Entity · BUSINESS

Iris Services 18

Id: enti_sim_harb_3lz42ey83v8
Program: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Verification: VERIFIED
High risk: no
PEP: no
Requires screening: no
Review reasons: —
Last screened: 2026-08-22 18:02Z
Country: US
Expected rails: ach, realtime

Entity Risk Skoor Report →

Skoor

0n=66

Band

clear

Confidence

1.00

Version

ers-v1

Scored 2026-09-17 19:32Z.

Signals

No signals fired.

Inputs

{
  "n": 66,
  "alerts": {
    "opened": 3,
    "clearedByPerson": 0,
    "heldOrEscalated": 0
  },
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 66,
  "holdShare": 0,
  "pepStatus": "no",
  "hardSignal": false,
  "isHighRisk": false,
  "windowDays": 90,
  "reviewShare": 0.06060606060606061,
  "velocityRatio": 1.3011514156588806,
  "confidenceDecay": 1,
  "screeningAgeDays": 26,
  "observationAgeDays": 5,
  "verificationStatus": "VERIFIED",
  "distinctCounterparties": 45
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	0	clear	66	1.00	ers-v1
2026-09-17 19:31Z	0	clear	37	0.82	ers-v1
2026-09-17 19:30Z	null	unscored	0	null	ers-v1

