Entity · PERSON

Entity Risk Skoor Report →

Skoor

0n=55

Band

clear

Confidence

1.00

Version

ers-v1

Scored 2026-09-17 19:32Z.

Signals

No signals fired.

Inputs

{
  "n": 55,
  "alerts": {
    "opened": 2,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 2,
    "unauthorized": 0
  },
  "scoredN": 51,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.0392156862745098,
  "velocityRatio": 0.9127098753308253,
  "confidenceDecay": 1,
  "screeningAgeDays": 18,
  "observationAgeDays": 5,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 34
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	0	clear	55	1.00	ers-v1
2026-09-17 19:31Z	0	clear	34	0.79	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_ath6xjos9iq	ach outgoing DEBIT	$227.79	SUBMITTED	40	review	2258	2026-09-17 05:21Z
acht_sim_harb_1l2691rt9j3	ach outgoing CREDIT	$321.41	SUBMITTED	0	clear	2238	2026-09-17 00:19Z
acht_sim_harb_2ecggyk29ep	ach outgoing DEBIT	$684.11	SETTLED	0	clear	2248	2026-09-16 03:56Z
acht_sim_harb_185ep06r9g4	ach outgoing CREDIT	$244.83	SETTLED	0	clear	2245	2026-09-16 02:27Z
acht_sim_harb_7nrm7est9fm	ach outgoing DEBIT	$444.56	SETTLED	15	clear	2228	2026-09-15 22:54Z
acht_sim_harb_1ylern4s9fv	ach outgoing CREDIT	$432.74	SETTLED	0	clear	2227	2026-09-15 21:27Z
acht_sim_harb_763cm8wi97k	ach outgoing DEBIT	$363.73	SETTLED	0	clear	2133	2026-09-12 23:43Z
acht_sim_harb_3fyq215j92c	ach outgoing DEBIT	$863.82	SETTLED	0	clear	2103	2026-09-12 04:34Z
acht_sim_harb_cfqxlhft926	ach outgoing DEBIT	$745.98	SETTLED	40	review	2089	2026-09-12 01:09Z
acht_sim_harb_4vxv109r933	ach outgoing CREDIT	$419.15	SETTLED	0	clear	2078	2026-09-11 21:49Z
acht_sim_harb_2ju69ubw8we	ach outgoing CREDIT	$755.37	SETTLED	0	clear	2002	2026-09-09 01:47Z
acht_sim_harb_8jw1qbxl8l1	ach outgoing CREDIT	$360.45	SETTLED	15	clear	1840	2026-09-04 20:29Z
acht_sim_harb_76hug01q8gf	ach outgoing DEBIT	$320.89	SETTLED	15	clear	1830	2026-09-04 04:40Z
acht_sim_harb_7fispff78e9	ach outgoing CREDIT	$483.41	SETTLED	0	clear	1798	2026-09-03 02:34Z
acht_sim_harb_1o43zu1b8bo	ach outgoing CREDIT	$324.49	SETTLED	15	clear	1768	2026-09-02 05:57Z
acht_sim_harb_c8vsp9l58bx	ach outgoing CREDIT	$767.00	SETTLED	0	clear	1762	2026-09-02 03:21Z
acht_sim_harb_6qaxi29s8an	ach outgoing DEBIT	$594.70	SETTLED	10	clear	1748	2026-09-01 22:44Z
acht_sim_harb_1aq4rs1r859	ach outgoing DEBIT	$292.26	RETURNED	0	clear	1689	2026-08-30 23:44Z
acht_sim_harb_shwu4ie83v	ach outgoing DEBIT	$389.49	SETTLED	0	clear	1674	2026-08-30 05:21Z
acht_sim_harb_6biu3aaj80h	ach outgoing DEBIT	$700.58	SETTLED	0	clear	1606	2026-08-28 02:00Z
acht_sim_harb_5q7penjq7t1	ach outgoing DEBIT	$300.76	SETTLED	15	clear	1548	2026-08-26 02:06Z
acht_sim_harb_3r1qmbln7mo	ach outgoing CREDIT	$199.22	SETTLED	0	clear	1464	2026-08-23 04:36Z
acht_sim_harb_2yfxw6627lk	ach outgoing DEBIT	$516.68	SETTLED	15	clear	1429	2026-08-22 21:29Z
acht_sim_harb_3lm92vfm7bj	ach outgoing CREDIT	$376.91	SETTLED	0	clear	1317	2026-08-19 20:50Z
acht_sim_harb_7uihyb5g75p	ach outgoing CREDIT	$237.12	SETTLED	10	clear	1275	2026-08-18 05:43Z
acht_sim_harb_4zt86w8a757	ach outgoing DEBIT	$495.24	SETTLED	0	clear	1262	2026-08-18 03:37Z
acht_sim_harb_5b24cpp773q	ach outgoing DEBIT	$905.30	SETTLED	25	clear	1233	2026-08-17 21:27Z
acht_sim_harb_5htif2bz6vn	ach outgoing CREDIT	$291.37	SETTLED	15	clear	1153	2026-08-15 01:39Z
acht_sim_harb_49xv0j5s6sy	ach outgoing DEBIT	$516.62	SETTLED	0	clear	1124	2026-08-14 00:28Z
acht_sim_harb_4ld7nni6l9	ach outgoing CREDIT	$218.29	SETTLED	40	review	1049	2026-08-11 04:49Z
acht_sim_harb_7nimadwz6kf	ach outgoing CREDIT	$476.71	SETTLED	0	clear	1033	2026-08-11 02:30Z
acht_sim_harb_bojwzhke6jn	ach outgoing CREDIT	$334.29	SETTLED	15	clear	1006	2026-08-10 01:28Z
acht_sim_harb_84h065716f5	ach outgoing DEBIT	$518.55	SETTLED	0	clear	988	2026-08-09 04:59Z
acht_sim_harb_3nkcjj3p6by	ach outgoing CREDIT	$805.71	SETTLED	15	clear	928	2026-08-07 23:25Z
acht_sim_harb_bnyrhddc644	ach outgoing CREDIT	$224.98	RETURNED	0	clear	852	2026-08-05 02:37Z
acht_sim_harb_camfb3ws641	ach outgoing CREDIT	$305.01	SETTLED	0	clear	850	2026-08-05 01:12Z
acht_sim_harb_8k0q5y5q61l	ach outgoing CREDIT	$200.28	SETTLED	15	clear	817	2026-08-04 04:34Z
acht_sim_harb_c1mkdqy662g	ach outgoing CREDIT	$830.26	SETTLED	0	clear	803	2026-08-04 01:40Z
acht_sim_harb_2nbxiv3m5w9	ach outgoing CREDIT	$507.41	SETTLED	0	clear	756	2026-08-02 05:53Z
acht_sim_harb_5xe5xeyt5rl	ach outgoing CREDIT	$356.98	SETTLED	15	clear	703	2026-07-31 05:38Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:32Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $745.98 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:31Z	first_time_counterparty_large	First transfer to a new counterparty, $905.30, above the program's 95th percentile.	medium	25 clear	reviewed	open
2026-09-17 19:30Z	velocity_spike	Entity velocity spiked: 2 transfers and $832.91 in 24 hours.	medium	null unscored	reviewed	open

Kestrel Partners 110