Counterparty report · generated 2026-09-18 03:01Z

Receiver 93 Counterparty Risk Skoor report

Current Skoor, its top reasons, its history, when it changed band, which signals appeared or disappeared, and everything decided about this counterparty. Built from the record; nothing here is estimated. Back to the counterparty →

Skoor

nulln=2

Band

unscored

Confidence

null

Version

crs-v1

As of

2026-09-17 19:33Z

Top reasons

The three highest-weight signals behind the number, with their stable reason codes. Credits (negative signals) are listed under signals, never as reasons.

#	Reason	Signal	Weight	Hard	Detail
1	CRS-HIS-01 A tenth or more of the transfers with this counterparty landed in the hold band.	`counterparty.hold_share`	+25		50% of scored transfers in the hold band
2	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Band transitions

The band has not changed across the recorded history.

Signal trends

Compared with the previous scoring at 2026-09-17 19:32Z.

Appeared: none
Disappeared: none
Changed weight: none

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	null	unscored	1	null	crs-v1
2026-09-17 19:33Z	null	unscored	2	null	crs-v1

Transfers

Window: 180 days
Transfers: 2
Volume: $3,228.63
Returns: 0 · 0 unauthorized
Scored: 2
Hold-band share: 50.0%n=2
Review-band share: 0.0%n=2

Alerts

Opened	Detector	Summary	Route	Status
2026-09-17 19:32Z	skoor_hold	Transaction Risk Skoor 55 (hold band) on a $2,192.52 ach transfer: counterparty.first_time, velocity.sum_24h_gt_2x_daily_avg, structuring.pattern.	reviewed	held
2026-09-17 19:32Z	velocity_spike	Entity velocity spiked: 5 transfers and $39,986.61 in 24 hours.	reviewed	held

Decisions

No decisions.

Signals and inputs

{
  "signals": [
    {
      "code": "counterparty.hold_share",
      "detail": "50% of scored transfers in the hold band",
      "weight": 25
    },
    {
      "code": "counterparty.new",
      "detail": "first seen 0d ago",
      "weight": 10
    }
  ],
  "inputs": {
    "n": 2,
    "reason": "history 2 below minimum 3",
    "reasons": [
      {
        "id": "CRS-HIS-01",
        "hard": false,
        "detail": "50% of scored transfers in the hold band",
        "signal": "counterparty.hold_share",
        "weight": 25,
        "sentence": "A tenth or more of the transfers with this counterparty landed in the hold band."
      },
      {
        "id": "CRS-NEW-01",
        "hard": false,
        "detail": "first seen 0d ago",
        "signal": "counterparty.new",
        "weight": 10,
        "sentence": "The counterparty was first seen less than a week ago."
      }
    ],
    "returns": {
      "any": 0,
      "unauthorized": 0
    },
    "scoredN": 2,
    "holdShare": 0.5,
    "hardSignal": false,
    "windowDays": 180,
    "countryCode": null,
    "reviewShare": 0,
    "concentration": 0.0004864920505118348,
    "distinctEntities": 2,
    "distinctPrograms": 1,
    "firstSeenAgeDays": 0,
    "observationAgeDays": 4,
    "programsWithReturns": 0
  }
}