Entity · PERSON

Alder Co 224

Id: enti_sim_meri_865odrt99pc
Program: 48915275-d6d2-4068-8e62-f51a51f9da77
Verification: VERIFIED
High risk: no
PEP: no
Requires screening: no
Review reasons: —
Last screened: 2026-08-25 17:03Z
Country: US
Expected rails: ach

Entity Risk Skoor Report →

Skoor

0n=33

Band

clear

Confidence

0.80

Version

ers-v1

Scored 2026-09-17 19:32Z.

Signals

No signals fired.

Inputs

{
  "n": 33,
  "alerts": {
    "opened": 2,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 31,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.06451612903225806,
  "velocityRatio": 1.583682531596625,
  "confidenceDecay": 1,
  "screeningAgeDays": 23,
  "observationAgeDays": 4,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 25
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	0	clear	33	0.80	ers-v1
2026-09-17 19:31Z	0	clear	16	0.58	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_meri_8c1lnyo2cck	ach outgoing DEBIT	$299.73	SETTLED	40	review	1077	2026-09-16 03:39Z
acht_sim_meri_7rjyut3jcbe	ach outgoing DEBIT	$593.48	SETTLED	10	clear	1074	2026-09-16 03:19Z
acht_sim_meri_ch34u5n3cai	ach outgoing CREDIT	$902.36	SETTLED	10	clear	1047	2026-09-14 22:03Z
acht_sim_meri_a6k4uabvc9g	ach outgoing DEBIT	$315.88	SETTLED	0	clear	1044	2026-09-14 04:58Z
acht_sim_meri_133a9yhwc8s	ach outgoing CREDIT	$853.79	SETTLED	15	clear	1038	2026-09-14 00:46Z
acht_sim_meri_1pu8iffdc81	ach outgoing DEBIT	$1,316.88	SETTLED	0	clear	1020	2026-09-13 05:02Z
acht_sim_meri_5mwxob2hc7y	ach outgoing CREDIT	$852.31	SETTLED	15	clear	1006	2026-09-12 23:13Z
acht_sim_meri_7p3rgw2hc4i	ach outgoing CREDIT	$445.21	SETTLED	10	clear	965	2026-09-10 02:20Z
acht_sim_meri_5nvsjob7c24	ach outgoing DEBIT	$1,020.14	SETTLED	0	clear	933	2026-09-07 23:26Z
acht_sim_meri_7s7fjxn7bzn	ach outgoing CREDIT	$394.67	SETTLED	0	clear	917	2026-09-06 22:57Z
acht_sim_meri_38d0gqflbvn	ach outgoing CREDIT	$477.63	SETTLED	15	clear	857	2026-09-03 01:33Z
acht_sim_meri_a44vnm96btr	ach outgoing CREDIT	$426.77	SETTLED	0	clear	837	2026-09-01 21:46Z
acht_sim_meri_5e97ly0gbs8	ach outgoing DEBIT	$311.22	SETTLED	0	clear	829	2026-09-01 02:41Z
acht_sim_meri_dbvrh16brb	ach outgoing DEBIT	$411.46	SETTLED	40	review	801	2026-08-31 00:34Z
acht_sim_meri_8vjtakdkbpw	ach outgoing CREDIT	$656.72	SETTLED	40	review	793	2026-08-30 04:21Z
acht_sim_meri_9fesr3m6bon	ach outgoing CREDIT	$1,001.19	SETTLED	0	clear	772	2026-08-28 23:41Z
acht_sim_meri_79h0vkkobm3	ach outgoing CREDIT	$297.93	SETTLED	0	clear	746	2026-08-27 02:53Z
wire_sim_meri_4j9ds1iybjf	wire outgoing	$1,369.12	COMPLETED	15	clear	698	2026-08-25 01:00Z
acht_sim_meri_ath74v8mbcz	ach outgoing CREDIT	$1,340.10	SETTLED	0	clear	639	2026-08-20 02:22Z
acht_sim_meri_2hxtpr5tb90	ach outgoing CREDIT	$793.83	SETTLED	0	clear	597	2026-08-17 23:18Z
acht_sim_meri_92mlxanxb7m	ach outgoing DEBIT	$507.69	SETTLED	0	clear	580	2026-08-16 04:26Z
acht_sim_meri_1ek48zlqb71	ach outgoing DEBIT	$383.09	SETTLED	0	clear	576	2026-08-16 01:55Z
acht_sim_meri_ac5n344jb57	ach outgoing CREDIT	$404.37	SETTLED	0	clear	556	2026-08-14 22:38Z
acht_sim_meri_celmuwg9ayz	ach outgoing DEBIT	$445.61	SETTLED	0	clear	481	2026-08-08 23:31Z
acht_sim_meri_18ntgna9axp	ach outgoing CREDIT	$369.80	SETTLED	15	clear	462	2026-08-07 22:43Z
acht_sim_meri_664tzj88aut	ach outgoing DEBIT	$1,222.18	SETTLED	0	clear	438	2026-08-06 03:02Z
acht_sim_meri_8n0br8ukaq5	ach outgoing DEBIT	$714.80	SETTLED	0	clear	384	2026-08-03 02:14Z
acht_sim_meri_3nwgp02xaj4	ach outgoing CREDIT	$587.19	SETTLED	0	clear	290	2026-07-27 22:47Z
acht_sim_meri_3zxk2wq7ais	ach outgoing DEBIT	$797.55	SETTLED	0	clear	287	2026-07-27 20:56Z
acht_sim_meri_5psamcf8aha	ach outgoing DEBIT	$608.89	SETTLED	0	clear	286	2026-07-27 05:43Z
acht_sim_meri_bwhwdt55ag3	ach outgoing DEBIT	$1,427.46	SETTLED	0	clear	265	2026-07-26 05:32Z
acht_sim_meri_2vum3dk7adi	ach outgoing CREDIT	$1,069.00	SETTLED	15	clear	231	2026-07-23 22:51Z
acht_sim_meri_5w9p2tk7aam	ach outgoing DEBIT	$782.88	SETTLED	15	clear	205	2026-07-22 05:18Z
acht_sim_meri_97mqgfkwa6r	ach outgoing DEBIT	$384.90	SETTLED	0	clear	157	2026-07-19 05:22Z
acht_sim_meri_c5x7sfc1a49	ach outgoing DEBIT	$688.75	COMPLETED	0	clear	126	2026-07-17 02:42Z
acht_sim_meri_2xmkiuaca35	ach outgoing CREDIT	$572.33	COMPLETED	0	clear	120	2026-07-16 22:05Z
acht_sim_meri_bp01wlgr9yv	ach outgoing DEBIT	$622.87	COMPLETED	0	clear	88	2026-07-14 22:58Z
acht_sim_meri_cceojnhe9ss	ach outgoing DEBIT	$651.44	HOLD	null	unscored	16	2026-07-11 03:31Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:32Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $299.73 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $411.46 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $656.72 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open