Entity · BUSINESS
Kestrel Partners 122
- Id
- enti_sim_harb_2pfeu42a3wr
- Program
- 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
- Verification
- VERIFIED
- High risk
- no
- PEP
- no
- Requires screening
- no
- Review reasons
- —
- Last screened
- 2026-08-19 09:40Z
- Country
- US
- Expected rails
- ach, realtime
Entity Risk Skoor Report →
Skoor
30n=59Band
reviewConfidence
1.00Version
ers-v1Scored 2026-09-17 19:32Z.
Top reasons
| # | Reason | Signal | Weight | Hard | Detail |
|---|---|---|---|---|---|
| 1 | ERS-RET-01 The entity's transfers have drawn unauthorized returns. | entity.unauthorized_returns | +30 | 1 unauthorized return(s) against it |
Signals
| Signal | Weight | Hard | Detail |
|---|---|---|---|
| entity.unauthorized_returns | +30 | 1 unauthorized return(s) against it |
Inputs
{
"n": 59,
"alerts": {
"opened": 2,
"clearedByPerson": 0,
"heldOrEscalated": 0
},
"returns": {
"any": 2,
"unauthorized": 1
},
"scoredN": 57,
"holdShare": 0,
"pepStatus": "no",
"hardSignal": false,
"isHighRisk": false,
"windowDays": 90,
"reviewShare": 0.05263157894736842,
"velocityRatio": 1.0870755496383293,
"confidenceDecay": 1,
"screeningAgeDays": 29,
"observationAgeDays": 4,
"verificationStatus": "VERIFIED",
"distinctCounterparties": 44
}
History
| As of | Skoor | Band | n | Confidence | Version |
|---|---|---|---|---|---|
| 2026-09-17 19:32Z | 30 | review | 59 | 1.00 | ers-v1 |
| 2026-09-17 19:31Z | 0 | clear | 35 | 0.80 | ers-v1 |
| 2026-09-17 19:30Z | null | unscored | 0 | null | ers-v1 |
Limits at this band
The ladder is policy data: these are the caps for a entity in the review band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.
- Per transaction
- $10,000.00
- Per day
- $50,000.00
- Per month
- $500,000.00
- Re-screen every
- 30 days
What unlocks the next band
From review to clear: shed 1 point. At clear the caps become $100,000.00 per transaction, $500,000.00 per day, $10,000,000.00 per month.
| Signal to clear | Points | Hard | What it means |
|---|---|---|---|
| entity.unauthorized_returns | 30 | The entity's transfers have drawn unauthorized returns. |
Transfers
| Transfer | Rail | Amount | Status | Skoor | Band | n | Created |
|---|---|---|---|---|---|---|---|
| acht_sim_harb_bfz8xbf49jl | ach outgoing CREDIT | $207.18 | SUBMITTED | 25 | clear | 2249 | 2026-09-17 01:21Z |
| acht_sim_harb_and6cho39hd | ach outgoing CREDIT | $346.45 | SETTLED | 15 | clear | 2219 | 2026-09-15 20:06Z |
| acht_sim_harb_64bh6kok9d8 | ach outgoing CREDIT | $269.05 | SETTLED | 15 | clear | 2212 | 2026-09-15 02:45Z |
| acht_sim_harb_86ig27079dh | ach outgoing DEBIT | $300.54 | SETTLED | 15 | clear | 2188 | 2026-09-14 21:38Z |
| acht_sim_harb_4hsa0mhh9at | ach outgoing CREDIT | $857.99 | SETTLED | 55 | review | 2171 | 2026-09-14 04:02Z |
| acht_sim_harb_b75kejly988 | ach outgoing CREDIT | $707.38 | SETTLED | 30 | review | 2121 | 2026-09-12 22:42Z |
| acht_sim_harb_1kjqjiag97z | ach outgoing DEBIT | $284.80 | SETTLED | 25 | clear | 2120 | 2026-09-12 21:54Z |
| acht_sim_harb_9soe0pxi93r | ach outgoing CREDIT | $289.15 | SETTLED | 15 | clear | 2101 | 2026-09-12 04:21Z |
| acht_sim_harb_bz8npgpu8r8 | ach outgoing DEBIT | $698.75 | SETTLED | 15 | clear | 1932 | 2026-09-07 05:04Z |
| acht_sim_harb_1d3a6v178ox | ach outgoing DEBIT | $741.50 | SETTLED | 15 | clear | 1926 | 2026-09-07 02:49Z |
| acht_sim_harb_8kn7g0xn8pd | ach outgoing CREDIT | $656.50 | SETTLED | 15 | clear | 1917 | 2026-09-07 00:09Z |
| acht_sim_harb_5sduhfti8ou | ach outgoing DEBIT | $211.94 | SETTLED | 15 | clear | 1905 | 2026-09-06 20:43Z |
| acht_sim_harb_b61bs4zh8ng | ach outgoing CREDIT | $757.64 | SETTLED | 55 | review | 1867 | 2026-09-05 21:13Z |
| acht_sim_harb_3clykmcd8jv | ach outgoing DEBIT | $203.46 | SETTLED | 15 | clear | 1873 | 2026-09-05 05:58Z |
