Entity · BUSINESS

Alder Co 30

Id: enti_sim_lant_bzg8kp1scg6
Program: 180938aa-f565-4063-8da7-da29139b126f
Verification: VERIFIED
High risk: no
PEP: no
Requires screening: no
Review reasons: —
Last screened: 2026-09-02 18:04Z
Country: US
Expected rails: ach

Entity Risk Skoor Report →

Skoor

0n=29

Band

clear

Confidence

0.75

Version

ers-v1

Scored 2026-09-17 19:32Z.

Signals

No signals fired.

Inputs

{
  "n": 29,
  "alerts": {
    "opened": 3,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 28,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.10714285714285714,
  "velocityRatio": 1.8313893348819732,
  "confidenceDecay": 1,
  "screeningAgeDays": 15,
  "observationAgeDays": 6,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 19
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	0	clear	29	0.75	ers-v1
2026-09-17 19:31Z	0	clear	17	0.59	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_lant_8xx12gqyehb	ach outgoing DEBIT	$1,950.87	SETTLED	0	clear	801	2026-09-14 21:01Z
acht_sim_lant_b62xjbwlede	ach outgoing DEBIT	$1,919.22	SETTLED	0	clear	752	2026-09-11 01:12Z
acht_sim_lant_c87uh360e9j	ach outgoing DEBIT	$1,104.37	HOLD	5	clear	692	2026-09-06 23:00Z
acht_sim_lant_cdecl4zhe7s	ach outgoing DEBIT	$1,052.41	SETTLED	0	clear	700	2026-09-06 05:15Z
acht_sim_lant_dygo2gje7j	ach outgoing CREDIT	$972.61	SETTLED	0	clear	694	2026-09-06 02:24Z
acht_sim_lant_3bou9f5ueja	ach outgoing CREDIT	$14,400.00	RETURNED	60	review	684	2026-09-05 00:36Z
acht_sim_lant_3kw4n11je5r	ach outgoing DEBIT	$634.20	SETTLED	0	clear	673	2026-09-04 02:35Z
acht_sim_lant_3yzbv0g3e3l	ach outgoing DEBIT	$659.67	SETTLED	10	clear	642	2026-09-02 02:03Z
acht_sim_lant_bq4liivbe2l	ach outgoing CREDIT	$586.15	SETTLED	0	clear	631	2026-09-01 02:57Z
acht_sim_lant_c62m3u8ne23	ach outgoing DEBIT	$855.99	SETTLED	0	clear	622	2026-08-31 21:24Z
acht_sim_lant_4ujoeslje00	ach outgoing CREDIT	$727.79	SETTLED	40	review	578	2026-08-28 22:12Z
acht_sim_lant_9a1dcxnddxj	ach outgoing CREDIT	$2,263.22	SETTLED	10	clear	563	2026-08-27 05:31Z
acht_sim_lant_3izvordhdul	ach outgoing DEBIT	$1,629.50	SETTLED	40	review	520	2026-08-23 03:58Z
acht_sim_lant_1xciu1tzdlg	ach outgoing CREDIT	$1,521.47	SETTLED	0	clear	413	2026-08-14 01:53Z
acht_sim_lant_2d89nd38dky	ach outgoing CREDIT	$1,867.93	SETTLED	0	clear	408	2026-08-13 21:47Z
acht_sim_lant_5zrp3vlddix	ach outgoing CREDIT	$1,560.63	SETTLED	0	clear	375	2026-08-11 00:54Z
acht_sim_lant_6l4qemr8dfw	ach outgoing CREDIT	$2,091.27	SETTLED	0	clear	346	2026-08-08 05:48Z
acht_sim_lant_7ss44i3aden	ach outgoing DEBIT	$1,489.51	SETTLED	10	clear	334	2026-08-07 04:15Z
acht_sim_lant_231kqgpndeq	ach outgoing CREDIT	$1,100.03	SETTLED	0	clear	328	2026-08-07 00:20Z
acht_sim_lant_9q80ge44ddq	ach outgoing CREDIT	$1,692.82	SETTLED	0	clear	317	2026-08-05 21:40Z
acht_sim_lant_3t3w6512dbn	ach outgoing CREDIT	$2,369.02	SETTLED	0	clear	299	2026-08-04 04:44Z
acht_sim_lant_33pyx7c7d97	ach outgoing CREDIT	$2,285.73	SETTLED	0	clear	262	2026-08-01 02:07Z
acht_sim_lant_4nrsjdixd78	ach outgoing CREDIT	$2,091.07	SETTLED	0	clear	249	2026-07-30 22:45Z
acht_sim_lant_6m7c7llkd6w	ach outgoing CREDIT	$1,007.77	SETTLED	0	clear	237	2026-07-29 23:24Z
acht_sim_lant_cl1zkdvdd48	ach outgoing CREDIT	$951.75	SETTLED	0	clear	216	2026-07-28 03:57Z
acht_sim_lant_9e6ard5bczl	ach outgoing CREDIT	$2,649.95	MANUAL_REVIEW	15	clear	142	2026-07-23 01:34Z
acht_sim_lant_aibv4vhiczm	ach outgoing CREDIT	$878.55	SETTLED	0	clear	151	2026-07-22 22:55Z
acht_sim_lant_9czukdy7cx7	ach outgoing DEBIT	$1,311.58	SETTLED	0	clear	123	2026-07-20 21:00Z
acht_sim_lant_c2riz8n8co5	ach outgoing CREDIT	$2,498.74	COMPLETED	0	clear	47	2026-07-14 04:35Z
acht_sim_lant_36k6pkdmcmh	ach outgoing DEBIT	$1,905.19	COMPLETED	null	unscored	25	2026-07-12 00:59Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:31Z	first_time_counterparty_large	First transfer to a new counterparty, $14,400.00, above the program's 95th percentile.	medium	60 review	reviewed	open
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $727.79 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:30Z	rapid_onboarding	The entity's first transfer, $1,905.19, above the program median, came 0.0 hours after verification.	medium	null unscored	reviewed	open