Entity · BUSINESS

Birch Holdings 325

Id: enti_sim_lant_b0j3i3l4ciy
Program: 180938aa-f565-4063-8da7-da29139b126f
Verification: VERIFIED
High risk: no
PEP: no
Requires screening: no
Review reasons: —
Last screened: 2026-08-28 21:52Z
Country: US
Expected rails: ach

Entity Risk Skoor Report →

Skoor

0n=33

Band

clear

Confidence

0.80

Version

ers-v1

Scored 2026-09-17 19:32Z.

Signals

No signals fired.

Inputs

{
  "n": 33,
  "alerts": {
    "opened": 3,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 31,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.0967741935483871,
  "velocityRatio": 1.489087028415957,
  "confidenceDecay": 1,
  "screeningAgeDays": 19,
  "observationAgeDays": 3,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 22
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	0	clear	33	0.80	ers-v1
2026-09-17 19:31Z	0	clear	19	0.61	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_lant_5ghhz70seif	ach outgoing DEBIT	$1,065.56	SUBMITTED	0	clear	816	2026-09-17 03:31Z
acht_sim_lant_504ukveht	ach outgoing DEBIT	$2,181.20	SETTLED	10	clear	814	2026-09-16 03:16Z
acht_sim_lant_8tp5045wegk	ach outgoing DEBIT	$1,964.13	SETTLED	0	clear	791	2026-09-14 00:29Z
acht_sim_lant_b68ywo88eay	ach outgoing CREDIT	$963.90	SETTLED	0	clear	731	2026-09-09 02:33Z
acht_sim_lant_9td8gt5ueaj	ach outgoing CREDIT	$1,469.64	SETTLED	0	clear	722	2026-09-08 22:00Z
acht_sim_lant_77ldi0uzea4	ach outgoing CREDIT	$2,124.74	SETTLED	0	clear	716	2026-09-07 20:48Z
acht_sim_lant_23rva9ble8g	ach outgoing DEBIT	$971.41	SETTLED	0	clear	698	2026-09-06 04:34Z
acht_sim_lant_bmj19k7fe84	ach outgoing CREDIT	$1,275.61	SETTLED	0	clear	696	2026-09-06 03:15Z
acht_sim_lant_1nsywntce29	ach outgoing CREDIT	$2,347.66	SETTLED	0	clear	627	2026-08-31 23:56Z
acht_sim_lant_93arqxd6e1o	ach outgoing CREDIT	$2,358.17	SETTLED	10	clear	617	2026-08-31 03:55Z
acht_sim_lant_16dikqtkdw4	ach outgoing CREDIT	$1,613.07	SETTLED	0	clear	539	2026-08-25 01:58Z
acht_sim_lant_4beyfze6dwd	ach outgoing DEBIT	$1,931.61	SETTLED	10	clear	538	2026-08-25 01:40Z
acht_sim_lant_andy9t01dtw	ach outgoing DEBIT	$2,128.97	SETTLED	0	clear	511	2026-08-22 05:05Z
acht_sim_lant_b0qvp9s4drh	ach outgoing CREDIT	$762.38	SETTLED	40	review	489	2026-08-20 05:05Z
acht_sim_lant_jn3art8dq8	ach outgoing CREDIT	$963.00	SETTLED	10	clear	467	2026-08-18 21:16Z
acht_sim_lant_62hueqdcdoz	ach outgoing CREDIT	$1,259.50	SETTLED	0	clear	442	2026-08-16 22:03Z
acht_sim_lant_4xsmks4rdkp	ach outgoing CREDIT	$782.56	SETTLED	10	clear	403	2026-08-13 05:12Z
acht_sim_lant_bmk9lv5mdjd	ach outgoing CREDIT	$2,342.19	SETTLED	40	review	385	2026-08-11 21:05Z
acht_sim_lant_7i03kb3rdgk	ach outgoing DEBIT	$2,557.78	SETTLED	0	clear	348	2026-08-08 20:39Z
acht_sim_lant_3w5ag0t7dfh	ach outgoing CREDIT	$2,027.61	SETTLED	0	clear	337	2026-08-07 20:38Z
acht_sim_lant_5gq80dq9ddh	ach outgoing DEBIT	$608.50	SETTLED	0	clear	324	2026-08-06 05:41Z
acht_sim_lant_b1lfcd4qdc2	ach outgoing DEBIT	$854.10	SETTLED	0	clear	304	2026-08-04 21:26Z
acht_sim_lant_19dig4b9d5e	ach outgoing DEBIT	$1,948.42	SETTLED	40	review	228	2026-07-29 05:22Z
acht_sim_lant_9ou154jvd4n	ach outgoing DEBIT	$2,130.01	SETTLED	0	clear	218	2026-07-28 05:54Z
acht_sim_lant_aeddesvzd14	ach outgoing DEBIT	$623.93	SETTLED	0	clear	178	2026-07-25 03:54Z
acht_sim_lant_4mb0hv3ad17	ach outgoing DEBIT	$1,783.80	SETTLED	10	clear	170	2026-07-24 20:33Z
acht_sim_lant_3scler15czy	ach outgoing DEBIT	$740.75	SETTLED	10	clear	163	2026-07-24 02:51Z
acht_sim_lant_atk0ffhacxi	ach outgoing DEBIT	$968.47	SETTLED	0	clear	131	2026-07-21 03:31Z
acht_sim_lant_7svs50jucvs	ach outgoing DEBIT	$1,258.91	SETTLED	0	clear	114	2026-07-20 02:37Z
acht_sim_lant_6ojkije4cuu	ach outgoing DEBIT	$1,913.90	SETTLED	0	clear	104	2026-07-19 03:30Z
acht_sim_lant_7gbm1yjkctu	ach outgoing DEBIT	$1,858.66	COMPLETED	0	clear	88	2026-07-18 00:22Z
acht_sim_lant_8sdysnlacsq	ach outgoing CREDIT	$560.81	COMPLETED	10	clear	84	2026-07-17 04:12Z
acht_sim_lant_bbx75ojcqq	ach outgoing CREDIT	$596.81	COMPLETED	0	clear	66	2026-07-16 02:01Z
acht_sim_lant_9h5ug891cmd	ach outgoing DEBIT	$2,607.61	COMPLETED	null	unscored	22	2026-07-11 22:49Z
acht_sim_lant_a4rop2gccld	ach outgoing CREDIT	$612.04	COMPLETED	null	unscored	10	2026-07-10 20:23Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $762.38 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $2,342.19 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:30Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $1,948.42 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open