Entity · PERSON

Larch Studio 311

Id: enti_sim_lant_717xoqj8che
Program: 180938aa-f565-4063-8da7-da29139b126f
Verification: VERIFIED
High risk: no
PEP: no
Requires screening: no
Review reasons: —
Last screened: 2026-08-14 00:20Z
Country: US
Expected rails: ach

Entity Risk Skoor Report →

Skoor

15n=10

Band

clear

Confidence

0.52

Version

ers-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	ERS-RET-02 The entity's return rate is above five percent.	`entity.return_rate`	+15		return rate 1/10

Signals

Signal	Weight	Hard	Detail
entity.return_rate	+15		return rate 1/10

Inputs

{
  "n": 10,
  "alerts": {
    "opened": 0,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 1,
    "unauthorized": 0
  },
  "scoredN": 9,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0,
  "velocityRatio": 1.572829983563913,
  "confidenceDecay": 1,
  "screeningAgeDays": 34,
  "observationAgeDays": 7,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 9
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	15	clear	10	0.52	ers-v1
2026-09-17 19:31Z	0	clear	6	0.43	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_lant_996vu3kweid	ach outgoing DEBIT	$572.29	SUBMITTED	0	clear	816	2026-09-17 05:28Z
acht_sim_lant_14mslxvseih	ach outgoing CREDIT	$1,787.46	SUBMITTED	0	clear	813	2026-09-17 00:05Z
acht_sim_lant_4pulv0lbebg	ach outgoing CREDIT	$1,068.13	RETURNED	0	clear	745	2026-09-10 05:23Z
acht_sim_lant_5h8gtdkve81	ach outgoing CREDIT	$2,336.30	SETTLED	0	clear	701	2026-09-06 05:46Z
acht_sim_lant_ch0u9sx0e70	ach outgoing CREDIT	$978.81	SETTLED	0	clear	688	2026-09-05 04:59Z
acht_sim_lant_8dg60od3dws	ach outgoing DEBIT	$1,693.31	SETTLED	0	clear	544	2026-08-25 21:48Z
acht_sim_lant_3ke8dap5dam	ach outgoing DEBIT	$811.67	SETTLED	0	clear	283	2026-08-02 21:39Z
acht_sim_lant_45e935vhd9d	ach outgoing CREDIT	$1,095.30	SETTLED	0	clear	280	2026-08-02 03:52Z
acht_sim_lant_5k7i75vjd07	ach outgoing CREDIT	$1,605.32	SETTLED	0	clear	168	2026-07-24 05:39Z
acht_sim_lant_8evr4o00cru	ach outgoing DEBIT	$2,463.72	COMPLETED	0	clear	85	2026-07-17 04:41Z
acht_sim_lant_bhauv1ycs6	ach outgoing DEBIT	$1,153.93	COMPLETED	0	clear	83	2026-07-17 03:08Z
acht_sim_lant_6xr334eccm5	ach outgoing CREDIT	$596.97	COMPLETED	null	unscored	19	2026-07-11 22:18Z

Alerts on this entity and its transfers

No alerts.