Counterparty

Receiver 40

Id: cpty_sim_harb_p034wda4nm
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 13

Counterparty Risk Skoor Report →

Skoor

90n=17

Band

hold

Confidence

0.34

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Detail
1	CRS-RET-01 The counterparty has drawn unauthorized returns.	`counterparty.unauthorized_returns`	+40	drew 2 unauthorized return(s)
2	CRS-RET-02 The counterparty's unauthorized return rate is above the network threshold.	`counterparty.unauthorized_rate`	+15	unauthorized rate 2/17 above the network threshold
3	CRS-RET-03 The counterparty's return rate is above five percent.	`counterparty.return_rate`	+15	return rate 2/17

Signals

Signal	Weight	Detail
counterparty.unauthorized_returns	+40	drew 2 unauthorized return(s)
counterparty.unauthorized_rate	+15	unauthorized rate 2/17 above the network threshold
counterparty.return_rate	+15	return rate 2/17
counterparty.review_share	+10	65% in the review band
counterparty.new	+10	first seen 0d ago

Inputs

{
  "n": 17,
  "returns": {
    "any": 2,
    "unauthorized": 2
  },
  "scoredN": 17,
  "holdShare": 0.058823529411764705,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0.6470588235294118,
  "concentration": 0.0010414940698358951,
  "confidenceDecay": 1,
  "distinctEntities": 13,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 8,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	90	hold	17	0.34	crs-v1
2026-09-17 19:31Z	90	hold	10	0.24	crs-v1
2026-09-17 19:30Z	null	unscored	1	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the hold band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $0.00
Per day: $0.00
Per month: $0.00
Re-screen every: 7 days

What unlocks the next band

From hold to review: shed 21 points. At review the caps become $10,000.00 per transaction, $50,000.00 per day, $500,000.00 per month.

Signal to clear	Points	Hard	What it means
counterparty.unauthorized_returns	40		The counterparty has drawn unauthorized returns.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_6nqwdwxo8vy	ach outgoing CREDIT	$191.20	MANUAL_REVIEW	55	review	1975	2026-09-09 02:48Z
acht_sim_harb_bdjnffz88vj	ach outgoing CREDIT	$441.60	SETTLED	55	review	1996	2026-09-09 01:35Z
acht_sim_harb_b8djflou8rn	ach outgoing CREDIT	$315.34	SETTLED	40	review	1954	2026-09-07 22:38Z
acht_sim_harb_21ncwbde8j4	ach outgoing DEBIT	$240.66	SETTLED	40	review	1859	2026-09-05 04:47Z
acht_sim_harb_6lqehads8at	ach outgoing CREDIT	$699.98	SETTLED	40	review	1756	2026-09-02 03:49Z
acht_sim_harb_7zthfwbv875	ach outgoing CREDIT	$356.71	MANUAL_REVIEW	85	hold	1675	2026-08-31 04:54Z
acht_sim_harb_a7ajk1p77s4	ach outgoing CREDIT	$812.77	SETTLED	40	review	1505	2026-08-25 01:22Z
acht_sim_harb_3vbip1us7gg	ach outgoing CREDIT	$347.72	SETTLED	55	review	1393	2026-08-22 01:02Z
acht_sim_harb_4w33q9lp75d	ach outgoing CREDIT	$367.87	SETTLED	40	review	1259	2026-08-18 04:04Z
acht_sim_harb_4n9t5ham6qu	ach outgoing DEBIT	$300.94	SETTLED	40	review	1093	2026-08-13 01:23Z
acht_sim_harb_cjeqewdr6g5	ach outgoing DEBIT	$211.55	SETTLED	40	review	989	2026-08-09 05:00Z
acht_sim_harb_cbrlfysi6bf	ach outgoing DEBIT	$260.44	RETURNED	40	review	910	2026-08-07 05:23Z
acht_sim_harb_a9yo1y1e554	ach outgoing DEBIT	$878.72	SETTLED	0	clear	423	2026-07-23 03:45Z
acht_sim_harb_c3fsk0jc50a	ach outgoing DEBIT	$352.55	RETURNED	0	clear	393	2026-07-22 05:02Z
acht_sim_harb_ba84squx52h	ach outgoing CREDIT	$402.00	SETTLED	0	clear	386	2026-07-22 01:42Z
acht_sim_harb_6h17qf704s1	ach outgoing CREDIT	$202.17	SETTLED	15	clear	298	2026-07-19 05:55Z
acht_sim_harb_alexx1qq4nm	ach outgoing CREDIT	$529.71	COMPLETED	10	clear	218	2026-07-16 21:58Z

Alerts on this counterparty

Opened	Detector	Summary	Severity	Skoor	Route	Status
2026-09-17 19:31Z	counterparty_hold	Counterparty Receiver 40 entered the hold band (Skoor 90, n=10): counterparty.unauthorized_returns, counterparty.unauthorized_rate, counterparty.return_rate, counterparty.review_share, counterparty.new.	high	90 hold	reviewed	held