Counterparty

Receiver 1

Id: cpty_sim_meri_93kma1f29pv
Program that added it: 48915275-d6d2-4068-8e62-f51a51f9da77
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 26

Counterparty Risk Skoor Report →

Skoor

10n=117

Band

clear

Confidence

0.80

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 117,
  "returns": {
    "any": 3,
    "unauthorized": 0
  },
  "scoredN": 110,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0.08181818181818182,
  "concentration": 0.01394111052807097,
  "confidenceDecay": 1,
  "distinctEntities": 26,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 4,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	10	clear	117	0.80	crs-v1
2026-09-17 19:31Z	10	clear	75	0.79	crs-v1
2026-09-17 19:30Z	null	unscored	2	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_meri_87vh6tpmcd4	ach outgoing CREDIT	$536.59	SUBMITTED	15	clear	1082	2026-09-17 05:56Z
acht_sim_meri_8qxzy89ocbw	ach outgoing DEBIT	$1,230.44	SETTLED	15	clear	1075	2026-09-16 03:31Z
acht_sim_meri_9wi0m9pxcbk	ach outgoing CREDIT	$438.11	SETTLED	15	clear	1071	2026-09-16 01:22Z
acht_sim_meri_ays4c4bgc9a	ach outgoing DEBIT	$1,001.24	SETTLED	30	review	1045	2026-09-14 05:41Z
acht_sim_meri_chjskcjcc9p	ach outgoing DEBIT	$765.75	SETTLED	15	clear	1043	2026-09-14 01:57Z
acht_sim_meri_20fpl24ic9d	ach outgoing CREDIT	$887.94	SETTLED	15	clear	1036	2026-09-14 00:14Z
acht_sim_meri_7n7fky8qced	ach outgoing CREDIT	$869.51	SETTLED	15	clear	1019	2026-09-13 04:58Z
acht_sim_meri_6d4jzcaac8g	ach outgoing DEBIT	$1,438.37	SETTLED	15	clear	1013	2026-09-13 03:20Z
acht_sim_meri_f2xo92rc70	ach outgoing DEBIT	$492.53	SETTLED	15	clear	992	2026-09-11 23:21Z
acht_sim_meri_8t515he2c6l	ach outgoing CREDIT	$1,201.51	SETTLED	15	clear	986	2026-09-11 20:11Z
acht_sim_meri_1o73wcv3c3u	ach outgoing DEBIT	$486.88	SETTLED	15	clear	960	2026-09-09 23:14Z
acht_sim_meri_4u6orl39c2v	ach outgoing CREDIT	$455.63	SETTLED	15	clear	953	2026-09-09 03:40Z
acht_sim_meri_83pqx5yhc2d	ach outgoing CREDIT	$310.24	SETTLED	15	clear	951	2026-09-09 02:19Z
acht_sim_meri_cghyoiqmc27	ach outgoing DEBIT	$1,333.39	SETTLED	15	clear	948	2026-09-08 23:55Z
acht_sim_meri_65t3ali7c1p	ach outgoing CREDIT	$316.21	SETTLED	15	clear	932	2026-09-07 23:05Z
acht_sim_meri_85dkoqscbzz	ach outgoing DEBIT	$332.60	SETTLED	15	clear	921	2026-09-07 01:48Z
acht_sim_meri_5e7z3qcpbzf	ach outgoing DEBIT	$619.89	SETTLED	15	clear	908	2026-09-06 02:27Z
acht_sim_meri_5ze560ovbyf	ach outgoing CREDIT	$415.30	SETTLED	15	clear	899	2026-09-05 23:17Z
acht_sim_meri_h7ln3orbzc	ach outgoing DEBIT	$1,138.17	SETTLED	15	clear	897	2026-09-05 20:52Z
acht_sim_meri_173mfsyfbxu	ach outgoing DEBIT	$1,222.61	SETTLED	15	clear	889	2026-09-05 02:05Z
acht_sim_meri_9dsqrfibby0	ach outgoing DEBIT	$736.13	SETTLED	35	review	880	2026-09-04 22:09Z
acht_sim_meri_azaxbjebbxi	ach outgoing DEBIT	$474.76	SETTLED	15	clear	883	2026-09-04 21:26Z
acht_sim_meri_akpdfccsbxf	ach outgoing DEBIT	$611.14	SETTLED	15	clear	881	2026-09-04 20:11Z
acht_sim_meri_3bx7mhqnbuw	ach outgoing DEBIT	$511.97	SETTLED	15	clear	862	2026-09-03 03:58Z
acht_sim_meri_4w1kout4buz	ach outgoing DEBIT	$429.39	SETTLED	15	clear	862	2026-09-03 02:52Z
acht_sim_meri_38d0gqflbvn	ach outgoing CREDIT	$477.63	SETTLED	15	clear	857	2026-09-03 01:33Z
acht_sim_meri_c9n2giprbv8	ach outgoing CREDIT	$1,439.61	SETTLED	15	clear	855	2026-09-03 00:58Z
acht_sim_meri_9gk6t0gzbr5	ach outgoing CREDIT	$302.27	SETTLED	35	review	805	2026-08-31 02:01Z
acht_sim_meri_cj44j0t6bnz	ach outgoing DEBIT	$761.55	SETTLED	15	clear	777	2026-08-29 01:55Z
acht_sim_meri_btunv1lsbn8	ach outgoing DEBIT	$1,137.82	SETTLED	15	clear	768	2026-08-28 04:04Z
acht_sim_meri_7k4191yxbl2	ach outgoing CREDIT	$462.43	SETTLED	15	clear	749	2026-08-27 04:47Z
acht_sim_meri_5bmnl2sublr	ach outgoing DEBIT	$788.69	SETTLED	15	clear	740	2026-08-26 23:37Z
acht_sim_meri_bewuqxa4blc	ach outgoing DEBIT	$792.24	SETTLED	15	clear	739	2026-08-26 22:48Z
acht_sim_meri_77lqnu1gbjx	ach outgoing CREDIT	$602.18	SETTLED	15	clear	726	2026-08-26 01:05Z
acht_sim_meri_4nkb3emobkx	ach outgoing DEBIT	$417.00	SETTLED	35	review	716	2026-08-25 22:24Z
acht_sim_meri_6msfw175bhg	ach outgoing CREDIT	$478.10	RETURNED	15	clear	700	2026-08-24 04:20Z
acht_sim_meri_k4h2jltbi9	ach outgoing DEBIT	$865.24	SETTLED	15	clear	694	2026-08-23 23:00Z
acht_sim_meri_wdtcihxbfs	ach outgoing CREDIT	$1,178.98	SETTLED	15	clear	686	2026-08-23 05:13Z
acht_sim_meri_1594njigbgm	ach outgoing CREDIT	$461.59	SETTLED	15	clear	685	2026-08-23 05:11Z
acht_sim_meri_3bnstjcobg1	ach outgoing CREDIT	$1,046.19	SETTLED	30	review	682	2026-08-23 03:54Z

Alerts on this counterparty

No alerts.