Entity · PERSON

Larch Studio 323

Id: enti_sim_lant_7dif55rlciq
Program: 180938aa-f565-4063-8da7-da29139b126f
Verification: VERIFIED
High risk: no
PEP: no
Requires screening: no
Review reasons: —
Last screened: 2026-08-27 14:57Z
Country: US
Expected rails: ach

Entity Risk Skoor Report →

Skoor

15n=10

Band

clear

Confidence

0.52

Version

ers-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	ERS-RET-02 The entity's return rate is above five percent.	`entity.return_rate`	+15		return rate 1/10

Signals

Signal	Weight	Hard	Detail
entity.return_rate	+15		return rate 1/10

Inputs

{
  "n": 10,
  "alerts": {
    "opened": 0,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 1,
    "unauthorized": 0
  },
  "scoredN": 10,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0,
  "velocityRatio": 1.4266954464627601,
  "confidenceDecay": 1,
  "screeningAgeDays": 21,
  "observationAgeDays": 3,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 6
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	15	clear	10	0.52	ers-v1
2026-09-17 19:31Z	0	clear	6	0.46	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_lant_bad6akdkeh8	ach outgoing DEBIT	$1,423.04	SETTLED	0	clear	804	2026-09-14 22:52Z
acht_sim_lant_15yn6ynveg5	ach outgoing DEBIT	$1,639.28	SETTLED	0	clear	788	2026-09-13 22:05Z
acht_sim_lant_6jxfo9l1e7a	ach outgoing DEBIT	$704.54	SETTLED	0	clear	678	2026-09-04 21:15Z
acht_sim_lant_al2i1iy4e1u	ach outgoing DEBIT	$1,080.31	SETTLED	0	clear	614	2026-08-30 23:56Z
acht_sim_lant_22b7rtyfdrb	ach outgoing CREDIT	$2,015.66	SETTLED	15	clear	483	2026-08-19 21:39Z
acht_sim_lant_6pzokf7mdj9	ach outgoing CREDIT	$1,616.86	RETURNED	10	clear	388	2026-08-12 00:49Z
acht_sim_lant_7vs8ozbadgh	ach outgoing CREDIT	$2,611.43	SETTLED	0	clear	353	2026-08-09 04:31Z
acht_sim_lant_7aihpr7addz	ach outgoing DEBIT	$579.02	SETTLED	0	clear	322	2026-08-06 04:46Z
acht_sim_lant_21taunyldbk	ach outgoing DEBIT	$588.52	SETTLED	0	clear	292	2026-08-03 21:00Z
acht_sim_lant_5tqcm9jacw1	ach outgoing CREDIT	$1,193.51	SETTLED	0	clear	112	2026-07-19 23:59Z
acht_sim_lant_c583ox01cra	ach outgoing CREDIT	$1,036.38	COMPLETED	0	clear	63	2026-07-16 01:25Z

Alerts on this entity and its transfers

No alerts.