Entity · PERSON

Birch Holdings 213

Id: enti_sim_meri_30yt48a99o4
Program: 48915275-d6d2-4068-8e62-f51a51f9da77
Verification: VERIFIED
High risk: no
PEP: no
Requires screening: no
Review reasons: —
Last screened: 2026-08-21 02:45Z
Country: US
Expected rails: ach

Entity Risk Skoor Report →

Skoor

25n=17

Band

clear

Confidence

0.60

Version

ers-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	ERS-RET-02 The entity's return rate is above five percent.	`entity.return_rate`	+15		return rate 1/17
2	ERS-VEL-01 The entity's volume in the last 30 days is more than twice its prior monthly volume.	`entity.velocity`	+10		last 30 days 2.2× its prior monthly volume

Signals

Signal	Weight	Hard	Detail
entity.return_rate	+15		return rate 1/17
entity.velocity	+10		last 30 days 2.2× its prior monthly volume

Inputs

{
  "n": 17,
  "alerts": {
    "opened": 0,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 1,
    "unauthorized": 0
  },
  "scoredN": 17,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0,
  "velocityRatio": 2.1868281317728653,
  "confidenceDecay": 1,
  "screeningAgeDays": 27,
  "observationAgeDays": 12,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 15
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	25	clear	17	0.60	ers-v1
2026-09-17 19:31Z	0	clear	10	0.50	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_meri_7jn2w5tobxo	ach outgoing DEBIT	$368.64	SETTLED	0	clear	887	2026-09-05 01:18Z
acht_sim_meri_aco2zhdgbw2	ach outgoing DEBIT	$340.87	SETTLED	0	clear	863	2026-09-03 20:12Z
acht_sim_meri_ai052daybs2	ach outgoing CREDIT	$1,211.82	SETTLED	0	clear	823	2026-08-31 23:59Z
acht_sim_meri_abckedxybsn	ach outgoing CREDIT	$581.55	RETURNED	0	clear	817	2026-08-31 21:10Z
acht_sim_meri_16poqte8bqk	ach outgoing DEBIT	$697.97	SETTLED	0	clear	808	2026-08-31 01:26Z
acht_sim_meri_oz1esg6bha	ach outgoing CREDIT	$852.89	SETTLED	10	clear	704	2026-08-24 05:05Z
wire_sim_meri_4fgs3nobfq	wire outgoing	$4,018.28	COMPLETED	10	clear	653	2026-08-22 01:00Z
wire_sim_meri_4i2o0ukcb1x	wire outgoing	$1,738.52	COMPLETED	0	clear	501	2026-08-11 01:00Z
acht_sim_meri_3ubi47fmaw2	ach outgoing CREDIT	$653.39	SETTLED	0	clear	456	2026-08-07 03:27Z
acht_sim_meri_2g4ix7duavn	ach outgoing CREDIT	$345.43	SETTLED	0	clear	454	2026-08-07 03:01Z
acht_sim_meri_hizw81mafx	ach outgoing DEBIT	$301.32	SETTLED	0	clear	259	2026-07-26 02:15Z
acht_sim_meri_3hjiyskuaef	ach outgoing DEBIT	$1,097.83	SETTLED	0	clear	242	2026-07-24 21:23Z
acht_sim_meri_au6glth1a3p	ach outgoing DEBIT	$682.61	COMPLETED	0	clear	123	2026-07-17 01:06Z
acht_sim_meri_apj129eca3t	ach outgoing CREDIT	$601.08	COMPLETED	0	clear	119	2026-07-16 21:36Z
acht_sim_meri_6sovsv499zb	ach outgoing DEBIT	$869.61	COMPLETED	0	clear	85	2026-07-14 22:05Z
acht_sim_meri_9vhsh1tl9wr	ach outgoing DEBIT	$711.76	COMPLETED	0	clear	52	2026-07-12 23:26Z
acht_sim_meri_lj3y4yu9td	ach outgoing CREDIT	$380.86	COMPLETED	10	clear	31	2026-07-11 22:37Z

Alerts on this entity and its transfers

No alerts.