Entity · PERSON

Entity Risk Skoor Report →

Skoor

0n=20

Band

clear

Confidence

0.64

Version

ers-v1

Scored 2026-09-17 19:32Z.

Signals

No signals fired.

Inputs

{
  "n": 20,
  "alerts": {
    "opened": 2,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 18,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.05555555555555555,
  "velocityRatio": 0.960689533937047,
  "confidenceDecay": 1,
  "screeningAgeDays": 14,
  "observationAgeDays": 5,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 12
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	0	clear	20	0.64	ers-v1
2026-09-17 19:31Z	0	clear	13	0.54	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_lant_cg65emfnehe	ach outgoing CREDIT	$1,470.12	SETTLED	0	clear	800	2026-09-14 20:09Z
acht_sim_lant_4f3plcpdegh	ach outgoing CREDIT	$1,586.24	SETTLED	0	clear	798	2026-09-14 05:30Z
acht_sim_lant_343mbeawee5	ach outgoing DEBIT	$1,254.13	SETTLED	0	clear	776	2026-09-12 04:34Z
acht_sim_lant_1u0mcca9e40	ach outgoing DEBIT	$615.27	SETTLED	0	clear	643	2026-09-02 02:18Z
acht_sim_lant_9tpgpu4me43	ach outgoing DEBIT	$752.51	SETTLED	0	clear	640	2026-09-01 23:34Z
acht_sim_lant_a7g3z4rhdxs	ach outgoing CREDIT	$1,012.36	SETTLED	0	clear	562	2026-08-27 05:07Z
acht_sim_lant_9bo1fyctdsk	ach outgoing DEBIT	$1,373.88	SETTLED	0	clear	498	2026-08-21 05:20Z
acht_sim_lant_2ktlk221dse	ach outgoing DEBIT	$2,252.01	SETTLED	10	clear	490	2026-08-20 21:13Z
acht_sim_lant_bf70u24mdpz	ach outgoing CREDIT	$2,522.09	SETTLED	0	clear	477	2026-08-19 05:24Z
acht_sim_lant_8r1zc7n0dkv	ach outgoing DEBIT	$1,530.13	SETTLED	0	clear	403	2026-08-13 02:22Z
acht_sim_lant_b60lw9fidkd	ach outgoing CREDIT	$1,507.36	SETTLED	0	clear	394	2026-08-12 23:41Z
acht_sim_lant_bmk8ks5idjp	ach outgoing CREDIT	$1,714.29	SETTLED	0	clear	390	2026-08-12 00:51Z
acht_sim_lant_1ouk56awdge	ach outgoing DEBIT	$1,882.28	SETTLED	15	clear	352	2026-08-09 04:03Z
acht_sim_lant_7j0w91n3ddw	ach outgoing CREDIT	$1,671.87	SETTLED	0	clear	319	2026-08-05 23:06Z
acht_sim_lant_2mdaoae4db4	ach outgoing CREDIT	$887.79	SETTLED	40	review	298	2026-08-04 04:14Z
acht_sim_lant_7tvp0dfedaa	ach outgoing DEBIT	$1,287.55	SETTLED	0	clear	289	2026-08-03 03:03Z
acht_sim_lant_8c48zm52d3b	ach outgoing DEBIT	$1,958.76	SETTLED	0	clear	206	2026-07-27 05:57Z
acht_sim_lant_4ep8ya4sd0j	ach outgoing DEBIT	$2,652.40	SETTLED	0	clear	167	2026-07-24 05:08Z
acht_sim_lant_2id9gzuycwp	ach outgoing DEBIT	$701.83	SETTLED	0	clear	128	2026-07-21 01:20Z
acht_sim_lant_490tqpsscty	ach outgoing DEBIT	$761.95	COMPLETED	0	clear	91	2026-07-18 01:12Z
acht_sim_lant_c6sr48zeclx	ach outgoing CREDIT	$2,017.89	COMPLETED	null	unscored	18	2026-07-11 22:05Z
acht_sim_lant_11l9dq0fcl5	ach outgoing DEBIT	$1,790.97	COMPLETED	null	unscored	14	2026-07-11 03:10Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:31Z	velocity_spike	Entity velocity spiked: 1 transfers and $1,790.97 in 24 hours.	medium	null unscored	reviewed	open
2026-09-17 19:30Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $887.79 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:30Z	rapid_onboarding	The entity's first transfer, $1,790.97, above the program median, came 0.0 hours after verification.	medium	null unscored	reviewed	open

Elm Partners 34