Counterparty

Receiver 3

Id: cpty_sim_harb_adgxihpb3xi
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 23

Counterparty Risk Skoor Report →

Skoor

10n=63

Band

clear

Confidence

0.80

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 63,
  "returns": {
    "any": 1,
    "unauthorized": 0
  },
  "scoredN": 59,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0.15254237288135594,
  "concentration": 0.004930184959312947,
  "confidenceDecay": 1,
  "distinctEntities": 23,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 4,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	10	clear	63	0.80	crs-v1
2026-09-17 19:31Z	10	clear	42	0.67	crs-v1
2026-09-17 19:30Z	10	clear	3	0.11	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_bk6lqtnv9cw	ach outgoing CREDIT	$431.64	SETTLED	15	clear	2215	2026-09-15 03:09Z
acht_sim_harb_4dpbrmvq9a1	ach outgoing DEBIT	$676.16	SETTLED	15	clear	2152	2026-09-13 21:15Z
acht_sim_harb_34eili94997	ach outgoing CREDIT	$380.66	SETTLED	15	clear	2150	2026-09-13 21:09Z
acht_sim_harb_40gycpc997h	ach outgoing DEBIT	$905.76	SETTLED	15	clear	2142	2026-09-13 03:36Z
acht_sim_harb_76pliqif92r	ach outgoing CREDIT	$298.44	SETTLED	15	clear	2106	2026-09-12 05:07Z
acht_sim_harb_2hyux7pu949	ach outgoing CREDIT	$199.70	SETTLED	15	clear	2086	2026-09-12 00:06Z
acht_sim_harb_76ocif8z8ti	ach outgoing CREDIT	$564.01	SETTLED	15	clear	1968	2026-09-08 00:35Z
acht_sim_harb_3z1cv2w38s9	ach outgoing CREDIT	$498.74	SETTLED	45	review	1956	2026-09-07 21:27Z
acht_sim_harb_2w7pbjo28qp	ach outgoing CREDIT	$265.15	SETTLED	15	clear	1906	2026-09-06 20:59Z
acht_sim_harb_6nxvn0ng8jg	ach outgoing DEBIT	$564.69	SETTLED	30	review	1844	2026-09-05 00:08Z
acht_sim_harb_413fo0o38hi	ach outgoing DEBIT	$220.14	SETTLED	15	clear	1831	2026-09-04 04:57Z
acht_sim_harb_1o43zu1b8bo	ach outgoing CREDIT	$324.49	SETTLED	15	clear	1768	2026-09-02 05:57Z
acht_sim_harb_2khu5h9w8cv	ach outgoing CREDIT	$314.04	SETTLED	15	clear	1738	2026-09-01 21:02Z
acht_sim_harb_zsnyrje88w	ach outgoing CREDIT	$231.83	SETTLED	15	clear	1731	2026-09-01 02:35Z
acht_sim_harb_46k6utqk81w	ach outgoing DEBIT	$245.67	SETTLED	45	review	1633	2026-08-29 04:03Z
acht_sim_harb_77ulng2k818	ach outgoing CREDIT	$317.95	SETTLED	15	clear	1634	2026-08-29 02:19Z
acht_sim_harb_6haxunt07y7	ach outgoing CREDIT	$581.92	SETTLED	30	review	1602	2026-08-28 01:08Z
acht_sim_harb_3hryyqd57w1	ach outgoing DEBIT	$545.13	SETTLED	15	clear	1587	2026-08-27 05:41Z
acht_sim_harb_6nea42lq7ga	ach outgoing CREDIT	$298.20	SETTLED	30	review	1402	2026-08-22 02:44Z
acht_sim_harb_8uwiovjm7d3	ach outgoing DEBIT	$704.36	SETTLED	15	clear	1368	2026-08-21 01:11Z
acht_sim_harb_ivz1fjx7cx	ach outgoing CREDIT	$454.12	SETTLED	30	review	1363	2026-08-21 00:22Z
acht_sim_harb_9bo0ld9e73h	ach outgoing DEBIT	$546.86	SETTLED	15	clear	1276	2026-08-18 05:51Z
acht_sim_harb_5wfdz3ls709	ach outgoing CREDIT	$559.79	SETTLED	30	review	1224	2026-08-17 05:40Z
acht_sim_harb_4dv8jv72706	ach outgoing DEBIT	$522.21	SETTLED	15	clear	1218	2026-08-17 01:03Z
acht_sim_harb_1s29dhfj6uh	ach outgoing DEBIT	$246.42	SETTLED	30	review	1130	2026-08-14 02:31Z
acht_sim_harb_b7xsz4u56qo	ach outgoing CREDIT	$647.86	SETTLED	15	clear	1090	2026-08-13 00:26Z
acht_sim_harb_8pzbl2c06px	ach outgoing CREDIT	$442.50	SETTLED	15	clear	1089	2026-08-13 00:13Z
acht_sim_harb_7co7z5le6nk	ach outgoing CREDIT	$344.64	SETTLED	15	clear	1056	2026-08-11 21:02Z
acht_sim_harb_amw9v4rq6lr	ach outgoing CREDIT	$867.81	SETTLED	15	clear	1031	2026-08-11 01:49Z
acht_sim_harb_175h025b6mb	ach outgoing DEBIT	$817.60	SETTLED	15	clear	1016	2026-08-10 20:26Z
acht_sim_harb_1n8i4cil6he	ach outgoing CREDIT	$479.73	SETTLED	15	clear	956	2026-08-08 21:12Z
acht_sim_harb_alpfeikw6cm	ach outgoing CREDIT	$560.47	SETTLED	15	clear	940	2026-08-08 02:31Z
acht_sim_harb_jl41d9u620	ach outgoing DEBIT	$419.43	SETTLED	15	clear	818	2026-08-04 04:41Z
acht_sim_harb_9u0beodm5ys	ach outgoing CREDIT	$689.87	SETTLED	15	clear	761	2026-08-02 22:23Z
acht_sim_harb_7gj7his75xf	ach outgoing CREDIT	$425.62	SETTLED	15	clear	730	2026-08-01 20:51Z
acht_sim_harb_5lyq9mh5wc	ach outgoing DEBIT	$861.50	SETTLED	15	clear	729	2026-08-01 20:40Z
acht_sim_harb_1otxqblo5uy	ach outgoing DEBIT	$197.52	SETTLED	15	clear	717	2026-08-01 03:25Z
acht_sim_harb_nnzo1fi5qe	ach outgoing DEBIT	$412.79	SETTLED	15	clear	682	2026-07-31 00:15Z
rttr_sim_harb_37ev1phe5sr	realtime outgoing	$884.25	COMPLETED	15	clear	649	2026-07-30 23:00Z
acht_sim_harb_6w1jilik5hl	ach outgoing CREDIT	$452.71	SETTLED	30	review	578	2026-07-27 23:24Z

Alerts on this counterparty

No alerts.