Entity · BUSINESS

Alder Co 112

Id: enti_sim_harb_6s6va5v23vo
Program: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Verification: VERIFIED
High risk: no
PEP: no
Requires screening: no
Review reasons: —
Last screened: 2026-09-04 12:59Z
Country: US
Expected rails: ach, realtime

Entity Risk Skoor Report →

Skoor

30n=65

Band

review

Confidence

1.00

Version

ers-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	ERS-RET-01 The entity's transfers have drawn unauthorized returns.	`entity.unauthorized_returns`	+30		1 unauthorized return(s) against it

Signals

Signal	Weight	Hard	Detail
entity.unauthorized_returns	+30		1 unauthorized return(s) against it

Inputs

{
  "n": 65,
  "alerts": {
    "opened": 2,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 1,
    "unauthorized": 1
  },
  "scoredN": 65,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.015384615384615385,
  "velocityRatio": 1.529409759551092,
  "confidenceDecay": 1,
  "screeningAgeDays": 13,
  "observationAgeDays": 5,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 49
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	30	review	65	1.00	ers-v1
2026-09-17 19:31Z	0	clear	32	0.77	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the review band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $10,000.00
Per day: $50,000.00
Per month: $500,000.00
Re-screen every: 30 days

What unlocks the next band

From review to clear: shed 1 point. At clear the caps become $100,000.00 per transaction, $500,000.00 per day, $10,000,000.00 per month.

