Agent Risk Skoor (entity)

50n=125 review

Counterparty Risk Skoor

90n=20 hold

Alerts on this transfer

No alerts.