Counterparty

Receiver 70

Id: cpty_sim_harb_nf09dum5ir
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 10

Counterparty Risk Skoor Report →

Skoor

35n=10

Band

review

Confidence

0.24

Version

crs-v1

Scored 2026-09-17 19:31Z.

Top reasons

#	Reason	Signal	Weight	Detail
1	CRS-RET-03 The counterparty's return rate is above five percent.	`counterparty.return_rate`	+15	return rate 1/10
2	CRS-HIS-02 Three in ten or more of the transfers with this counterparty landed in the review band.	`counterparty.review_share`	+10	30% in the review band
3	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10	first seen 0d ago

Signals

Signal	Weight	Detail
counterparty.return_rate	+15	return rate 1/10
counterparty.review_share	+10	30% in the review band
counterparty.new	+10	first seen 0d ago

Inputs

{
  "n": 10,
  "returns": {
    "any": 1,
    "unauthorized": 0
  },
  "scoredN": 10,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0.3,
  "concentration": 0.0009878980656543794,
  "confidenceDecay": 1,
  "distinctEntities": 10,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 15,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:31Z	35	review	10	0.24	crs-v1
2026-09-17 19:30Z	null	unscored	1	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the review band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $10,000.00
Per day: $50,000.00
Per month: $500,000.00
Re-screen every: 30 days

What unlocks the next band

From review to clear: shed 6 points. At clear the caps become $100,000.00 per transaction, $500,000.00 per day, $10,000,000.00 per month.

Signal to clear	Points	Hard	What it means
counterparty.return_rate	15		The counterparty's return rate is above five percent.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_3xsyfr9e8x2	ach outgoing DEBIT	$793.40	SETTLED	15	clear	2028	2026-09-10 01:26Z
acht_sim_harb_9fl47une8ak	ach outgoing CREDIT	$882.11	SETTLED	30	review	1737	2026-09-01 21:39Z
acht_sim_harb_7b4g0fjf7pm	ach outgoing CREDIT	$232.98	SETTLED	15	clear	1495	2026-08-24 22:37Z
acht_sim_harb_4qah8svu7mu	ach outgoing DEBIT	$747.16	SETTLED	35	review	1482	2026-08-24 01:51Z
acht_sim_harb_6k0gn2w27df	ach outgoing CREDIT	$259.20	SETTLED	15	clear	1364	2026-08-20 23:54Z
acht_sim_harb_9xo5oaht6lc	ach outgoing CREDIT	$541.86	SETTLED	15	clear	1029	2026-08-11 01:39Z
acht_sim_harb_2pk51xvz5va	ach outgoing CREDIT	$225.94	MANUAL_REVIEW	30	review	730	2026-08-02 03:35Z
acht_sim_harb_9ax8z76e5pq	ach outgoing DEBIT	$386.76	SETTLED	15	clear	662	2026-07-30 20:17Z
acht_sim_harb_bsvzbp9c5np	ach outgoing CREDIT	$670.27	SETTLED	0	clear	654	2026-07-30 04:23Z
acht_sim_harb_6kzdrac55om	ach outgoing CREDIT	$780.24	RETURNED	0	clear	652	2026-07-30 04:11Z
acht_sim_harb_6r0fpvda5ir	ach outgoing DEBIT	$238.84	SETTLED	10	clear	577	2026-07-27 23:06Z

Alerts on this counterparty

No alerts.