SKOOR Risk Money movement. Skoored by AI.

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Entity · BUSINESS · agent

Payout Agent (Meridian) agent

Id: enti_sim_meri_5dfjcovr9pr
Program: 48915275-d6d2-4068-8e62-f51a51f9da77
Verification: VERIFIED
High risk: no
PEP: no
Requires screening: no
Review reasons: —
Last screened: 2026-08-26 01:58Z
Country: US
Expected rails: ach, wire, swift
Operator entity: enti_sim_meri_zfaci2z9lw
Declared purpose: vendor payouts
Declared scope: ach

Entity Risk Skoor Report →

Skoor

0n=60

Band

clear

Confidence

1.00

Version

ers-v1

Scored 2026-09-17 19:32Z.

Signals

No signals fired.

Inputs

{
  "n": 60,
  "alerts": {
    "opened": 2,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 57,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.017543859649122806,
  "velocityRatio": 1.2826891179432498,
  "confidenceDecay": 1,
  "screeningAgeDays": 22,
  "observationAgeDays": 3,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 37
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	0	clear	60	1.00	ers-v1
2026-09-17 19:31Z	0	clear	34	0.79	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Agent Risk Skoor Report →

Skoor

0n=60

Band

clear

Confidence

1.00

Version

ars-v1

Scored 2026-09-17 19:32Z.

Signals

No signals fired.

Inputs

{
  "n": 60,
  "base": "ers-v1",
  "scope": [
    "ach"
  ],
  "alerts": {
    "opened": 2,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "purpose": "vendor payouts",
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 57,
  "holdShare": 0,
  "pepStatus": "no",
  "railsUsed": [
    "ach"
  ],
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.017543859649122806,
  "velocityRatio": 1.2826891179432498,
  "confidenceDecay": 1,
  "operatorEntityId": "enti_sim_meri_zfaci2z9lw",
  "screeningAgeDays": 22,
  "observationAgeDays": 3,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 37
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	0	clear	60	1.00	ars-v1
2026-09-17 19:31Z	0	clear	34	0.79	ars-v1
2026-09-17 19:30Z	null	unscored	0	null	ars-v1