| acht_sim_harb_b2cb7zdf8ec | ach outgoing CREDIT | $205.30 | SETTLED | 15 | clear | 1788 | 2026-09-03 00:21Z |
| acht_sim_harb_68hucs0983j | ach outgoing DEBIT | $323.49 | SETTLED | 15 | clear | 1651 | 2026-08-29 22:04Z |
| acht_sim_harb_81brtzyn7vs | ach outgoing DEBIT | $513.26 | SETTLED | 15 | clear | 1567 | 2026-08-26 21:47Z |
| acht_sim_harb_9cw1zngk7qj | ach outgoing DEBIT | $224.76 | SETTLED | 15 | clear | 1508 | 2026-08-25 00:54Z |
| acht_sim_harb_9kthvsqr7k6 | ach outgoing DEBIT | $266.89 | SETTLED | 15 | clear | 1459 | 2026-08-23 04:01Z |
| acht_sim_harb_9zk3c2oo7l4 | ach outgoing DEBIT | $309.98 | SETTLED | 25 | clear | 1449 | 2026-08-23 01:09Z |
| acht_sim_harb_8z0oheec7j3 | ach outgoing DEBIT | $860.64 | SETTLED | 15 | clear | 1432 | 2026-08-22 21:57Z |
| acht_sim_harb_1alsz4zo7iu | ach outgoing DEBIT | $492.35 | SETTLED | 15 | clear | 1420 | 2026-08-22 05:17Z |
| acht_sim_harb_bb2x758q7es | ach outgoing DEBIT | $749.67 | SETTLED | 0 | clear | 1373 | 2026-08-21 01:45Z |
| acht_sim_harb_2hj8du797ay | ach outgoing DEBIT | $647.40 | SETTLED | 0 | clear | 1334 | 2026-08-20 00:51Z |
| acht_sim_harb_6ze2mqu5761 | ach outgoing CREDIT | $317.29 | SETTLED | 15 | clear | 1271 | 2026-08-18 04:46Z |
| acht_sim_harb_6bd88kps74e | ach outgoing CREDIT | $811.48 | SETTLED | 10 | clear | 1252 | 2026-08-18 00:31Z |
| acht_sim_harb_2gd18my770x | ach outgoing CREDIT | $605.07 | SETTLED | 0 | clear | 1221 | 2026-08-17 01:24Z |
| acht_sim_harb_aob56bp5723 | ach outgoing CREDIT | $415.84 | SETTLED | 0 | clear | 1197 | 2026-08-16 20:39Z |
| acht_sim_harb_4inp8zk56xx | ach outgoing CREDIT | $637.49 | SETTLED | 0 | clear | 1193 | 2026-08-16 05:46Z |
| acht_sim_harb_brpmh8os6tq | ach outgoing DEBIT | $300.07 | SETTLED | 0 | clear | 1122 | 2026-08-14 00:00Z |
| acht_sim_harb_357buzys6tg | ach outgoing CREDIT | $472.43 | SETTLED | 0 | clear | 1116 | 2026-08-13 22:20Z |
| acht_sim_harb_8tgjz5tb6s0 | ach outgoing DEBIT | $502.44 | SETTLED | 0 | clear | 1112 | 2026-08-13 21:41Z |
| acht_sim_harb_1pgg6q726l3 | ach outgoing CREDIT | $553.46 | SETTLED | 0 | clear | 1048 | 2026-08-11 04:40Z |
| acht_sim_harb_5tfy1id26k2 | ach outgoing CREDIT | $276.00 | SETTLED | 0 | clear | 1027 | 2026-08-10 23:51Z |
| acht_sim_harb_817xnq2i6j8 | ach outgoing CREDIT | $369.52 | SETTLED | 10 | clear | 1004 | 2026-08-10 00:49Z |
| acht_sim_harb_8izbwobd6j5 | ach outgoing DEBIT | $400.04 | SETTLED | 10 | clear | 1002 | 2026-08-10 00:29Z |
| acht_sim_harb_9169jkqk6gz | ach outgoing CREDIT | $196.26 | SETTLED | 40 | review | 973 | 2026-08-09 00:28Z |
| acht_sim_harb_aj0mrxgh6fn | ach outgoing CREDIT | $443.99 | SETTLED | 0 | clear | 962 | 2026-08-08 22:17Z |
| acht_sim_harb_70jrxlas6e4 | ach outgoing DEBIT | $243.53 | RETURNED | 0 | clear | 939 | 2026-08-08 02:26Z |
| acht_sim_harb_cbrlfysi6bf | ach outgoing DEBIT | $260.44 | RETURNED | 40 | review | 910 | 2026-08-07 05:23Z |
Alerts on this entity and its transfers
| Opened | Detector | Summary | Severity | Skoor | Route | Status |
|---|---|---|---|---|---|---|
| 2026-09-17 19:32Z | skoor_review | Transaction Risk Skoor 55 (review band) on a $857.99 ach transfer: returns.counterparty_prior_unauthorized, returns.entity_rate_gt_threshold. | medium | 55 review | reviewed | open |
| 2026-09-17 19:32Z | skoor_review | Transaction Risk Skoor 30 (review band) on a $707.38 ach transfer: returns.counterparty_prior_any, returns.entity_rate_gt_threshold. | medium | 30 review | reviewed | open |
| 2026-09-17 19:31Z | skoor_review | Transaction Risk Skoor 55 (review band) on a $757.64 ach transfer: returns.counterparty_prior_unauthorized, returns.entity_rate_gt_threshold. | medium | 55 review | reviewed | open |
| 2026-09-17 19:31Z | skoor_review | Transaction Risk Skoor 40 (review band) on a $260.44 ach transfer: returns.counterparty_prior_unauthorized. | medium | 40 review | reviewed | open |