Counterparty

Receiver 98

Id: cpty_sim_meri_73i0nx8nc6o
Program that added it: 48915275-d6d2-4068-8e62-f51a51f9da77
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:31Z
Programs paying it: 1
Entities paying it: 2

Counterparty Risk Skoor Report →

Skoor

50n=5

Band

review

Confidence

0.17

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Detail
1	CRS-HIS-01 A tenth or more of the transfers with this counterparty landed in the hold band.	`counterparty.hold_share`	+25	40% of scored transfers in the hold band
2	CRS-RET-03 The counterparty's return rate is above five percent.	`counterparty.return_rate`	+15	return rate 1/5
3	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10	first seen 0d ago

Signals

Signal	Weight	Detail
counterparty.return_rate	+15	return rate 1/5
counterparty.hold_share	+25	40% of scored transfers in the hold band
counterparty.new	+10	first seen 0d ago

Inputs

{
  "n": 5,
  "returns": {
    "any": 1,
    "unauthorized": 0
  },
  "scoredN": 5,
  "holdShare": 0.4,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0.2,
  "concentration": 0.005719428935484203,
  "confidenceDecay": 1,
  "distinctEntities": 2,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 5,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	50	review	5	0.17	crs-v1
2026-09-17 19:31Z	20	clear	4	0.16	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the review band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $10,000.00
Per day: $50,000.00
Per month: $500,000.00
Re-screen every: 30 days

What unlocks the next band

From review to clear: shed 21 points. At clear the caps become $100,000.00 per transaction, $500,000.00 per day, $10,000,000.00 per month.

Signal to clear	Points	Hard	What it means
counterparty.hold_share	25		A tenth or more of the transfers with this counterparty landed in the hold band.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_meri_4zj0zkgec6o	ach outgoing CREDIT	$336.20	SETTLED	15	clear	993	2026-09-12 00:49Z
acht_sim_meri_4ycfit82cdu	ach outgoing DEBIT	$9,714.50	SETTLED	65	hold	890	2026-09-05 13:15Z
acht_sim_meri_am0xo0b1cdr	ach outgoing DEBIT	$9,457.89	SETTLED	55	hold	889	2026-09-05 08:15Z
acht_sim_meri_10vqt820cdn	ach outgoing DEBIT	$9,109.96	RETURNED	20	clear	888	2026-09-05 03:15Z
acht_sim_meri_cxoiujocdk	ach outgoing DEBIT	$9,338.74	SETTLED	45	review	881	2026-09-04 22:15Z

Alerts on this counterparty

No alerts.