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_meri_azuiue16ccv	ach outgoing CREDIT	$321.75	SUBMITTED	10	clear	1082	2026-09-17 05:13Z
acht_sim_meri_bppn54ujcct	ach outgoing CREDIT	$1,177.08	SUBMITTED	0	clear	1069	2026-09-16 22:47Z
acht_sim_meri_1lytfkhacce	ach outgoing DEBIT	$536.03	SETTLED	40	review	1067	2026-09-16 00:32Z
acht_sim_meri_32sala3ccau	ach outgoing CREDIT	$1,262.69	SETTLED	0	clear	1052	2026-09-15 01:24Z
acht_sim_meri_9k4tdy0yc8v	ach outgoing DEBIT	$293.94	SETTLED	0	clear	1033	2026-09-13 20:04Z
acht_sim_meri_6d4jzcaac8g	ach outgoing DEBIT	$1,438.37	SETTLED	15	clear	1013	2026-09-13 03:20Z
acht_sim_meri_7jsmrgdsc76	ach outgoing DEBIT	$392.98	SETTLED	0	clear	994	2026-09-11 23:45Z
acht_sim_meri_87g88mphc6c	ach outgoing DEBIT	$909.25	SETTLED	0	clear	989	2026-09-11 21:26Z
acht_sim_meri_bc6txq6wc2m	ach outgoing DEBIT	$326.82	SETTLED	0	clear	944	2026-09-08 21:53Z
acht_sim_meri_5e7z3qcpbzf	ach outgoing DEBIT	$619.89	SETTLED	15	clear	908	2026-09-06 02:27Z
acht_sim_meri_aj2olkizbyc	ach outgoing CREDIT	$1,016.19	SETTLED	10	clear	907	2026-09-06 02:13Z
acht_sim_meri_3cu5yvxbbv2	ach outgoing DEBIT	$885.94	SETTLED	15	clear	863	2026-09-03 02:57Z
acht_sim_meri_6afh8jcjbsk	ach outgoing DEBIT	$827.85	SETTLED	0	clear	832	2026-09-01 05:11Z
acht_sim_meri_7927lsctbne	ach outgoing CREDIT	$714.88	SETTLED	0	clear	761	2026-08-28 02:02Z
acht_sim_meri_8bxahndnbju	ach outgoing DEBIT	$666.00	SETTLED	0	clear	733	2026-08-26 03:40Z
acht_sim_meri_9qe6afgbbk6	ach outgoing CREDIT	$376.63	SETTLED	0	clear	731	2026-08-26 02:24Z
acht_sim_meri_4vh2336fbkc	ach outgoing DEBIT	$1,156.67	SETTLED	0	clear	730	2026-08-26 02:20Z
acht_sim_meri_2w3cni8dbkf	ach outgoing DEBIT	$1,217.36	SETTLED	40	review	725	2026-08-26 01:44Z
acht_sim_meri_8uefise9bki	ach outgoing CREDIT	$319.80	SETTLED	10	clear	719	2026-08-25 20:06Z
acht_sim_meri_7ip0z92lbi3	ach outgoing CREDIT	$421.36	SETTLED	0	clear	705	2026-08-24 05:32Z
acht_sim_meri_bi3s30s5bh1	ach outgoing CREDIT	$1,059.60	SETTLED	10	clear	688	2026-08-23 20:11Z
acht_sim_meri_3dog7ms8bgd	ach outgoing DEBIT	$430.39	SETTLED	0	clear	677	2026-08-22 21:07Z
acht_sim_meri_1sgngiu5bet	ach outgoing CREDIT	$427.79	SETTLED	0	clear	674	2026-08-22 05:06Z
acht_sim_meri_4lkz6gnabew	ach outgoing CREDIT	$692.70	SETTLED	0	clear	663	2026-08-22 00:03Z
acht_sim_meri_45nxpg95be2	ach outgoing CREDIT	$420.84	SETTLED	0	clear	652	2026-08-21 02:21Z
acht_sim_meri_2uie8gn7bd5	ach outgoing CREDIT	$361.39	SETTLED	0	clear	625	2026-08-19 20:34Z
acht_sim_meri_blcjf17fbac	ach outgoing DEBIT	$1,315.27	SETTLED	0	clear	618	2026-08-19 03:30Z
acht_sim_meri_xmrh2znbal	ach outgoing DEBIT	$1,030.55	SETTLED	0	clear	607	2026-08-18 20:09Z
acht_sim_meri_33kosd40b9i	ach outgoing CREDIT	$1,256.04	SETTLED	0	clear	607	2026-08-18 03:47Z
acht_sim_meri_1c5u20brb62	ach outgoing DEBIT	$487.16	SETTLED	0	clear	561	2026-08-15 00:24Z
acht_sim_meri_87unbqtrb3u	ach outgoing DEBIT	$756.43	SETTLED	0	clear	536	2026-08-13 02:43Z
acht_sim_meri_9t41v1syb36	ach outgoing CREDIT	$350.56	SETTLED	0	clear	533	2026-08-12 23:41Z
acht_sim_meri_5trl03gkb1k	ach outgoing CREDIT	$830.68	SETTLED	10	clear	513	2026-08-11 04:07Z
acht_sim_meri_65g64s4kb0e	ach outgoing CREDIT	$338.05	SETTLED	10	clear	500	2026-08-10 04:26Z
acht_sim_meri_5hbxmmiiay3	ach outgoing DEBIT	$1,318.54	SETTLED	0	clear	480	2026-08-08 23:25Z
acht_sim_meri_6119yb3oayd	ach outgoing DEBIT	$807.04	SETTLED	0	clear	478	2026-08-08 22:50Z
acht_sim_meri_4a1d329oaxa	ach outgoing CREDIT	$751.22	SETTLED	0	clear	463	2026-08-07 23:19Z
acht_sim_meri_glahb6awh	ach outgoing DEBIT	$1,063.16	SETTLED	0	clear	449	2026-08-06 23:02Z
acht_sim_meri_7rung9lzati	ach outgoing CREDIT	$404.51	SETTLED	0	clear	412	2026-08-04 20:11Z
acht_sim_meri_61ywqo9naqk	ach outgoing CREDIT	$295.57	SETTLED	0	clear	392	2026-08-03 04:31Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:32Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $536.03 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $1,217.36 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open