Entity · BUSINESS

Larch Studio 211

Id: enti_sim_meri_6dswgj8q9nw
Program: 48915275-d6d2-4068-8e62-f51a51f9da77
Verification: VERIFIED
High risk: no
PEP: no
Requires screening: no
Review reasons: —
Last screened: 2026-08-12 20:10Z
Country: US
Expected rails: ach, wire, swift

Entity Risk Skoor Report →

Skoor

0n=27

Band

clear

Confidence

0.72

Version

ers-v1

Scored 2026-09-17 19:32Z.

Signals

No signals fired.

Inputs

{
  "n": 27,
  "alerts": {
    "opened": 3,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 26,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.07692307692307693,
  "velocityRatio": 0.8520716824154936,
  "confidenceDecay": 1,
  "screeningAgeDays": 35,
  "observationAgeDays": 5,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 22
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	0	clear	27	0.72	ers-v1
2026-09-17 19:31Z	0	clear	18	0.61	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_meri_8pqrir4xc6r	ach outgoing DEBIT	$545.95	SETTLED	0	clear	996	2026-09-12 01:09Z
acht_sim_meri_b52z6xuqc1g	ach outgoing DEBIT	$794.53	SETTLED	10	clear	940	2026-09-08 03:29Z
acht_sim_meri_abcv52wzc0n	ach outgoing CREDIT	$430.86	SETTLED	40	review	911	2026-09-06 21:12Z
acht_sim_meri_c1fsrmo1bsb	ach outgoing CREDIT	$990.80	SETTLED	0	clear	825	2026-09-01 00:22Z
acht_sim_meri_cgv5dtnhbku	ach outgoing CREDIT	$1,290.69	SETTLED	40	review	721	2026-08-25 23:33Z
acht_sim_meri_42fycvc1bhn	ach outgoing DEBIT	$841.51	SETTLED	10	clear	689	2026-08-23 20:30Z
acht_sim_meri_2nott0rabfb	ach outgoing CREDIT	$386.72	SETTLED	0	clear	665	2026-08-22 00:59Z
acht_sim_meri_7ps9wu1nbb7	ach outgoing DEBIT	$904.81	SETTLED	0	clear	616	2026-08-19 01:46Z
acht_sim_meri_958c56szb7w	ach outgoing CREDIT	$328.11	SETTLED	0	clear	590	2026-08-16 23:41Z
acht_sim_meri_9uy8wrazb6g	ach outgoing DEBIT	$324.11	SETTLED	0	clear	572	2026-08-15 23:29Z
acht_sim_meri_17k4pueazw	ach outgoing CREDIT	$534.79	SETTLED	0	clear	496	2026-08-10 01:08Z
acht_sim_meri_6s2e2ynvayg	ach outgoing DEBIT	$364.39	SETTLED	10	clear	477	2026-08-08 22:43Z
acht_sim_meri_chdcfk1eawy	ach outgoing CREDIT	$414.48	SETTLED	0	clear	467	2026-08-08 02:58Z
acht_sim_meri_2bd9v0m4aso	ach outgoing CREDIT	$1,010.64	SETTLED	0	clear	424	2026-08-05 01:56Z
wire_sim_meri_4fpr6ypuau9	wire outgoing	$3,999.72	COMPLETED	25	clear	406	2026-08-05 01:00Z
acht_sim_meri_3rq1qogzaoq	ach outgoing CREDIT	$969.82	SETTLED	0	clear	371	2026-08-02 03:31Z
acht_sim_meri_adf9r6skagi	ach outgoing DEBIT	$763.51	SETTLED	0	clear	278	2026-07-26 22:32Z
acht_sim_meri_9ijno8kfago	ach outgoing DEBIT	$1,022.53	SETTLED	0	clear	274	2026-07-26 22:03Z
acht_sim_meri_c7bl300aad3	ach outgoing DEBIT	$371.59	SETTLED	0	clear	229	2026-07-23 22:11Z
acht_sim_meri_g19h8mma9w	ach outgoing CREDIT	$316.02	SETTLED	0	clear	189	2026-07-21 03:30Z
acht_sim_meri_2kc25bl1a8k	ach outgoing CREDIT	$1,225.90	SETTLED	0	clear	174	2026-07-20 22:36Z
acht_sim_meri_ci28hrowa7k	ach outgoing DEBIT	$654.78	SETTLED	10	clear	165	2026-07-20 01:18Z
acht_sim_meri_51cz3a0ba4x	ach outgoing CREDIT	$545.73	COMPLETED	0	clear	138	2026-07-18 00:47Z
acht_sim_meri_3nbkt4y4a0b	ach outgoing CREDIT	$355.69	COMPLETED	0	clear	87	2026-07-14 22:25Z
acht_sim_meri_8gjdeie29zn	ach outgoing DEBIT	$319.21	COMPLETED	10	clear	83	2026-07-14 21:18Z
acht_sim_meri_4um6tjpy9yb	ach outgoing DEBIT	$652.89	COMPLETED	0	clear	72	2026-07-14 00:45Z
acht_sim_meri_58xtng9l9qn	ach outgoing CREDIT	$345.70	COMPLETED	null	unscored	13	2026-07-10 05:16Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $430.86 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $1,290.69 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:30Z	first_time_counterparty_large	First transfer to a new counterparty, $345.70, above the program's 95th percentile.	medium	null unscored	reviewed	open