Entity · BUSINESS

Entity Risk Skoor Report →

Skoor

0n=62

Band

clear

Confidence

1.00

Version

ers-v1

Scored 2026-09-17 19:32Z.

Signals

No signals fired.

Inputs

{
  "n": 62,
  "alerts": {
    "opened": 4,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 59,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.03389830508474576,
  "velocityRatio": 1.1990580969442948,
  "confidenceDecay": 1,
  "screeningAgeDays": 13,
  "observationAgeDays": 3,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 38
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	0	clear	62	1.00	ers-v1
2026-09-17 19:31Z	0	clear	32	0.77	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_meri_5uw1vjy2cda	ach outgoing CREDIT	$563.82	SUBMITTED	15	clear	1075	2026-09-17 00:48Z
acht_sim_meri_1k3dq2n9cbt	ach outgoing CREDIT	$1,352.61	SETTLED	15	clear	1065	2026-09-15 22:30Z
acht_sim_meri_9dkg1oo1ca6	ach outgoing CREDIT	$947.78	SETTLED	0	clear	1055	2026-09-15 02:52Z
acht_sim_meri_bbne1o4lc97	ach outgoing CREDIT	$778.04	SETTLED	0	clear	1034	2026-09-13 21:27Z
acht_sim_meri_8d13khntc37	ach outgoing DEBIT	$411.23	SETTLED	0	clear	952	2026-09-09 02:53Z
acht_sim_meri_9o0s6rpec2j	ach outgoing CREDIT	$724.84	SETTLED	0	clear	942	2026-09-08 20:59Z
acht_sim_meri_4ysoeg7c1a	ach outgoing DEBIT	$333.45	SETTLED	40	review	935	2026-09-08 02:41Z
acht_sim_meri_66hue9pbc05	ach outgoing DEBIT	$669.99	SETTLED	0	clear	924	2026-09-07 02:41Z
acht_sim_meri_9xnp1r8nby6	ach outgoing CREDIT	$395.19	SETTLED	0	clear	910	2026-09-06 04:26Z
acht_sim_meri_57oic5ptbz3	ach outgoing DEBIT	$752.37	SETTLED	0	clear	903	2026-09-06 00:52Z
acht_sim_meri_bwzwzkvvbxr	ach outgoing DEBIT	$364.32	SETTLED	0	clear	892	2026-09-05 05:21Z
acht_sim_meri_bcym7c28bxc	ach outgoing CREDIT	$296.63	SETTLED	0	clear	891	2026-09-05 03:36Z
acht_sim_meri_8w3d0istbvt	ach outgoing DEBIT	$308.45	SETTLED	0	clear	878	2026-09-04 04:34Z
acht_sim_meri_c22h45s8bwo	ach outgoing CREDIT	$565.74	SETTLED	0	clear	869	2026-09-04 00:27Z
wire_sim_meri_a975ic5fbui	wire outgoing	$1,570.80	COMPLETED	0	clear	831	2026-09-02 01:00Z
acht_sim_meri_1d50docdbrq	ach outgoing DEBIT	$878.94	SETTLED	0	clear	822	2026-08-31 23:23Z
acht_sim_meri_7k4hczaqbqe	ach outgoing DEBIT	$334.76	SETTLED	40	review	810	2026-08-31 05:58Z
acht_sim_meri_2wpwju4br8	ach outgoing CREDIT	$571.54	SETTLED	0	clear	803	2026-08-30 23:52Z
acht_sim_meri_7diktho4bp8	ach outgoing CREDIT	$816.47	SETTLED	25	clear	787	2026-08-29 22:20Z
acht_sim_meri_cj44j0t6bnz	ach outgoing DEBIT	$761.55	SETTLED	15	clear	777	2026-08-29 01:55Z
acht_sim_meri_3hobqj2tbmz	ach outgoing CREDIT	$327.31	SETTLED	0	clear	767	2026-08-28 03:50Z
acht_sim_meri_7v9lsyiebmk	ach outgoing CREDIT	$403.25	SETTLED	0	clear	765	2026-08-28 03:40Z
acht_sim_meri_cqn78rmcbm9	ach outgoing DEBIT	$390.79	SETTLED	0	clear	744	2026-08-27 02:04Z
acht_sim_meri_c943ng80bi0	ach outgoing DEBIT	$833.44	SETTLED	0	clear	697	2026-08-24 01:51Z
acht_sim_meri_9zidci1wbgp	ach outgoing DEBIT	$326.38	SETTLED	0	clear	678	2026-08-22 21:37Z
acht_sim_meri_2eu5id3xbeq	ach outgoing CREDIT	$308.32	SETTLED	15	clear	672	2026-08-22 04:06Z
acht_sim_meri_b144i6sbeh	ach outgoing CREDIT	$639.84	SETTLED	0	clear	660	2026-08-21 21:05Z
acht_sim_meri_cm8v1lthbf2	ach outgoing CREDIT	$1,289.06	SETTLED	0	clear	659	2026-08-21 20:58Z
acht_sim_meri_76cdo5v6bde	ach outgoing DEBIT	$355.82	SETTLED	0	clear	654	2026-08-21 03:17Z
acht_sim_meri_ar5f5n16be5	ach outgoing DEBIT	$674.77	SETTLED	0	clear	652	2026-08-21 01:15Z
acht_sim_meri_9nh4feq3b8r	ach outgoing DEBIT	$1,433.48	SETTLED	25	clear	594	2026-08-17 22:43Z
acht_sim_meri_7bsgyr79b6m	ach outgoing CREDIT	$334.77	SETTLED	10	clear	575	2026-08-16 01:52Z
acht_sim_meri_5e7lq4jyb65	ach outgoing CREDIT	$301.30	SETTLED	0	clear	557	2026-08-14 22:57Z
acht_sim_meri_3ynudobpb4f	ach outgoing DEBIT	$1,438.88	SETTLED	25	clear	543	2026-08-13 20:57Z
acht_sim_meri_6ac8qhpeb3o	ach outgoing DEBIT	$1,435.60	SETTLED	15	clear	542	2026-08-13 05:36Z
acht_sim_meri_7g4iofxtb43	ach outgoing DEBIT	$318.44	SETTLED	0	clear	539	2026-08-13 04:51Z
acht_sim_meri_cp80m0y5b2h	ach outgoing CREDIT	$909.42	SETTLED	0	clear	524	2026-08-12 02:35Z
acht_sim_meri_6vypfwkib2q	ach outgoing DEBIT	$851.49	SETTLED	10	clear	519	2026-08-11 23:10Z
acht_sim_meri_gl59b39awe	ach outgoing CREDIT	$1,119.61	SETTLED	0	clear	457	2026-08-07 03:45Z
acht_sim_meri_7a7gara0auk	ach outgoing DEBIT	$680.59	SETTLED	10	clear	437	2026-08-06 01:57Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $333.45 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $334.76 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:31Z	first_time_counterparty_large	First transfer to a new counterparty, $1,433.48, above the program's 95th percentile.	medium	25 clear	reviewed	open

Elm Partners 216