Entity · BUSINESS

Heath Holdings 219

Id: enti_sim_meri_5oit8xrn9os
Program: 48915275-d6d2-4068-8e62-f51a51f9da77
Verification: VERIFIED
High risk: no
PEP: no
Requires screening: no
Review reasons: —
Last screened: 2026-09-01 14:39Z
Country: US
Expected rails: ach, wire, swift

Entity Risk Skoor Report →

Skoor

40n=25

Band

review

Confidence

0.70

Version

ers-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	ERS-RET-01 The entity's transfers have drawn unauthorized returns.	`entity.unauthorized_returns`	+30		1 unauthorized return(s) against it
2	ERS-VEL-01 The entity's volume in the last 30 days is more than twice its prior monthly volume.	`entity.velocity`	+10		last 30 days 3.6× its prior monthly volume

Signals

Signal	Weight	Hard	Detail
entity.unauthorized_returns	+30		1 unauthorized return(s) against it
entity.velocity	+10		last 30 days 3.6× its prior monthly volume

Inputs

{
  "n": 25,
  "alerts": {
    "opened": 1,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 1,
    "unauthorized": 1
  },
  "scoredN": 24,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.041666666666666664,
  "velocityRatio": 3.6474598260002584,
  "confidenceDecay": 1,
  "screeningAgeDays": 16,
  "observationAgeDays": 11,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 21
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	40	review	25	0.70	ers-v1
2026-09-17 19:31Z	45	review	12	0.54	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the review band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $10,000.00
Per day: $50,000.00
Per month: $500,000.00
Re-screen every: 30 days

What unlocks the next band

From review to clear: shed 11 points. At clear the caps become $100,000.00 per transaction, $500,000.00 per day, $10,000,000.00 per month.

Signal to clear	Points	Hard	What it means
entity.unauthorized_returns	30		The entity's transfers have drawn unauthorized returns.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_meri_73skmj1mcbz	ach outgoing DEBIT	$1,135.95	SETTLED	0	clear	1070	2026-09-16 00:57Z
acht_sim_meri_25yeu81kbyl	ach outgoing DEBIT	$949.77	SETTLED	0	clear	904	2026-09-06 00:54Z
acht_sim_meri_57xgb6s8by9	ach outgoing CREDIT	$543.94	SETTLED	0	clear	899	2026-09-05 22:52Z
acht_sim_meri_8gtuu6wubw5	ach outgoing DEBIT	$427.29	SETTLED	0	clear	866	2026-09-03 22:21Z
acht_sim_meri_6jozf0kbbrn	ach outgoing DEBIT	$827.10	SETTLED	0	clear	830	2026-09-01 03:09Z
acht_sim_meri_6jwpi3elbt3	ach outgoing DEBIT	$745.26	SETTLED	0	clear	817	2026-08-31 20:41Z
acht_sim_meri_4cx7by5cbqb	ach outgoing DEBIT	$332.09	SETTLED	0	clear	805	2026-08-31 00:23Z
acht_sim_meri_13yolh3dbot	ach outgoing DEBIT	$1,070.70	SETTLED	0	clear	781	2026-08-29 04:22Z
acht_sim_meri_5sca2ujkbmh	ach outgoing CREDIT	$1,010.51	SETTLED	0	clear	754	2026-08-27 20:03Z
acht_sim_meri_794wpnlubl5	ach outgoing DEBIT	$608.77	SETTLED	40	review	744	2026-08-27 03:54Z
acht_sim_meri_266k1luhbkl	ach outgoing CREDIT	$996.30	SETTLED	0	clear	722	2026-08-25 23:25Z
acht_sim_meri_29xwz018bj9	ach outgoing CREDIT	$1,088.05	SETTLED	0	clear	706	2026-08-24 22:24Z
acht_sim_meri_cfmnev13bht	ach outgoing CREDIT	$816.09	SETTLED	0	clear	691	2026-08-23 22:19Z
acht_sim_meri_4ikv5h5ebbo	ach outgoing CREDIT	$1,356.31	SETTLED	0	clear	634	2026-08-20 00:22Z
acht_sim_meri_8949tz4cba6	ach outgoing DEBIT	$1,373.46	SETTLED	0	clear	614	2026-08-19 01:19Z
acht_sim_meri_689cs2hgb0k	ach outgoing DEBIT	$334.98	SETTLED	0	clear	499	2026-08-10 02:46Z
acht_sim_meri_5bw1efwhaz8	ach outgoing CREDIT	$461.46	SETTLED	0	clear	488	2026-08-09 21:24Z
acht_sim_meri_7ddykif4anp	ach outgoing CREDIT	$674.99	SETTLED	15	clear	351	2026-08-01 01:34Z
acht_sim_meri_5hlw6l03anz	ach outgoing CREDIT	$729.33	SETTLED	0	clear	350	2026-08-01 01:03Z
acht_sim_meri_9w0x20umala	ach outgoing CREDIT	$578.96	SETTLED	15	clear	333	2026-07-30 03:22Z
acht_sim_meri_9ttk65ajac5	ach outgoing DEBIT	$560.46	RETURNED	0	clear	212	2026-07-22 22:52Z
acht_sim_meri_93jrwf4eaay	ach outgoing CREDIT	$533.58	SETTLED	0	clear	202	2026-07-22 03:39Z
acht_sim_meri_5yu1j7ska4h	ach outgoing CREDIT	$1,074.85	COMPLETED	10	clear	134	2026-07-17 22:05Z
acht_sim_meri_cmf9g4s7a2d	ach outgoing CREDIT	$747.96	COMPLETED	0	clear	103	2026-07-15 23:00Z
acht_sim_meri_6z4ysnc29zf	ach outgoing CREDIT	$664.57	COMPLETED	0	clear	95	2026-07-15 04:50Z
acht_sim_meri_3z4ilx0y9sc	ach outgoing DEBIT	$298.64	COMPLETED	null	unscored	24	2026-07-11 03:01Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $608.77 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open