SKOOR Risk Money movement. Skoored by AI.

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Counterparty · agent

Settlement Agent (Lantern vendor) agent

Id: cpty_sim_lant_6sdfw8xocjp
Program that added it: 180938aa-f565-4063-8da7-da29139b126f
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 27
Operator entity: enti_sim_lant_2spuvci1cfc
Declared purpose: marketplace settlement
Declared scope: ach, realtime

Counterparty Risk Skoor Report →

Skoor

10n=64

Band

clear

Confidence

0.80

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 64,
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 61,
  "holdShare": 0.01639344262295082,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0,
  "concentration": 0.01312457479443559,
  "confidenceDecay": 1,
  "distinctEntities": 27,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 3,
  "programsWithReturns": 0
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	10	clear	64	0.80	crs-v1
2026-09-17 19:31Z	10	clear	42	0.69	crs-v1
2026-09-17 19:30Z	null	unscored	1	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Agent Risk Skoor Report →

Skoor

10n=64

Band

clear

Confidence

0.80

Version

ars-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 64,
  "base": "crs-v1",
  "scope": [
    "ach",
    "realtime"
  ],
  "purpose": "marketplace settlement",
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 61,
  "holdShare": 0.01639344262295082,
  "railsUsed": [
    "ach"
  ],
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0,
  "concentration": 0.01312457479443559,
  "confidenceDecay": 1,
  "distinctEntities": 27,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "operatorEntityId": "enti_sim_lant_2spuvci1cfc",
  "observationAgeDays": 3,
  "programsWithReturns": 0
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	10	clear	64	0.80	ars-v1
2026-09-17 19:31Z	10	clear	42	0.69	ars-v1
2026-09-17 19:30Z	null	unscored	1	null	ars-v1