Limits at this band

The ladder is policy data: these are the caps for a entity in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_5h47dtlz9h4	ach outgoing CREDIT	$751.96	SETTLED	0	clear	2240	2026-09-16 02:04Z
acht_sim_harb_9uup8w5t9db	ach outgoing CREDIT	$479.57	SETTLED	0	clear	2200	2026-09-15 01:09Z
acht_sim_harb_bibiuj0w9b8	ach outgoing DEBIT	$197.37	SETTLED	0	clear	2169	2026-09-14 02:55Z
acht_sim_harb_ciugb5g697e	ach outgoing CREDIT	$914.52	SETTLED	0	clear	2139	2026-09-13 02:24Z
acht_sim_harb_6ej8wvqz94i	ach outgoing DEBIT	$279.87	SETTLED	40	review	2087	2026-09-12 00:29Z
acht_sim_harb_cbtu9rq92u	ach outgoing DEBIT	$432.96	SETTLED	0	clear	2080	2026-09-11 22:29Z
acht_sim_harb_9vkr0oen90l	ach outgoing CREDIT	$345.84	SETTLED	15	clear	2052	2026-09-11 00:03Z
acht_sim_harb_3cv7afz6913	ach outgoing DEBIT	$475.79	SETTLED	0	clear	2042	2026-09-10 20:19Z
acht_sim_harb_6ueshpa8w2	ach outgoing CREDIT	$381.01	SETTLED	0	clear	2008	2026-09-09 05:22Z
acht_sim_harb_bqvthyet8rk	ach outgoing DEBIT	$790.57	SETTLED	40	review	1955	2026-09-07 22:32Z
acht_sim_harb_5ae2sf7d8o4	ach outgoing CREDIT	$846.67	SETTLED	10	clear	1892	2026-09-06 02:07Z
acht_sim_harb_7bhebz6f8ix	ach outgoing CREDIT	$785.52	SETTLED	40	review	1828	2026-09-04 05:33Z
acht_sim_harb_236vhydx8ic	ach outgoing DEBIT	$198.23	SETTLED	0	clear	1809	2026-09-03 22:04Z
acht_sim_harb_6yckd77u8gr	ach outgoing DEBIT	$634.27	SETTLED	0	clear	1807	2026-09-03 21:36Z
acht_sim_harb_2jqpdp74898	ach outgoing CREDIT	$445.29	SETTLED	0	clear	1735	2026-09-01 04:58Z
acht_sim_harb_1vpfkgf6885	ach outgoing CREDIT	$292.63	SETTLED	0	clear	1716	2026-08-31 22:41Z
acht_sim_harb_3mooiqko86a	ach outgoing DEBIT	$262.04	SETTLED	0	clear	1698	2026-08-31 04:58Z
acht_sim_harb_7m7giy7k85j	ach outgoing DEBIT	$353.71	SETTLED	0	clear	1697	2026-08-31 03:02Z
acht_sim_harb_ag3gl0px84p	ach outgoing CREDIT	$724.16	SETTLED	0	clear	1670	2026-08-30 03:30Z
acht_sim_harb_4rhj963e84v	ach outgoing DEBIT	$191.79	SETTLED	0	clear	1657	2026-08-30 00:03Z
acht_sim_harb_agj9tl2481q	ach outgoing DEBIT	$713.56	SETTLED	0	clear	1629	2026-08-28 23:39Z
acht_sim_harb_3g1npe3m7x1	ach outgoing DEBIT	$396.45	SETTLED	0	clear	1572	2026-08-26 23:55Z
acht_sim_harb_3tcw2z347tk	ach outgoing DEBIT	$766.99	SETTLED	0	clear	1536	2026-08-25 21:37Z
acht_sim_harb_3qlq8h8l7rv	ach outgoing CREDIT	$585.27	SETTLED	0	clear	1529	2026-08-25 05:20Z
acht_sim_harb_a0g4dbzh7sd	ach outgoing CREDIT	$274.88	SETTLED	0	clear	1509	2026-08-25 01:00Z
rttr_sim_harb_4gml4l1z7ow	realtime outgoing	$379.05	COMPLETED	0	clear	1449	2026-08-23 23:00Z
acht_sim_harb_4kl3eqeb7hz	ach outgoing DEBIT	$682.43	SETTLED	0	clear	1394	2026-08-21 22:50Z
acht_sim_harb_8mtkvx4j7e9	ach outgoing DEBIT	$513.95	SETTLED	15	clear	1366	2026-08-21 00:36Z
acht_sim_harb_4wli76337cd	ach outgoing DEBIT	$293.00	SETTLED	0	clear	1331	2026-08-20 00:36Z
acht_sim_harb_85fvd8fz7cg	ach outgoing DEBIT	$532.60	SETTLED	0	clear	1318	2026-08-19 21:02Z
acht_sim_harb_c5qz3acx71u	ach outgoing DEBIT	$467.27	SETTLED	0	clear	1198	2026-08-16 20:47Z
acht_sim_harb_8h4s5s8l6z6	ach outgoing DEBIT	$248.78	SETTLED	0	clear	1194	2026-08-16 05:47Z
acht_sim_harb_7u825tut6xu	ach outgoing DEBIT	$324.02	SETTLED	0	clear	1190	2026-08-16 05:03Z
acht_sim_harb_47p45h7i6u5	ach outgoing CREDIT	$211.16	SETTLED	0	clear	1110	2026-08-13 21:18Z
acht_sim_harb_17lko2vn6tj	ach outgoing DEBIT	$805.92	SETTLED	0	clear	1107	2026-08-13 20:29Z
acht_sim_harb_a9l2u84e6pq	ach outgoing CREDIT	$471.49	SETTLED	10	clear	1098	2026-08-13 02:08Z
acht_sim_harb_7fmz0rpi6ot	ach outgoing CREDIT	$305.90	SETTLED	0	clear	1061	2026-08-11 22:15Z
acht_sim_harb_7m04y9u06mk	ach outgoing CREDIT	$443.66	SETTLED	0	clear	1021	2026-08-10 21:13Z
acht_sim_harb_21zfaee76ek	ach outgoing CREDIT	$210.10	SETTLED	0	clear	982	2026-08-09 02:14Z
acht_sim_harb_79n9zfch6et	ach outgoing DEBIT	$804.78	SETTLED	0	clear	970	2026-08-09 00:13Z

Alerts on this entity and its transfers

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:32Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $279.87 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $790.57 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open
2026-09-17 19:31Z	skoor_review	Transaction Risk Skoor 40 (review band) on a $785.52 ach transfer: returns.counterparty_prior_unauthorized.	medium	40 review	reviewed	open