Transfer · ach outgoing

$463.32 USD

Id: acht_sim_harb_188xizqx3yr
Status: COMPLETED
Type: DEBIT
Entity: enti_sim_harb_azbiyidj3x2
Account: bacc_sim_harb_9m4fbgut3x5
Counterparty: cpty_sim_harb_39i9ftby3xi
SEC code: WEB
Return code: —
Created: 2026-07-10 00:46Z
Effective: 2026-07-11 00:46Z

Transaction Risk Skoor

Skoor

nulln=10

Band

unscored

Confidence

null

Version

trs-v1

Unscored: too little history for a number. Treated as Review, never as Clear.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	TRS-ENT-05 The entity has a potential PEP match that has not been resolved.	`entity.pep_potential`	+15		potential PEP match

Signals

Signal	Weight	Hard	Detail
entity.pep_potential	+15		potential PEP match

Inputs

{
  "rail": "ach",
  "entity": {
    "present": true,
    "count24h": 0,
    "count30d": 0,
    "pepStatus": "potential",
    "isHighRisk": false,
    "sum24hCents": "0",
    "achDebits60d": 0,
    "priorReturns": 0,
    "priorTransfers": 0,
    "screeningAgeDays": -38,
    "requiresScreening": false,
    "verificationStatus": "VERIFIED",
    "structuringCount24h": 0,
    "unauthorizedReturns60d": 0
  },
  "repeat": {
    "similarClosedAlert30d": false
  },
  "status": "COMPLETED",
  "p95Cents": "78932",
  "hardSignal": false,
  "amountCents": "46332",
  "medianCents": "37735",
  "programN90d": 10,
  "counterparty": {
    "n": 2,
    "present": true,
    "firstSeenAt": "2026-09-17T19:30:03.488Z",
    "isFirstTime": false,
    "priorReturns": 0,
    "priorReturnsExcludingNsf": 0,
    "priorUnauthorizedReturns": 0
  },
  "declaredCountries": [
    "US"
  ],
  "counterpartyCountry": null
}

The actors on this transfer

Entity Risk Skoor

60n=106 review

Counterparty Risk Skoor

65n=192 review

Alerts on this transfer

Opened	Detector	Summary	Severity	Skoor	Route	Status	Due
2026-09-17 19:30Z	rapid_onboarding	The entity's first transfer, $463.32, above the program median, came 0.0 hours after verification.	medium	null unscored	reviewed	open	no clock
2026-09-17 19:30Z	sanctions_or_pep	Activity on an entity flagged by screening (PEP status potential).	high	null unscored	reviewed	open	no clock