Counterparty

Receiver 20

Id: cpty_sim_lant_c9qj5z42ckx
Program that added it: 180938aa-f565-4063-8da7-da29139b126f
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 10

Counterparty Risk Skoor Report →

Skoor

90n=12

Band

hold

Confidence

0.27

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Detail
1	CRS-RET-01 The counterparty has drawn unauthorized returns.	`counterparty.unauthorized_returns`	+40	drew 1 unauthorized return(s)
2	CRS-RET-02 The counterparty's unauthorized return rate is above the network threshold.	`counterparty.unauthorized_rate`	+15	unauthorized rate 1/12 above the network threshold
3	CRS-RET-03 The counterparty's return rate is above five percent.	`counterparty.return_rate`	+15	return rate 1/12

Signals

Signal	Weight	Detail
counterparty.unauthorized_returns	+40	drew 1 unauthorized return(s)
counterparty.unauthorized_rate	+15	unauthorized rate 1/12 above the network threshold
counterparty.return_rate	+15	return rate 1/12
counterparty.review_share	+10	70% in the review band
counterparty.new	+10	first seen 0d ago

Inputs

{
  "n": 12,
  "returns": {
    "any": 1,
    "unauthorized": 1
  },
  "scoredN": 10,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0.7,
  "concentration": 0.0027472140380574075,
  "confidenceDecay": 1,
  "distinctEntities": 10,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 14,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	90	hold	12	0.27	crs-v1
2026-09-17 19:31Z	90	hold	9	0.23	crs-v1
2026-09-17 19:30Z	null	unscored	1	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the hold band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $0.00
Per day: $0.00
Per month: $0.00
Re-screen every: 7 days

What unlocks the next band

From hold to review: shed 21 points. At review the caps become $10,000.00 per transaction, $50,000.00 per day, $500,000.00 per month.

Signal to clear	Points	Hard	What it means
counterparty.unauthorized_returns	40		The counterparty has drawn unauthorized returns.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_lant_8q8whfwae4x	ach outgoing CREDIT	$2,495.51	SETTLED	40	review	652	2026-09-02 20:50Z
acht_sim_lant_bjbvfrondyx	ach outgoing DEBIT	$2,115.53	SETTLED	40	review	567	2026-08-27 23:57Z
acht_sim_lant_6da0mpbhdvs	ach outgoing DEBIT	$1,842.68	SETTLED	40	review	535	2026-08-24 22:52Z
acht_sim_lant_2rmk2ye2dth	ach outgoing CREDIT	$694.91	SETTLED	40	review	501	2026-08-21 23:24Z
acht_sim_lant_8fk1rdsndh8	ach outgoing CREDIT	$2,550.33	SETTLED	40	review	370	2026-08-10 05:46Z
acht_sim_lant_4xru793vdbw	ach outgoing CREDIT	$792.55	SETTLED	40	review	300	2026-08-04 04:57Z
acht_sim_lant_mmuaek4d8v	ach outgoing CREDIT	$616.30	SETTLED	40	review	267	2026-08-01 04:58Z
acht_sim_lant_8vcpu6ngd2m	ach outgoing CREDIT	$966.33	RETURNED	15	clear	202	2026-07-27 03:58Z
acht_sim_lant_6ljc7zfbcwm	ach outgoing CREDIT	$2,541.56	SETTLED	0	clear	129	2026-07-21 02:17Z
acht_sim_lant_meh6fo2cwy	ach outgoing DEBIT	$1,238.99	SETTLED	0	clear	125	2026-07-20 23:50Z
acht_sim_lant_25ic74kdcm9	ach outgoing CREDIT	$1,395.54	COMPLETED	null	unscored	26	2026-07-12 05:01Z
acht_sim_lant_hu9bz8wckx	ach outgoing CREDIT	$981.80	COMPLETED	null	unscored	9	2026-07-10 20:15Z

Alerts on this counterparty

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:31Z	counterparty_hold	Counterparty Receiver 20 entered the hold band (Skoor 90, n=9): counterparty.unauthorized_returns, counterparty.unauthorized_rate, counterparty.return_rate, counterparty.review_share, counterparty.new.	high	90 hold	reviewed	held