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Entity · BUSINESS · agent

Payout Agent (Lantern) agent

Id
enti_sim_lant_be7kgc35cjl
Program
180938aa-f565-4063-8da7-da29139b126f
Verification
VERIFIED
High risk
no
PEP
no
Requires screening
no
Review reasons
—
Last screened
2026-08-28 13:08Z
Country
US
Expected rails
ach
Operator entity
enti_sim_lant_2spuvci1cfc
Declared purpose
vendor payouts
Declared scope
ach

Entity Risk Skoor Report →

Skoor
0n=24
Band
clear
Confidence
0.69
Version
ers-v1

Scored 2026-09-17 19:32Z.

Signals

No signals fired.

Inputs

{
  "n": 24,
  "alerts": {
    "opened": 6,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 22,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.18181818181818182,
  "velocityRatio": 0.6851766475046386,
  "confidenceDecay": 1,
  "screeningAgeDays": 20,
  "observationAgeDays": 2,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 17
}

History

As ofSkoorBandnConfidenceVersion
2026-09-17 19:32Z0clear240.69ers-v1
2026-09-17 19:31Z0clear150.56ers-v1
2026-09-17 19:30Znullunscored0nullers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction
$100,000.00
Per day
$500,000.00
Per month
$10,000,000.00
Re-screen every
90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Agent Risk Skoor Report →

Skoor
0n=24
Band
clear
Confidence
0.69
Version
ars-v1

Scored 2026-09-17 19:32Z.

Signals

No signals fired.

Inputs

{
  "n": 24,
  "base": "ers-v1",
  "scope": [
    "ach"
  ],
  "alerts": {
    "opened": 6,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "purpose": "vendor payouts",
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 22,
  "holdShare": 0,
  "pepStatus": "no",
  "railsUsed": [
    "ach"
  ],
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.18181818181818182,
  "velocityRatio": 0.6851766475046386,
  "confidenceDecay": 1,
  "operatorEntityId": "enti_sim_lant_2spuvci1cfc",
  "screeningAgeDays": 20,
  "observationAgeDays": 2,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 17
}

History

As ofSkoorBandnConfidenceVersion
2026-09-17 19:32Z0clear240.69ars-v1
2026-09-17 19:31Z0clear150.56ars-v1
2026-09-17 19:30Znullunscored0nullars-v1

Transfers

TransferRailAmountStatusSkoorBandnCreated
acht_sim_lant_6am3sfrpeh5ach outgoing CREDIT$649.85SETTLED0clear8072026-09-15 02:29Z
acht_sim_lant_8v6sfyypegqach outgoing DEBIT$1,547.63SETTLED0clear8022026-09-14 21:09Z
acht_sim_lant_8r66jqbue97ach outgoing DEBIT$1,668.01SETTLED40review7112026-09-07 03:47Z
acht_sim_lant_48d7uezye69ach outgoing CREDIT$921.25SETTLED0clear6652026-09-03 20:47Z
acht_sim_lant_60bxjd7oe10ach outgoing CREDIT$961.85SETTLED0clear5912026-08-30 01:57Z
acht_sim_lant_8xg9v8zyducach outgoing CREDIT$756.61SETTLED0clear5192026-08-23 03:32Z
acht_sim_lant_7hwq3zpidt5ach outgoing CREDIT$602.83SETTLED0clear5022026-08-22 00:50Z
acht_sim_lant_6kps61qpdsqach outgoing CREDIT$711.44SETTLED0clear4972026-08-21 02:28Z
acht_sim_lant_2pv4v978dsnach outgoing CREDIT$721.95SETTLED40review4952026-08-21 01:10Z
acht_sim_lant_bjubxho2dm4ach outgoing CREDIT$1,967.87SETTLED0clear4272026-08-15 03:26Z
acht_sim_lant_bdj2hljzdksach outgoing CREDIT$570.28SETTLED40review4022026-08-13 03:57Z
acht_sim_lant_cew4d7txdf8ach outgoing DEBIT$621.64SETTLED10clear3392026-08-07 22:22Z
acht_sim_lant_ahey5xuedbtach outgoing DEBIT$1,472.12SETTLED0clear2952026-08-03 23:16Z
acht_sim_lant_57edhf8d4each outgoing CREDIT$2,408.96SETTLED40review2162026-07-28 04:22Z
acht_sim_lant_14vs7n4td4kach outgoing DEBIT$693.19SETTLED0clear2102026-07-27 21:21Z
acht_sim_lant_6up0twlld1sach outgoing DEBIT$2,048.19SETTLED10clear1822026-07-25 22:11Z
acht_sim_lant_1egphgbtd01ach outgoing DEBIT$1,896.14SETTLED0clear1612026-07-23 22:48Z
acht_sim_lant_24oeb2fjcz6ach outgoing CREDIT$683.85SETTLED0clear1582026-07-23 04:24Z
acht_sim_lant_6kc9bvfwczpach outgoing DEBIT$786.47SETTLED0clear1542026-07-22 23:57Z
acht_sim_lant_7bqsmj07czfach outgoing CREDIT$1,133.60SETTLED0clear1492026-07-22 21:06Z
acht_sim_lant_mooiwugcuaach outgoing CREDIT$2,600.97COMPLETED0clear922026-07-18 01:34Z
acht_sim_lant_5aajr1ecsiach outgoing DEBIT$1,665.32COMPLETED0clear822026-07-17 01:28Z
acht_sim_lant_c8t9r4bycsaach outgoing CREDIT$2,031.51COMPLETED0clear792026-07-16 23:10Z
acht_sim_lant_5e2yg11jcsuach outgoing DEBIT$743.85COMPLETED0clear772026-07-16 22:30Z
acht_sim_lant_7eir3otock9ach outgoing DEBIT$1,711.18COMPLETEDnullunscored32026-07-10 00:56Z

Alerts on this entity and its transfers

OpenedDetectorSummarySeveritySkoorRouteStatus
2026-09-17 19:31Zfirst_time_counterparty_largeFirst transfer to a new counterparty, $1,711.18, above the program's 95th percentile.mediumnull unscoredreviewedopen
2026-09-17 19:31Zskoor_reviewTransaction Risk Skoor 40 (review band) on a $1,668.01 ach transfer: returns.counterparty_prior_unauthorized.medium40 reviewreviewedopen
2026-09-17 19:31Zskoor_reviewTransaction Risk Skoor 40 (review band) on a $721.95 ach transfer: returns.counterparty_prior_unauthorized.medium40 reviewreviewedopen
2026-09-17 19:31Zskoor_reviewTransaction Risk Skoor 40 (review band) on a $570.28 ach transfer: returns.counterparty_prior_unauthorized.medium40 reviewreviewedopen
2026-09-17 19:30Zskoor_reviewTransaction Risk Skoor 40 (review band) on a $2,408.96 ach transfer: returns.counterparty_prior_unauthorized.medium40 reviewreviewedopen
2026-09-17 19:30Zrapid_onboardingThe entity's first transfer, $1,711.18, above the program median, came 0.0 hours after verification.mediumnull unscoredreviewedopen