Counterparty

Receiver 12

Id: cpty_sim_meri_8e7x9pk09pv
Program that added it: 48915275-d6d2-4068-8e62-f51a51f9da77
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 14

Counterparty Risk Skoor Report →

Skoor

10n=22

Band

clear

Confidence

0.41

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 22,
  "returns": {
    "any": 1,
    "unauthorized": 0
  },
  "scoredN": 20,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0,
  "concentration": 0.0027081981652974426,
  "confidenceDecay": 1,
  "distinctEntities": 14,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 1,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	10	clear	22	0.41	crs-v1
2026-09-17 19:31Z	25	clear	18	0.35	crs-v1
2026-09-17 19:30Z	null	unscored	2	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_meri_5uw1vjy2cda	ach outgoing CREDIT	$563.82	SUBMITTED	15	clear	1075	2026-09-17 00:48Z
acht_sim_meri_4jpu8r4pcb5	ach outgoing DEBIT	$799.24	SETTLED	15	clear	1066	2026-09-16 00:10Z
acht_sim_meri_3cu5yvxbbv2	ach outgoing DEBIT	$885.94	SETTLED	15	clear	863	2026-09-03 02:57Z
acht_sim_meri_3iilx19sblx	ach outgoing DEBIT	$740.20	SETTLED	15	clear	752	2026-08-27 05:51Z
wire_sim_meri_4j9ds1iybjf	wire outgoing	$1,369.12	COMPLETED	15	clear	698	2026-08-25 01:00Z
acht_sim_meri_6u0026hgbav	ach outgoing DEBIT	$997.76	SETTLED	15	clear	615	2026-08-19 01:38Z
acht_sim_meri_1ni78m08ba9	ach outgoing DEBIT	$541.06	SETTLED	15	clear	609	2026-08-18 21:41Z
acht_sim_meri_911xr19uba0	ach outgoing DEBIT	$308.87	SETTLED	15	clear	608	2026-08-18 21:21Z
acht_sim_meri_3s4pkjokaxx	ach outgoing DEBIT	$729.37	SETTLED	15	clear	486	2026-08-09 03:17Z
acht_sim_meri_18ntgna9axp	ach outgoing CREDIT	$369.80	SETTLED	15	clear	462	2026-08-07 22:43Z
wire_sim_meri_4fpr6ypuau9	wire outgoing	$3,999.72	COMPLETED	25	clear	406	2026-08-05 01:00Z
acht_sim_meri_73q7lyy6as0	ach outgoing DEBIT	$311.01	SETTLED	15	clear	398	2026-08-03 21:17Z
acht_sim_meri_jt9ciw7apq	ach outgoing DEBIT	$807.13	SETTLED	15	clear	367	2026-08-02 02:22Z
acht_sim_meri_6i9b227qafe	ach outgoing DEBIT	$788.75	RETURNED	15	clear	262	2026-07-26 03:51Z
acht_sim_meri_5tx36v05abz	ach outgoing DEBIT	$818.26	SETTLED	0	clear	214	2026-07-22 23:05Z
acht_sim_meri_65m4q0yra4d	ach outgoing CREDIT	$421.81	COMPLETED	0	clear	125	2026-07-17 02:02Z
acht_sim_meri_cozesqcj9z3	ach outgoing CREDIT	$301.13	COMPLETED	15	clear	82	2026-07-14 21:02Z
acht_sim_meri_9wm99l149xr	ach outgoing CREDIT	$336.10	COMPLETED	0	clear	69	2026-07-13 22:14Z
acht_sim_meri_36jrp7is9vr	ach outgoing CREDIT	$541.53	COMPLETED	0	clear	61	2026-07-13 02:47Z
acht_sim_meri_3zbhn90t9v7	ach outgoing CREDIT	$323.21	COMPLETED	0	clear	49	2026-07-12 20:59Z
acht_sim_meri_8fskopbk9tl	ach outgoing CREDIT	$849.63	COMPLETED	0	clear	37	2026-07-12 02:19Z
acht_sim_meri_bong16bx9rf	ach outgoing DEBIT	$1,003.84	COMPLETED	null	unscored	10	2026-07-10 03:10Z
acht_sim_meri_2efa0oa69rb	ach outgoing CREDIT	$485.73	COMPLETED	null	unscored	1	2026-07-09 23:13Z

Alerts on this counterparty

No alerts.