Entity · BUSINESS

Birch Holdings 313

Id: enti_sim_lant_2dt4asy7chm
Program: 180938aa-f565-4063-8da7-da29139b126f
Verification: VERIFIED
High risk: no
PEP: no
Requires screening: no
Review reasons: —
Last screened: 2026-09-09 04:54Z
Country: US
Expected rails: ach

Entity Risk Skoor Report →

Skoor

0n=24

Band

clear

Confidence

0.69

Version

ers-v1

Scored 2026-09-17 19:32Z.

Signals

No signals fired.

Inputs

{
  "n": 24,
  "alerts": {
    "opened": 6,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 23,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.21739130434782608,
  "velocityRatio": 1.1111255339479644,
  "confidenceDecay": 1,
  "screeningAgeDays": 8,
  "observationAgeDays": 7,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 17
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	0	clear	24	0.69	ers-v1
2026-09-17 19:31Z	0	clear	15	0.57	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_lant_3ne1bbzsebw	ach outgoing CREDIT	$1,001.67	SETTLED	0	clear	741	2026-09-10 02:08Z
acht_sim_lant_1v8zghniebq	ach outgoing CREDIT	$580.97	SETTLED	40	review	737	2026-09-09 23:19Z
acht_sim_lant_7qvppncae9r	ach outgoing CREDIT	$766.52	SETTLED	0	clear	720	2026-09-08 04:18Z
acht_sim_lant_66lwl8jde7y	ach outgoing CREDIT	$1,006.89	SETTLED	15	clear	692	2026-09-06 01:07Z
acht_sim_lant_696y3r8be7v	ach outgoing CREDIT	$2,222.73	SETTLED	0	clear	689	2026-09-05 20:13Z
acht_sim_lant_78krseoce5f	ach outgoing DEBIT	$608.43	SETTLED	0	clear	677	2026-09-04 05:46Z
acht_sim_lant_35c3xmzle3c	ach outgoing CREDIT	$968.01	SETTLED	40	review	649	2026-09-02 05:14Z
acht_sim_lant_bii1kgr3dt2	ach outgoing CREDIT	$2,364.23	SETTLED	0	clear	513	2026-08-22 05:45Z
acht_sim_lant_6nwvn5q5dte	ach outgoing DEBIT	$666.86	SETTLED	0	clear	503	2026-08-22 01:01Z
acht_sim_lant_86q88d9dly	ach outgoing DEBIT	$1,251.53	SETTLED	0	clear	415	2026-08-14 03:02Z
acht_sim_lant_3hhw10uudjg	ach outgoing DEBIT	$620.98	SETTLED	0	clear	392	2026-08-12 02:50Z
acht_sim_lant_6x3cyqhfdj0	ach outgoing CREDIT	$1,361.46	SETTLED	0	clear	374	2026-08-10 21:43Z
acht_sim_lant_bj6ov7g0dfn	ach outgoing DEBIT	$1,860.37	SETTLED	0	clear	343	2026-08-08 01:57Z
acht_sim_lant_3nyw118jdez	ach outgoing CREDIT	$1,950.40	SETTLED	0	clear	340	2026-08-07 22:49Z
acht_sim_lant_5mkfi8t4dcz	ach outgoing CREDIT	$757.15	SETTLED	40	review	301	2026-08-04 21:12Z
acht_sim_lant_b3zy8furdaj	ach outgoing CREDIT	$1,150.81	SETTLED	0	clear	287	2026-08-03 02:14Z
acht_sim_lant_mmuaek4d8v	ach outgoing CREDIT	$616.30	SETTLED	40	review	267	2026-08-01 04:58Z
acht_sim_lant_54xy9b03d8p	ach outgoing DEBIT	$2,555.88	SETTLED	0	clear	263	2026-08-01 03:13Z
acht_sim_lant_21u7r44kd83	ach outgoing DEBIT	$560.66	SETTLED	0	clear	246	2026-07-30 21:26Z
acht_sim_lant_bt0to5ind6k	ach outgoing CREDIT	$594.98	SETTLED	40	review	232	2026-07-29 20:23Z
acht_sim_lant_1yiaj0xicv6	ach outgoing CREDIT	$1,448.68	SETTLED	0	clear	106	2026-07-19 03:45Z
acht_sim_lant_a3l2h5dbcpp	ach outgoing DEBIT	$1,315.38	COMPLETED	0	clear	48	2026-07-14 20:58Z
acht_sim_lant_81btv9zocnt	ach outgoing CREDIT	$1,024.99	COMPLETED	0	clear	32	2026-07-12 23:05Z
acht_sim_lant_9lsxrgz8cjx	ach outgoing DEBIT	$1,265.56	COMPLETED	null	unscored	2	2026-07-09 23:47Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $580.97 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $968.01 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:30Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $757.15 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:30Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $616.30 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:30Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $594.98 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:30Z	rapid_onboarding	The entity's first transfer, $1,265.56, above the program median, came 0.0 hours after verification.	medium	null unscored	reviewed	open