Entity · BUSINESS

Cedar Services 214

Id: enti_sim_meri_a1etfvmy9o8
Program: 48915275-d6d2-4068-8e62-f51a51f9da77
Verification: VERIFIED
High risk: no
PEP: no
Requires screening: no
Review reasons: —
Last screened: 2026-08-31 06:24Z
Country: US
Expected rails: ach, wire, swift

Entity Risk Skoor Report →

Skoor

30n=36

Band

review

Confidence

0.83

Version

ers-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	ERS-RET-01 The entity's transfers have drawn unauthorized returns.	`entity.unauthorized_returns`	+30		1 unauthorized return(s) against it

Signals

Signal	Weight	Hard	Detail
entity.unauthorized_returns	+30		1 unauthorized return(s) against it

Inputs

{
  "n": 36,
  "alerts": {
    "opened": 3,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 1,
    "unauthorized": 1
  },
  "scoredN": 36,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.05555555555555555,
  "velocityRatio": 1.439386708030068,
  "confidenceDecay": 1,
  "screeningAgeDays": 17,
  "observationAgeDays": 3,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 26
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	30	review	36	0.83	ers-v1
2026-09-17 19:31Z	0	clear	17	0.58	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the review band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $10,000.00
Per day: $50,000.00
Per month: $500,000.00
Re-screen every: 30 days

What unlocks the next band

From review to clear: shed 1 point. At clear the caps become $100,000.00 per transaction, $500,000.00 per day, $10,000,000.00 per month.

Signal to clear	Points	Hard	What it means
entity.unauthorized_returns	30		The entity's transfers have drawn unauthorized returns.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_meri_8736xcppc91	ach outgoing CREDIT	$449.56	SETTLED	0	clear	1036	2026-09-13 21:43Z
acht_sim_meri_38dckrghc4c	ach outgoing DEBIT	$1,220.45	SETTLED	0	clear	959	2026-09-09 21:48Z
acht_sim_meri_98t13fw3c21	ach outgoing DEBIT	$489.34	SETTLED	40	review	936	2026-09-08 02:52Z
acht_sim_meri_65t3ali7c1p	ach outgoing CREDIT	$316.21	SETTLED	15	clear	932	2026-09-07 23:05Z
acht_sim_meri_4er1hve5c0y	ach outgoing CREDIT	$313.99	SETTLED	0	clear	930	2026-09-07 22:16Z
acht_sim_meri_5k9w0w1mc0q	ach outgoing CREDIT	$1,394.43	SETTLED	0	clear	916	2026-09-06 22:16Z
acht_sim_meri_14ua0hxqbw8	ach outgoing CREDIT	$480.02	MANUAL_REVIEW	15	clear	867	2026-09-04 04:53Z
acht_sim_meri_2p7k9r6sbvh	ach outgoing DEBIT	$327.45	SETTLED	0	clear	859	2026-09-03 01:47Z
acht_sim_meri_at4l5kc2btf	ach outgoing CREDIT	$737.59	SETTLED	0	clear	849	2026-09-02 04:30Z
acht_sim_meri_9wp6is4dbu9	ach outgoing CREDIT	$513.57	SETTLED	40	review	833	2026-09-02 00:36Z
acht_sim_meri_bqky3ha7bqt	ach outgoing DEBIT	$920.62	SETTLED	0	clear	814	2026-08-31 05:51Z
acht_sim_meri_357l6rksbnk	ach outgoing CREDIT	$914.33	SETTLED	0	clear	756	2026-08-27 21:21Z
acht_sim_meri_4npmsjvvbd8	ach outgoing DEBIT	$1,235.70	SETTLED	0	clear	649	2026-08-21 00:26Z
acht_sim_meri_rvuxp0cbbu	ach outgoing CREDIT	$359.77	RETURNED	0	clear	624	2026-08-19 20:50Z
acht_sim_meri_au4r22p7b9x	ach outgoing DEBIT	$701.58	SETTLED	0	clear	619	2026-08-19 03:34Z
acht_sim_meri_79dt2aqbb9u	ach outgoing DEBIT	$369.41	SETTLED	0	clear	598	2026-08-17 23:50Z
acht_sim_meri_48zk0nvwb8o	ach outgoing DEBIT	$530.75	SETTLED	0	clear	591	2026-08-17 01:50Z
wire_sim_meri_6nbh8i7yb6e	wire outgoing	$1,436.48	COMPLETED	15	clear	547	2026-08-15 01:00Z
acht_sim_meri_c563kdltb5n	ach outgoing DEBIT	$332.02	SETTLED	0	clear	553	2026-08-14 20:44Z
acht_sim_meri_36huk8dgb1z	ach outgoing DEBIT	$344.46	SETTLED	0	clear	521	2026-08-12 01:22Z
acht_sim_meri_bblwe9thb2e	ach outgoing DEBIT	$321.26	SETTLED	0	clear	517	2026-08-11 21:22Z
acht_sim_meri_bqfqtopsb18	ach outgoing CREDIT	$420.94	SETTLED	0	clear	512	2026-08-11 02:32Z
acht_sim_meri_qpcvq5ab0b	ach outgoing DEBIT	$807.60	SETTLED	0	clear	491	2026-08-09 23:29Z
acht_sim_meri_9i2l6dy8avh	ach outgoing DEBIT	$783.01	SETTLED	0	clear	442	2026-08-06 20:25Z
acht_sim_meri_5idosrf3au3	ach outgoing CREDIT	$1,210.64	SETTLED	0	clear	417	2026-08-04 23:38Z
acht_sim_meri_8zd96jbwatu	ach outgoing CREDIT	$1,042.20	SETTLED	0	clear	416	2026-08-04 23:29Z
acht_sim_meri_7abv5p15asi	ach outgoing CREDIT	$1,267.05	SETTLED	0	clear	409	2026-08-04 05:20Z
acht_sim_meri_4pral3wparu	ach outgoing CREDIT	$745.38	SETTLED	0	clear	399	2026-08-03 21:29Z
acht_sim_meri_4mbvusm4arr	ach outgoing DEBIT	$783.17	SETTLED	0	clear	397	2026-08-03 20:47Z
acht_sim_meri_anc6a157aok	ach outgoing CREDIT	$1,139.62	SETTLED	0	clear	370	2026-08-02 03:15Z
acht_sim_meri_1j434pb4ani	ach outgoing DEBIT	$302.86	MANUAL_REVIEW	15	clear	345	2026-08-01 00:39Z
acht_sim_meri_6q2r7a3uamv	ach outgoing DEBIT	$407.06	SETTLED	0	clear	337	2026-07-30 23:23Z
acht_sim_meri_ac0eza84ajq	ach outgoing CREDIT	$300.31	SETTLED	0	clear	305	2026-07-28 20:55Z
acht_sim_meri_8fq7ts1xafb	ach outgoing DEBIT	$372.10	SETTLED	0	clear	258	2026-07-26 02:08Z
acht_sim_meri_5svy1bpkadc	ach outgoing DEBIT	$765.58	SETTLED	0	clear	236	2026-07-24 02:15Z
acht_sim_meri_qmli01kac9	ach outgoing DEBIT	$733.43	SETTLED	0	clear	220	2026-07-23 03:14Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $489.34 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $513.57 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:30Z	rapid_onboarding	The entity's first transfer, $733.43, above the program median, came 0.0 hours after verification.	medium	0 clear	reviewed	open