Counterparty

Receiver 47

Id: cpty_sim_harb_c9ld2mhw4y7
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 4

Counterparty Risk Skoor Report →

Skoor

10n=4

Band

clear

Confidence

0.16

Version

crs-v1

Scored 2026-09-17 19:31Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 4,
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 4,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0,
  "concentration": 0.00031522052659082797,
  "confidenceDecay": 1,
  "distinctEntities": 4,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 15,
  "programsWithReturns": 0
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:31Z	10	clear	4	0.16	crs-v1
2026-09-17 19:30Z	null	unscored	1	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_1zwmutyk8wb	ach outgoing DEBIT	$443.12	SETTLED	0	clear	2007	2026-09-09 04:24Z
acht_sim_harb_4oz0frud8ms	ach outgoing DEBIT	$367.33	SETTLED	0	clear	1895	2026-09-06 03:48Z
acht_sim_harb_6yun9x5n8b8	ach outgoing CREDIT	$549.71	SETTLED	15	clear	1766	2026-09-02 05:01Z
acht_sim_harb_9zk4jqai66j	ach outgoing DEBIT	$535.75	SETTLED	0	clear	859	2026-08-05 04:45Z
acht_sim_harb_9kg4wh5i56s	ach outgoing DEBIT	$233.40	SETTLED	0	clear	453	2026-07-24 02:37Z
acht_sim_harb_3vfimf6g4y7	ach outgoing CREDIT	$287.49	SETTLED	10	clear	369	2026-07-21 05:36Z

Alerts on this counterparty

No alerts.