Counterparty

Receiver 36

Id: cpty_sim_meri_6hloyf56aa7
Program that added it: 48915275-d6d2-4068-8e62-f51a51f9da77
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 5

Counterparty Risk Skoor Report →

Skoor

90n=6

Band

hold

Confidence

0.18

Version

crs-v1

Scored 2026-09-17 19:31Z.

Top reasons

#	Reason	Signal	Weight	Detail
1	CRS-RET-01 The counterparty has drawn unauthorized returns.	`counterparty.unauthorized_returns`	+40	drew 1 unauthorized return(s)
2	CRS-RET-02 The counterparty's unauthorized return rate is above the network threshold.	`counterparty.unauthorized_rate`	+15	unauthorized rate 1/6 above the network threshold
3	CRS-RET-03 The counterparty's return rate is above five percent.	`counterparty.return_rate`	+15	return rate 2/6

Signals

Signal	Weight	Detail
counterparty.unauthorized_returns	+40	drew 1 unauthorized return(s)
counterparty.unauthorized_rate	+15	unauthorized rate 1/6 above the network threshold
counterparty.return_rate	+15	return rate 2/6
counterparty.review_share	+10	50% in the review band
counterparty.new	+10	first seen 0d ago

Inputs

{
  "n": 6,
  "returns": {
    "any": 2,
    "unauthorized": 1
  },
  "scoredN": 6,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0.5,
  "concentration": 0.0007094046931759859,
  "confidenceDecay": 1,
  "distinctEntities": 5,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 17,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:31Z	90	hold	6	0.18	crs-v1
2026-09-17 19:30Z	null	unscored	2	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the hold band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $0.00
Per day: $0.00
Per month: $0.00
Re-screen every: 7 days

What unlocks the next band

From hold to review: shed 21 points. At review the caps become $10,000.00 per transaction, $50,000.00 per day, $500,000.00 per month.

Signal to clear	Points	Hard	What it means
counterparty.unauthorized_returns	40		The counterparty has drawn unauthorized returns.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_meri_a4xj689ecac	ach outgoing DEBIT	$575.40	SETTLED	40	review	1049	2026-09-15 00:19Z
acht_sim_meri_76dkfr22bt9	ach outgoing DEBIT	$930.12	SETTLED	40	review	840	2026-09-02 02:49Z
acht_sim_meri_7k4hczaqbqe	ach outgoing DEBIT	$334.76	SETTLED	40	review	810	2026-08-31 05:58Z
acht_sim_meri_67anlnlobao	ach outgoing DEBIT	$362.57	RETURNED	40	review	618	2026-08-19 04:46Z
acht_sim_meri_5ykevugtay9	ach outgoing CREDIT	$1,045.56	RETURNED	40	review	477	2026-08-08 23:17Z
acht_sim_meri_9ttk65ajac5	ach outgoing DEBIT	$560.46	RETURNED	0	clear	212	2026-07-22 22:52Z
acht_sim_meri_93jrwf4eaay	ach outgoing CREDIT	$533.58	SETTLED	0	clear	202	2026-07-22 03:39Z
acht_sim_meri_biy9qk30aa7	ach outgoing DEBIT	$647.55	SETTLED	25	clear	193	2026-07-21 20:46Z

Alerts on this counterparty

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:31Z	counterparty_hold	Counterparty Receiver 36 entered the hold band (Skoor 90, n=6): counterparty.unauthorized_returns, counterparty.unauthorized_rate, counterparty.return_rate, counterparty.review_share, counterparty.new.	high	90 hold	reviewed	held