Counterparty

Receiver 103

Id: cpty_sim_harb_yyc0ksf6aw
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 5

Counterparty Risk Skoor Report →

Skoor

10n=6

Band

clear

Confidence

0.18

Version

crs-v1

Scored 2026-09-17 19:31Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 6,
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 6,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0,
  "concentration": 0.0004381967766689677,
  "confidenceDecay": 1,
  "distinctEntities": 5,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 10,
  "programsWithReturns": 0
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:31Z	10	clear	6	0.18	crs-v1
2026-09-17 19:30Z	null	unscored	2	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_cd5zbpqf9h7	ach outgoing CREDIT	$296.09	SETTLED	0	clear	2221	2026-09-15 20:30Z
rttr_sim_harb_lygodbi98e	realtime outgoing	$504.49	COMPLETED	0	clear	2085	2026-09-12 23:00Z
acht_sim_harb_172o2bz39li	ach outgoing CREDIT	$228.23	SETTLED	10	clear	1945	2026-09-07 14:50Z
acht_sim_harb_ank8sfke8pv	ach outgoing DEBIT	$272.45	SETTLED	0	clear	1907	2026-09-06 21:37Z
acht_sim_harb_cm47j0pt7sj	ach outgoing CREDIT	$297.02	SETTLED	0	clear	1492	2026-08-24 21:36Z
acht_sim_harb_bnh1t8bh7mr	ach outgoing DEBIT	$596.35	SETTLED	15	clear	1485	2026-08-24 03:27Z
acht_sim_harb_ahs3288f6cd	ach outgoing CREDIT	$607.91	SETTLED	0	clear	936	2026-08-08 00:43Z
acht_sim_harb_8kmytd5p6aw	ach outgoing DEBIT	$530.02	SETTLED	25	clear	910	2026-08-07 02:16Z

Alerts on this counterparty

No alerts.