Counterparty

Receiver 10

Id: cpty_sim_meri_39ll1jfn9pv
Program that added it: 48915275-d6d2-4068-8e62-f51a51f9da77
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 20

Counterparty Risk Skoor Report →

Skoor

65n=28

Band

review

Confidence

0.49

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Detail
1	CRS-RET-01 The counterparty has drawn unauthorized returns.	`counterparty.unauthorized_returns`	+40	drew 1 unauthorized return(s)
2	CRS-RET-02 The counterparty's unauthorized return rate is above the network threshold.	`counterparty.unauthorized_rate`	+15	unauthorized rate 1/28 above the network threshold
3	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10	first seen 0d ago

Signals

Signal	Weight	Detail
counterparty.unauthorized_returns	+40	drew 1 unauthorized return(s)
counterparty.unauthorized_rate	+15	unauthorized rate 1/28 above the network threshold
counterparty.new	+10	first seen 0d ago

Inputs

{
  "n": 28,
  "returns": {
    "any": 1,
    "unauthorized": 1
  },
  "scoredN": 28,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0.03571428571428571,
  "concentration": 0.0034492724098379845,
  "confidenceDecay": 1,
  "distinctEntities": 20,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 1,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	65	review	28	0.49	crs-v1
2026-09-17 19:31Z	10	clear	18	0.35	crs-v1
2026-09-17 19:30Z	null	unscored	1	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the review band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $10,000.00
Per day: $50,000.00
Per month: $500,000.00
Re-screen every: 30 days

What unlocks the next band

From review to clear: shed 36 points. At clear the caps become $100,000.00 per transaction, $500,000.00 per day, $10,000,000.00 per month.

Signal to clear	Points	Hard	What it means
counterparty.unauthorized_returns	40		The counterparty has drawn unauthorized returns.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_meri_cduk7vfwcbn	ach outgoing CREDIT	$1,379.36	SETTLED	40	review	1068	2026-09-16 00:43Z
acht_sim_meri_313khda3bxl	ach outgoing DEBIT	$297.40	SETTLED	0	clear	893	2026-09-05 05:37Z
acht_sim_meri_25woovdebx6	ach outgoing DEBIT	$1,196.91	SETTLED	0	clear	871	2026-09-04 02:35Z
acht_sim_meri_at4l5kc2btf	ach outgoing CREDIT	$737.59	SETTLED	0	clear	849	2026-09-02 04:30Z
acht_sim_meri_6515fraobm6	ach outgoing DEBIT	$867.23	SETTLED	0	clear	741	2026-08-27 00:40Z
acht_sim_meri_8k6jcsyobll	ach outgoing CREDIT	$559.94	SETTLED	0	clear	736	2026-08-26 20:49Z
acht_sim_meri_9nfd7oc9bk3	ach outgoing CREDIT	$551.52	SETTLED	0	clear	727	2026-08-26 01:18Z
acht_sim_meri_c8o029w5bdq	ach outgoing DEBIT	$1,149.32	SETTLED	0	clear	648	2026-08-20 23:59Z
acht_sim_meri_auq60h3dbby	ach outgoing DEBIT	$600.76	SETTLED	0	clear	636	2026-08-20 00:31Z
acht_sim_meri_172ijplfbcv	ach outgoing CREDIT	$991.87	RETURNED	0	clear	628	2026-08-20 00:20Z
acht_sim_meri_2njx1m1hbba	ach outgoing DEBIT	$768.31	SETTLED	0	clear	612	2026-08-18 23:19Z
acht_sim_meri_7u6e71gsb68	ach outgoing CREDIT	$913.30	SETTLED	0	clear	565	2026-08-15 03:10Z
acht_sim_meri_hofd3bwb4i	ach outgoing DEBIT	$1,306.79	SETTLED	0	clear	546	2026-08-14 00:52Z
acht_sim_meri_bng16s3qb3r	ach outgoing CREDIT	$399.80	SETTLED	0	clear	538	2026-08-13 03:32Z
wire_sim_meri_74iclvghaxv	wire outgoing	$1,923.12	COMPLETED	0	clear	458	2026-08-08 01:00Z
acht_sim_meri_3ubi47fmaw2	ach outgoing CREDIT	$653.39	SETTLED	0	clear	456	2026-08-07 03:27Z
acht_sim_meri_c0843bfhauw	ach outgoing DEBIT	$1,331.03	SETTLED	0	clear	433	2026-08-05 23:57Z
acht_sim_meri_6wmuq86yau0	ach outgoing CREDIT	$463.23	SETTLED	0	clear	427	2026-08-05 05:29Z
acht_sim_meri_4pral3wparu	ach outgoing CREDIT	$745.38	SETTLED	0	clear	399	2026-08-03 21:29Z
acht_sim_meri_1x31exqvaq2	ach outgoing DEBIT	$561.85	SETTLED	0	clear	383	2026-08-03 01:15Z
acht_sim_meri_3rq1qogzaoq	ach outgoing CREDIT	$969.82	SETTLED	0	clear	371	2026-08-02 03:31Z
acht_sim_meri_jmrg97eamm	ach outgoing DEBIT	$327.44	SETTLED	0	clear	336	2026-07-30 22:02Z
acht_sim_meri_1phd8qobadr	ach outgoing DEBIT	$993.28	SETTLED	0	clear	230	2026-07-23 22:46Z
acht_sim_meri_140j0urgac2	ach outgoing DEBIT	$405.17	SETTLED	0	clear	223	2026-07-23 05:20Z
acht_sim_meri_th46hp4a9b	ach outgoing CREDIT	$345.39	SETTLED	0	clear	183	2026-07-21 01:39Z
acht_sim_meri_at2himi3a6o	ach outgoing CREDIT	$822.70	SETTLED	0	clear	150	2026-07-19 00:54Z
acht_sim_meri_87oc93o7a55	ach outgoing DEBIT	$464.47	COMPLETED	0	clear	141	2026-07-18 03:30Z
acht_sim_meri_bckcxvw99x7	ach outgoing DEBIT	$854.28	COMPLETED	10	clear	68	2026-07-13 22:11Z

Alerts on this counterparty

No alerts.