Transfer · ach outgoing

$361.14 USD

Id: acht_sim_harb_2hkpfq7d7kf
Status: RETURNED
Type: DEBIT
Entity: enti_sim_harb_cogz0d6k3vk
Account: bacc_sim_harb_3lxnj07c3vn
Counterparty: cpty_sim_harb_572va7fu7kf
SEC code: WEB
Return code: R01
Created: 2026-08-22 23:02Z
Effective: 2026-08-23 23:02Z

Transaction Risk Skoor

Skoor

10n=1437

Band

clear

Confidence

1.00

Version

trs-v1

Scored 2026-09-17 19:31Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-CP-01 This is the first transfer with this counterparty.	`counterparty.first_time`	+10		first transfer with this counterparty

Signals

Signal	Weight	Hard	Detail
counterparty.first_time	+10		first transfer with this counterparty

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 0,
    "count30d": 28,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "0",
    "achDebits60d": 19,
    "priorReturns": 1,
    "priorTransfers": 43,
    "screeningAgeDays": 1,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 1
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "RETURNED",
  "p95Cents": "84951",
  "hardSignal": false,
  "amountCents": "36114",
  "medianCents": "42188",
  "programN90d": 1437,
  "counterparty": {
    "n": 0,
    "present": true,
    "firstSeenAt": "2026-09-17T19:31:17.996Z",
    "isFirstTime": true,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

30n=71 review

Counterparty Risk Skoor

nulln=1 unscored

Alerts on this transfer

No alerts.