Entity · PERSON

Entity Risk Skoor Report →

Skoor

0n=38

Band

clear

Confidence

0.86

Version

ers-v1

Scored 2026-09-17 19:32Z.

Signals

No signals fired.

Inputs

{
  "n": 38,
  "alerts": {
    "opened": 3,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 38,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.05263157894736842,
  "velocityRatio": 1.4733995459034908,
  "confidenceDecay": 1,
  "screeningAgeDays": 10,
  "observationAgeDays": 4,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 30
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	0	clear	38	0.86	ers-v1
2026-09-17 19:31Z	0	clear	18	0.59	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_c8ci2tg69hx	ach outgoing CREDIT	$217.47	SUBMITTED	15	clear	2238	2026-09-16 23:07Z
acht_sim_harb_2hgkp7g89io	ach outgoing CREDIT	$667.17	SUBMITTED	10	clear	2230	2026-09-16 21:22Z
acht_sim_harb_bjabohxe9cm	ach outgoing DEBIT	$573.37	SETTLED	0	clear	2199	2026-09-14 23:56Z
acht_sim_harb_b3h7z5u49cq	ach outgoing DEBIT	$381.94	SETTLED	40	review	2196	2026-09-14 23:37Z
acht_sim_harb_3bl8my3q9dk	ach outgoing DEBIT	$541.28	SETTLED	40	review	2182	2026-09-14 20:49Z
acht_sim_harb_1qnw9hwf99y	ach outgoing DEBIT	$614.14	SETTLED	0	clear	2162	2026-09-13 23:41Z
acht_sim_harb_byembhe3958	ach outgoing DEBIT	$413.69	SETTLED	15	clear	2137	2026-09-13 00:54Z
acht_sim_harb_6l9cgur895n	ach outgoing CREDIT	$221.61	SETTLED	0	clear	2110	2026-09-12 20:05Z
acht_sim_harb_2axki35k8ud	ach outgoing CREDIT	$743.93	SETTLED	15	clear	1970	2026-09-08 01:35Z
acht_sim_harb_3x3e29v08pg	ach outgoing CREDIT	$540.84	SETTLED	0	clear	1904	2026-09-06 20:38Z
acht_sim_harb_jggwszx88h	ach outgoing DEBIT	$591.77	SETTLED	0	clear	1708	2026-08-31 20:25Z
acht_sim_harb_6kro4qor879	ach outgoing CREDIT	$576.91	SETTLED	0	clear	1704	2026-08-31 05:24Z
acht_sim_harb_10l66ta85g	ach outgoing CREDIT	$793.09	SETTLED	0	clear	1693	2026-08-31 00:51Z
acht_sim_harb_2k78yk5d82b	ach outgoing CREDIT	$400.22	SETTLED	40	review	1623	2026-08-29 00:11Z
acht_sim_harb_9kw4qaqw7yv	ach outgoing DEBIT	$424.55	SETTLED	0	clear	1591	2026-08-27 20:42Z
acht_sim_harb_4abchr287tw	ach outgoing CREDIT	$294.63	SETTLED	15	clear	1551	2026-08-26 02:58Z
acht_sim_harb_85lkbmau7qg	ach outgoing CREDIT	$195.02	SETTLED	0	clear	1526	2026-08-25 03:11Z
acht_sim_harb_btun3vkm7oh	ach outgoing DEBIT	$377.71	SETTLED	0	clear	1487	2026-08-24 04:13Z
acht_sim_harb_4ox8euo07on	ach outgoing DEBIT	$245.77	SETTLED	0	clear	1467	2026-08-23 20:19Z
acht_sim_harb_9hfvvno57kc	ach outgoing CREDIT	$550.43	SETTLED	10	clear	1427	2026-08-22 21:04Z
acht_sim_harb_9cd94tav7f7	ach outgoing DEBIT	$462.22	SETTLED	0	clear	1367	2026-08-21 00:58Z
acht_sim_harb_bgjf9kl47c1	ach outgoing CREDIT	$656.34	SETTLED	0	clear	1328	2026-08-19 23:53Z
acht_sim_harb_1z4v93jt72w	ach outgoing DEBIT	$345.46	SETTLED	15	clear	1269	2026-08-18 04:43Z
acht_sim_harb_b537tc3v76b	ach outgoing CREDIT	$425.81	SETTLED	15	clear	1242	2026-08-17 22:11Z
acht_sim_harb_46as69326zx	ach outgoing DEBIT	$567.47	SETTLED	40	review	1222	2026-08-17 02:55Z
rttr_sim_harb_42aki8296z9	realtime outgoing	$448.44	COMPLETED	15	clear	1150	2026-08-15 23:00Z
acht_sim_harb_cfffhp216ok	ach outgoing CREDIT	$619.80	SETTLED	15	clear	1077	2026-08-12 04:58Z
acht_sim_harb_44ec7qhe6kl	ach outgoing DEBIT	$234.30	SETTLED	10	clear	1028	2026-08-11 01:14Z
acht_sim_harb_6ldvo0736jq	ach outgoing CREDIT	$339.07	SETTLED	0	clear	1012	2026-08-10 04:39Z
acht_sim_harb_1n015xi66e1	ach outgoing CREDIT	$771.76	SETTLED	0	clear	933	2026-08-07 23:55Z
acht_sim_harb_4o7fflnd648	ach outgoing CREDIT	$285.52	SETTLED	0	clear	824	2026-08-04 20:00Z
acht_sim_harb_1z5jb09n5w6	ach outgoing DEBIT	$625.01	SETTLED	0	clear	740	2026-08-02 02:16Z
acht_sim_harb_epwoga95uv	ach outgoing CREDIT	$592.84	SETTLED	0	clear	709	2026-07-31 23:33Z
acht_sim_harb_406zzrze5p8	ach outgoing DEBIT	$368.04	SETTLED	15	clear	689	2026-07-31 02:31Z
acht_sim_harb_c3f292915n9	ach outgoing CREDIT	$206.48	SETTLED	0	clear	652	2026-07-30 03:53Z
acht_sim_harb_6oj6gmbn5l5	ach outgoing CREDIT	$536.04	SETTLED	15	clear	636	2026-07-29 05:41Z
acht_sim_harb_so118i4538	ach outgoing DEBIT	$546.56	SETTLED	0	clear	405	2026-07-22 21:36Z
acht_sim_harb_3glih1t851e	ach outgoing CREDIT	$669.67	SETTLED	0	clear	399	2026-07-22 05:47Z
acht_sim_harb_2f3sdw6251b	ach outgoing CREDIT	$611.72	SETTLED	0	clear	372	2026-07-21 22:11Z
acht_sim_harb_77tmonlz4v6	ach outgoing CREDIT	$210.07	SETTLED	0	clear	314	2026-07-20 00:09Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:32Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $381.94 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:32Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $541.28 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $400.22 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $567.47 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open

Elm Partners 14