Counterparty

Receiver 61

Id: cpty_sim_meri_3mv7euw3b1k
Program that added it: 48915275-d6d2-4068-8e62-f51a51f9da77
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 8

Counterparty Risk Skoor Report →

Skoor

90n=9

Band

hold

Confidence

0.23

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Detail
1	CRS-RET-01 The counterparty has drawn unauthorized returns.	`counterparty.unauthorized_returns`	+40	drew 1 unauthorized return(s)
2	CRS-RET-02 The counterparty's unauthorized return rate is above the network threshold.	`counterparty.unauthorized_rate`	+15	unauthorized rate 1/9 above the network threshold
3	CRS-RET-03 The counterparty's return rate is above five percent.	`counterparty.return_rate`	+15	return rate 1/9

Signals

Signal	Weight	Detail
counterparty.unauthorized_returns	+40	drew 1 unauthorized return(s)
counterparty.unauthorized_rate	+15	unauthorized rate 1/9 above the network threshold
counterparty.return_rate	+15	return rate 1/9
counterparty.review_share	+10	44% in the review band
counterparty.new	+10	first seen 0d ago

Inputs

{
  "n": 9,
  "returns": {
    "any": 1,
    "unauthorized": 1
  },
  "scoredN": 9,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0.4444444444444444,
  "concentration": 0.0010857957371564345,
  "confidenceDecay": 1,
  "distinctEntities": 8,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 1,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	90	hold	9	0.23	crs-v1
2026-09-17 19:31Z	null	unscored	1	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the hold band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $0.00
Per day: $0.00
Per month: $0.00
Re-screen every: 7 days

What unlocks the next band

From hold to review: shed 21 points. At review the caps become $10,000.00 per transaction, $50,000.00 per day, $500,000.00 per month.

Signal to clear	Points	Hard	What it means
counterparty.unauthorized_returns	40		The counterparty has drawn unauthorized returns.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_meri_2qpydu5hccb	ach outgoing CREDIT	$750.43	SETTLED	40	review	1080	2026-09-16 05:39Z
acht_sim_meri_olb773zc5l	ach outgoing DEBIT	$765.93	SETTLED	40	review	975	2026-09-10 23:09Z
acht_sim_meri_c59auzqc11	ach outgoing DEBIT	$625.24	SETTLED	40	review	934	2026-09-08 01:24Z
acht_sim_meri_6dr5rpkbbsu	ach outgoing CREDIT	$457.31	SETTLED	55	review	814	2026-08-31 22:35Z
acht_sim_meri_48zk0nvwb8o	ach outgoing DEBIT	$530.75	SETTLED	0	clear	591	2026-08-17 01:50Z
acht_sim_meri_bcdpantb5g	ach outgoing DEBIT	$1,362.30	RETURNED	0	clear	566	2026-08-15 04:39Z
acht_sim_meri_9s22jq9ob5z	ach outgoing DEBIT	$440.05	SETTLED	0	clear	563	2026-08-15 01:02Z
acht_sim_meri_4nsd16wib6b	ach outgoing DEBIT	$1,420.70	SETTLED	0	clear	560	2026-08-15 00:16Z
acht_sim_meri_5trl03gkb1k	ach outgoing CREDIT	$830.68	SETTLED	10	clear	513	2026-08-11 04:07Z

Alerts on this counterparty

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:32Z	counterparty_hold	Counterparty Receiver 61 entered the hold band (Skoor 90, n=9): counterparty.unauthorized_returns, counterparty.unauthorized_rate, counterparty.return_rate, counterparty.review_share, counterparty.new.	high	90 hold	reviewed	held