Counterparty

Receiver 10

Id: cpty_sim_harb_bwag0l963xi
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 21

Counterparty Risk Skoor Report →

Skoor

10n=38

Band

clear

Confidence

0.63

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 38,
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 38,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0.05263157894736842,
  "concentration": 0.003087813595458761,
  "confidenceDecay": 1,
  "distinctEntities": 21,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 4,
  "programsWithReturns": 0
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	10	clear	38	0.63	crs-v1
2026-09-17 19:31Z	10	clear	22	0.40	crs-v1
2026-09-17 19:30Z	null	unscored	2	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_b5ro3atl9iw	ach outgoing CREDIT	$243.48	SUBMITTED	15	clear	2249	2026-09-17 02:46Z
acht_sim_harb_3erckaq39jd	ach outgoing CREDIT	$753.60	SUBMITTED	0	clear	2249	2026-09-17 01:35Z
acht_sim_harb_5jjcmssg9fd	ach outgoing CREDIT	$203.86	SETTLED	15	clear	2234	2026-09-16 00:25Z
acht_sim_harb_129mr3qd96t	ach outgoing DEBIT	$271.10	SETTLED	0	clear	2115	2026-09-12 20:55Z
acht_sim_harb_q38srst95h	ach outgoing DEBIT	$776.87	SETTLED	15	clear	2113	2026-09-12 20:41Z
acht_sim_harb_8kh6sejl8zf	ach outgoing CREDIT	$225.39	SETTLED	15	clear	2067	2026-09-11 05:55Z
acht_sim_harb_ai6kkp058z9	ach outgoing DEBIT	$260.89	SETTLED	0	clear	2061	2026-09-11 03:11Z
acht_sim_harb_1ubpvkya90c	ach outgoing DEBIT	$414.88	SETTLED	0	clear	2053	2026-09-11 00:56Z
acht_sim_harb_4z08j4238qv	ach outgoing DEBIT	$286.79	HOLD	5	clear	1896	2026-09-07 01:35Z
acht_sim_harb_3aex3hor8qs	ach outgoing DEBIT	$736.61	SETTLED	0	clear	1908	2026-09-06 21:43Z
acht_sim_harb_6zjg27yn8od	ach outgoing DEBIT	$224.24	SETTLED	0	clear	1891	2026-09-06 02:06Z
acht_sim_harb_1utzy2vq8du	ach outgoing DEBIT	$806.85	SETTLED	30	review	1797	2026-09-03 02:26Z
acht_sim_harb_c9hxmifg882	ach outgoing DEBIT	$670.10	SETTLED	15	clear	1707	2026-08-31 20:05Z
acht_sim_harb_3xbbljt27v3	ach outgoing CREDIT	$695.43	SETTLED	0	clear	1549	2026-08-26 02:42Z
acht_sim_harb_9pbcla2q7jo	ach outgoing CREDIT	$229.58	SETTLED	15	clear	1454	2026-08-23 02:38Z
acht_sim_harb_7huehune7l1	ach outgoing CREDIT	$548.75	SETTLED	0	clear	1440	2026-08-22 23:04Z
acht_sim_harb_8fxb89ie7gp	ach outgoing DEBIT	$832.33	SETTLED	0	clear	1409	2026-08-22 02:36Z
acht_sim_harb_98rssh97av	ach outgoing DEBIT	$851.35	SETTLED	15	clear	1342	2026-08-20 03:32Z
acht_sim_harb_80n45pvd77i	ach outgoing DEBIT	$465.99	SETTLED	30	review	1278	2026-08-18 20:30Z
acht_sim_harb_5qn73oc56z0	ach outgoing DEBIT	$206.48	SETTLED	0	clear	1164	2026-08-15 21:16Z
acht_sim_harb_8tgjz5tb6s0	ach outgoing DEBIT	$502.44	SETTLED	0	clear	1112	2026-08-13 21:41Z
acht_sim_harb_anr82eji6ku	ach outgoing CREDIT	$842.45	SETTLED	15	clear	1042	2026-08-11 04:01Z
acht_sim_harb_2czv9zw66k8	ach outgoing CREDIT	$238.47	SETTLED	0	clear	1038	2026-08-11 03:23Z
acht_sim_harb_7cclwdfd5xs	ach outgoing DEBIT	$233.95	SETTLED	0	clear	774	2026-08-03 03:35Z
acht_sim_harb_bn7vgj7l5qt	ach outgoing DEBIT	$306.64	SETTLED	0	clear	698	2026-07-31 04:06Z
acht_sim_harb_4lge2f3c5n6	ach outgoing DEBIT	$607.07	SETTLED	0	clear	639	2026-07-29 20:24Z
acht_sim_harb_8c857bmq5eg	ach outgoing DEBIT	$646.18	SETTLED	0	clear	526	2026-07-26 20:15Z
acht_sim_harb_7bqliy2a5bd	ach outgoing DEBIT	$589.80	SETTLED	0	clear	524	2026-07-26 05:26Z
acht_sim_harb_3eb4zfth56g	ach outgoing CREDIT	$266.36	SETTLED	0	clear	437	2026-07-23 20:30Z
acht_sim_harb_6bobmdqo4u7	ach outgoing CREDIT	$437.35	SETTLED	0	clear	316	2026-07-20 00:32Z
acht_sim_harb_5yrdjxub4u4	ach outgoing DEBIT	$443.00	SETTLED	0	clear	310	2026-07-19 22:20Z
acht_sim_harb_6574yvfw4rp	ach outgoing DEBIT	$658.78	SETTLED	0	clear	285	2026-07-19 02:57Z
acht_sim_harb_c4w3ounu4oc	ach outgoing DEBIT	$217.87	COMPLETED	0	clear	256	2026-07-18 01:45Z
acht_sim_harb_29x2nb9i4ne	ach outgoing DEBIT	$241.98	COMPLETED	0	clear	227	2026-07-17 01:12Z
acht_sim_harb_adq7we6k4jz	ach outgoing DEBIT	$699.47	COMPLETED	0	clear	207	2026-07-16 04:44Z
acht_sim_harb_975zuy1h4e0	ach outgoing DEBIT	$620.66	COMPLETED	0	clear	132	2026-07-14 00:33Z
acht_sim_harb_95slko3049y	ach outgoing DEBIT	$713.48	COMPLETED	0	clear	107	2026-07-13 02:29Z
acht_sim_harb_37g7e11q48y	ach outgoing DEBIT	$911.74	COMPLETED	0	clear	94	2026-07-12 22:38Z
acht_sim_harb_1yxccmit48q	ach outgoing CREDIT	$749.07	COMPLETED	0	clear	93	2026-07-12 22:12Z
acht_sim_harb_b1sobxpt46x	ach outgoing CREDIT	$643.35	COMPLETED	0	clear	59	2026-07-11 21:53Z

Alerts on this counterparty

No alerts.