Signal to clear	Points	Hard	What it means
entity.unauthorized_returns	30		The entity's transfers have drawn unauthorized returns.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_6eryd30j9hz	ach outgoing DEBIT	$293.05	SUBMITTED	10	clear	2258	2026-09-17 03:51Z
acht_sim_harb_co4o3th09jh	ach outgoing DEBIT	$378.49	SUBMITTED	40	review	2249	2026-09-17 03:17Z
acht_sim_harb_c2vvulgb9fj	ach outgoing CREDIT	$723.13	SETTLED	0	clear	2222	2026-09-15 20:30Z
acht_sim_harb_9sozue049d5	ach outgoing CREDIT	$481.48	SETTLED	0	clear	2190	2026-09-14 21:48Z
acht_sim_harb_aja5r82w9ak	ach outgoing DEBIT	$811.41	SETTLED	10	clear	2163	2026-09-13 23:52Z
acht_sim_harb_6n4tla4q96k	ach outgoing CREDIT	$514.69	SETTLED	0	clear	2145	2026-09-13 04:46Z
acht_sim_harb_48yfrg1b91x	ach outgoing DEBIT	$485.39	SETTLED	0	clear	2073	2026-09-11 21:18Z
acht_sim_harb_341ifdoi919	ach outgoing CREDIT	$336.41	SETTLED	15	clear	2061	2026-09-11 04:03Z
acht_sim_harb_3gtxtdnq90u	ach outgoing DEBIT	$323.94	SETTLED	0	clear	2049	2026-09-10 23:02Z
acht_sim_harb_44ilh47y906	ach outgoing DEBIT	$482.87	SETTLED	0	clear	2043	2026-09-10 21:22Z
acht_sim_harb_clal27zl8yk	ach outgoing CREDIT	$287.49	SETTLED	0	clear	2025	2026-09-10 01:01Z
acht_sim_harb_f3mg8nu8w8	ach outgoing CREDIT	$242.89	SETTLED	10	clear	1993	2026-09-08 23:47Z
acht_sim_harb_2td6bfyl8s0	ach outgoing DEBIT	$393.06	SETTLED	0	clear	1962	2026-09-07 22:56Z
acht_sim_harb_3aex3hor8qs	ach outgoing DEBIT	$736.61	SETTLED	0	clear	1908	2026-09-06 21:43Z
acht_sim_harb_27qsgcph8mj	ach outgoing DEBIT	$700.49	SETTLED	0	clear	1885	2026-09-06 00:52Z
acht_sim_harb_7cjad77w8ld	ach outgoing DEBIT	$375.45	SETTLED	0	clear	1864	2026-09-05 03:41Z
acht_sim_harb_8r6a0hnt8kf	ach outgoing DEBIT	$534.76	SETTLED	15	clear	1861	2026-09-05 03:18Z
acht_sim_harb_1sqs539a8jp	ach outgoing CREDIT	$316.60	SETTLED	0	clear	1852	2026-09-05 00:19Z
acht_sim_harb_987swqop8js	ach outgoing CREDIT	$189.45	SETTLED	0	clear	1849	2026-09-04 23:29Z
acht_sim_harb_104ry4zb8jm	ach outgoing DEBIT	$210.56	SETTLED	10	clear	1838	2026-09-04 20:01Z
acht_sim_harb_5c2jak788hc	ach outgoing CREDIT	$857.46	SETTLED	25	clear	1815	2026-09-04 00:47Z
acht_sim_harb_cmovq2uc8c4	ach outgoing DEBIT	$454.84	SETTLED	0	clear	1765	2026-09-02 04:16Z
acht_sim_harb_2khu5h9w8cv	ach outgoing CREDIT	$314.04	SETTLED	15	clear	1738	2026-09-01 21:02Z
acht_sim_harb_bxcjvgqv87f	ach outgoing CREDIT	$333.59	SETTLED	0	clear	1695	2026-08-31 02:09Z
acht_sim_harb_awdq8ykx876	ach outgoing DEBIT	$556.98	SETTLED	0	clear	1679	2026-08-30 20:32Z
acht_sim_harb_c7z464vl828	ach outgoing CREDIT	$614.44	SETTLED	0	clear	1643	2026-08-29 04:42Z
acht_sim_harb_6q1fftba7z7	ach outgoing DEBIT	$369.18	SETTLED	0	clear	1606	2026-08-28 01:43Z
acht_sim_harb_7hg8hbkw7t7	ach outgoing DEBIT	$655.97	SETTLED	15	clear	1558	2026-08-26 03:52Z
acht_sim_harb_6etz1buz7ur	ach outgoing CREDIT	$380.37	SETTLED	10	clear	1553	2026-08-26 03:27Z
rttr_sim_harb_5e080m8h7sm	realtime outgoing	$216.60	COMPLETED	0	clear	1477	2026-08-24 23:00Z
acht_sim_harb_6cvskzmt7j9	ach outgoing CREDIT	$198.39	SETTLED	0	clear	1446	2026-08-23 00:30Z
acht_sim_harb_69c7cqdf7gj	ach outgoing DEBIT	$301.44	SETTLED	15	clear	1400	2026-08-22 00:59Z
acht_sim_harb_9lvw4kr87j0	ach outgoing CREDIT	$245.37	SETTLED	0	clear	1386	2026-08-21 20:26Z
acht_sim_harb_2vab0ddm7ac	ach outgoing DEBIT	$229.42	SETTLED	10	clear	1319	2026-08-19 21:41Z
acht_sim_harb_oo8kd7e7bd	ach outgoing CREDIT	$321.36	SETTLED	0	clear	1318	2026-08-19 20:55Z
acht_sim_harb_66fqig9m75s	ach outgoing CREDIT	$225.43	SETTLED	0	clear	1260	2026-08-18 02:31Z
acht_sim_harb_4dv8jv72706	ach outgoing DEBIT	$522.21	SETTLED	15	clear	1218	2026-08-17 01:03Z
acht_sim_harb_3dyjc8e6716	ach outgoing DEBIT	$428.59	SETTLED	10	clear	1210	2026-08-16 23:20Z
acht_sim_harb_28jwqw696y3	ach outgoing DEBIT	$592.59	SETTLED	0	clear	1173	2026-08-16 00:43Z
acht_sim_harb_17n31r8p6rr	ach outgoing CREDIT	$368.72	SETTLED	0	clear	1120	2026-08-13 23:03Z

Alerts on this entity and its transfers

No alerts.