Entity · PERSON

Cedar Services 32

Id: enti_sim_lant_6vouo184cge
Program: 180938aa-f565-4063-8da7-da29139b126f
Verification: VERIFIED
High risk: no
PEP: no
Requires screening: no
Review reasons: —
Last screened: 2026-08-15 12:13Z
Country: US
Expected rails: ach

Entity Risk Skoor Report →

Skoor

10n=16

Band

clear

Confidence

0.59

Version

ers-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	ERS-VEL-01 The entity's volume in the last 30 days is more than twice its prior monthly volume.	`entity.velocity`	+10		last 30 days 2.5× its prior monthly volume

Signals

Signal	Weight	Hard	Detail
entity.velocity	+10		last 30 days 2.5× its prior monthly volume

Inputs

{
  "n": 16,
  "alerts": {
    "opened": 2,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 14,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.07142857142857142,
  "velocityRatio": 2.5028029203804785,
  "confidenceDecay": 1,
  "screeningAgeDays": 33,
  "observationAgeDays": 4,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 12
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	10	clear	16	0.59	ers-v1
2026-09-17 19:31Z	0	clear	8	0.47	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_lant_5gj9q39weir	ach outgoing DEBIT	$1,912.81	SUBMITTED	0	clear	813	2026-09-16 22:41Z
acht_sim_lant_52ezkgnleew	ach outgoing DEBIT	$1,188.34	SETTLED	10	clear	778	2026-09-12 21:03Z
acht_sim_lant_48st6mvfech	ach outgoing DEBIT	$1,485.20	SETTLED	0	clear	742	2026-09-10 02:45Z
acht_sim_lant_fey9mpe2u	ach outgoing DEBIT	$2,365.48	SETTLED	0	clear	626	2026-08-31 23:10Z
acht_sim_lant_4u1dcwqdxv	ach outgoing CREDIT	$1,311.36	SETTLED	0	clear	556	2026-08-26 21:36Z
acht_sim_lant_8aze2w4bdxd	ach outgoing DEBIT	$561.18	SETTLED	0	clear	555	2026-08-26 21:35Z
acht_sim_lant_8mwsfzbudx4	ach outgoing DEBIT	$2,563.81	SETTLED	0	clear	552	2026-08-26 05:13Z
acht_sim_lant_6721smvrdvy	ach outgoing CREDIT	$674.25	SETTLED	0	clear	541	2026-08-25 05:32Z
acht_sim_lant_aj6rdmr8dvf	ach outgoing CREDIT	$717.30	SETTLED	0	clear	531	2026-08-24 04:49Z
acht_sim_lant_3bappy5zde5	ach outgoing DEBIT	$1,194.02	SETTLED	0	clear	335	2026-08-07 05:55Z
acht_sim_lant_2m2tkhg0d4w	ach outgoing DEBIT	$612.82	SETTLED	40	review	226	2026-07-29 04:34Z
acht_sim_lant_52hde5xcd3q	ach outgoing CREDIT	$1,569.50	SETTLED	0	clear	196	2026-07-26 22:04Z
acht_sim_lant_8j9f5oqld1j	ach outgoing CREDIT	$661.51	SETTLED	10	clear	172	2026-07-24 22:27Z
acht_sim_lant_209qiopcwd	ach outgoing DEBIT	$1,386.25	SETTLED	0	clear	121	2026-07-20 05:40Z
acht_sim_lant_5pjxki8tcpt	ach outgoing CREDIT	$596.39	COMPLETED	0	clear	58	2026-07-15 02:19Z
acht_sim_lant_a94ef0mhcn1	ach outgoing CREDIT	$904.82	COMPLETED	null	unscored	29	2026-07-12 22:14Z
acht_sim_lant_bct1ih23cm1	ach outgoing DEBIT	$1,758.50	COMPLETED	null	unscored	23	2026-07-11 23:51Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:30Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $612.82 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:30Z	rapid_onboarding	The entity's first transfer, $1,758.50, above the program median, came 0.0 hours after verification.	medium	null unscored	reviewed	open