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_lant_yodkpfqeij	ach outgoing CREDIT	$757.99	SUBMITTED	0	clear	816	2026-09-17 01:05Z
acht_sim_lant_5gj9q39weir	ach outgoing DEBIT	$1,912.81	SUBMITTED	0	clear	813	2026-09-16 22:41Z
acht_sim_lant_4f3plcpdegh	ach outgoing CREDIT	$1,586.24	SETTLED	0	clear	798	2026-09-14 05:30Z
acht_sim_lant_3i2cwwscefq	ach outgoing CREDIT	$1,685.15	SETTLED	0	clear	796	2026-09-14 04:06Z
acht_sim_lant_8tp5045wegk	ach outgoing DEBIT	$1,964.13	SETTLED	0	clear	791	2026-09-14 00:29Z
acht_sim_lant_7fzqnsf2eek	ach outgoing DEBIT	$2,061.20	SETTLED	35	hold	767	2026-09-11 23:21Z
acht_sim_lant_78r344fuedk	ach outgoing DEBIT	$1,723.32	SETTLED	0	clear	753	2026-09-11 01:55Z
acht_sim_lant_by935u91ecb	ach outgoing CREDIT	$1,431.68	SETTLED	0	clear	747	2026-09-10 05:54Z
acht_sim_lant_b68ywo88eay	ach outgoing CREDIT	$963.90	SETTLED	0	clear	731	2026-09-09 02:33Z
acht_sim_lant_73x720k9eag	ach outgoing CREDIT	$966.68	SETTLED	15	clear	724	2026-09-08 23:53Z
acht_sim_lant_c34meeg3eaa	ach outgoing CREDIT	$998.11	SETTLED	15	clear	717	2026-09-08 03:55Z
acht_sim_lant_7bz6uukme6x	ach outgoing CREDIT	$1,445.29	SETTLED	20	clear	687	2026-09-05 04:14Z
acht_sim_lant_6jxfo9l1e7a	ach outgoing DEBIT	$704.54	SETTLED	0	clear	678	2026-09-04 21:15Z
acht_sim_lant_b1y08v1ve5l	ach outgoing DEBIT	$2,482.99	SETTLED	0	clear	663	2026-09-03 20:16Z
acht_sim_lant_6w7oizw6e49	ach outgoing CREDIT	$819.29	SETTLED	0	clear	637	2026-09-01 21:58Z
acht_sim_lant_30fay0y5e0o	ach outgoing DEBIT	$856.95	SETTLED	0	clear	593	2026-08-30 02:38Z
acht_sim_lant_660tefnje0l	ach outgoing DEBIT	$978.18	SETTLED	0	clear	592	2026-08-30 02:14Z
acht_sim_lant_9xf96uq2e0x	ach outgoing DEBIT	$1,017.85	SETTLED	15	clear	587	2026-08-29 21:10Z
acht_sim_lant_9uac83cidz9	ach outgoing DEBIT	$674.28	SETTLED	0	clear	571	2026-08-28 01:50Z
acht_sim_lant_16dikqtkdw4	ach outgoing CREDIT	$1,613.07	SETTLED	0	clear	539	2026-08-25 01:58Z
acht_sim_lant_6pgvwiy9dsw	ach outgoing DEBIT	$1,876.47	SETTLED	0	clear	512	2026-08-22 05:25Z
acht_sim_lant_cq0fdl9idr5	ach outgoing CREDIT	$1,392.17	SETTLED	0	clear	482	2026-08-19 21:10Z
acht_sim_lant_2glr7j0drt	ach outgoing DEBIT	$544.56	SETTLED	0	clear	479	2026-08-19 20:18Z
acht_sim_lant_7v88iv8ddqe	ach outgoing CREDIT	$727.33	SETTLED	0	clear	472	2026-08-19 02:31Z
acht_sim_lant_cc38qafmdpb	ach outgoing CREDIT	$1,062.51	SETTLED	0	clear	458	2026-08-18 01:01Z
acht_sim_lant_bx8xloizdpq	ach outgoing CREDIT	$2,224.59	SETTLED	15	clear	457	2026-08-18 00:40Z
acht_sim_lant_ady4akv4dnb	ach outgoing CREDIT	$687.27	SETTLED	0	clear	441	2026-08-16 04:57Z
acht_sim_lant_b5iultb6dn8	ach outgoing DEBIT	$637.76	SETTLED	0	clear	432	2026-08-15 22:03Z
acht_sim_lant_6q3qavxkdm7	ach outgoing DEBIT	$609.27	SETTLED	0	clear	424	2026-08-15 01:18Z
acht_sim_lant_8r1zc7n0dkv	ach outgoing DEBIT	$1,530.13	SETTLED	0	clear	403	2026-08-13 02:22Z
acht_sim_lant_5tfp1cg1dkg	ach outgoing DEBIT	$1,031.38	SETTLED	0	clear	396	2026-08-13 00:06Z
acht_sim_lant_b60lw9fidkd	ach outgoing CREDIT	$1,507.36	SETTLED	0	clear	394	2026-08-12 23:41Z
acht_sim_lant_3sjoen04djm	ach outgoing CREDIT	$1,130.22	SETTLED	0	clear	394	2026-08-12 05:15Z
acht_sim_lant_9lzs4e1adhq	ach outgoing DEBIT	$2,551.70	SETTLED	15	clear	367	2026-08-10 04:12Z
acht_sim_lant_2fpprjk5dgz	ach outgoing DEBIT	$1,857.11	SETTLED	0	clear	360	2026-08-09 21:17Z
acht_sim_lant_7vs8ozbadgh	ach outgoing CREDIT	$2,611.43	SETTLED	0	clear	353	2026-08-09 04:31Z
acht_sim_lant_3nyw118jdez	ach outgoing CREDIT	$1,950.40	SETTLED	0	clear	340	2026-08-07 22:49Z
acht_sim_lant_7aihpr7addz	ach outgoing DEBIT	$579.02	SETTLED	0	clear	322	2026-08-06 04:46Z
acht_sim_lant_7j0w91n3ddw	ach outgoing CREDIT	$1,671.87	SETTLED	0	clear	319	2026-08-05 23:06Z
acht_sim_lant_4ictg5e0dde	ach outgoing DEBIT	$2,486.02	SETTLED	0	clear	318	2026-08-05 22:27Z

Alerts on this counterparty

No alerts.