Transfer · ach outgoing

$349.56 USD

Id: acht_sim_harb_1tj9m4qo8u0
Status: MANUAL_REVIEW
Type: DEBIT
Entity: enti_sim_harb_21hv01zx3uw
Account: bacc_sim_harb_6u79fp783uz
Counterparty: cpty_sim_harb_3q34rqdg8u0
SEC code: WEB
Return code: —
Created: 2026-09-08 03:32Z
Effective: 2026-09-09 03:32Z

Transaction Risk Skoor

Skoor

25n=1951

Band

clear

Confidence

1.00

Version

trs-v1

Scored 2026-09-17 19:31Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-STA-01 The bank already placed the transfer in manual review.	`status.manual_review`	+15		transfer is in manual review at the bank
2	TRS-CP-01 This is the first transfer with this counterparty.	`counterparty.first_time`	+10		first transfer with this counterparty

Signals

Signal	Weight	Hard	Detail
counterparty.first_time	+10		first transfer with this counterparty
status.manual_review	+15		transfer is in manual review at the bank

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 1,
    "count30d": 44,
    "pepStatus": "no",
    "isHighRisk": false,
    "sum24hCents": "31534",
    "achDebits60d": 43,
    "priorReturns": 3,
    "priorTransfers": 97,
    "screeningAgeDays": 2,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "MANUAL_REVIEW",
  "p95Cents": "85082",
  "hardSignal": false,
  "amountCents": "34956",
  "medianCents": "42208",
  "programN90d": 1951,
  "counterparty": {
    "n": 0,
    "present": true,
    "firstSeenAt": "2026-09-17T19:31:51.451Z",
    "isFirstTime": true,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

30n=106 review

Counterparty Risk Skoor

nulln=1 unscored

Alerts on this transfer

No alerts.