Counterparty

Receiver 75

Id: cpty_sim_harb_8fcm3xa05p5
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 6

Counterparty Risk Skoor Report →

Skoor

25n=6

Band

clear

Confidence

0.18

Version

crs-v1

Scored 2026-09-17 19:31Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-RET-03 The counterparty's return rate is above five percent.	`counterparty.return_rate`	+15		return rate 1/6
2	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.return_rate	+15		return rate 1/6
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 6,
  "returns": {
    "any": 1,
    "unauthorized": 0
  },
  "scoredN": 6,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0,
  "concentration": 0.0005056238178816307,
  "confidenceDecay": 1,
  "distinctEntities": 6,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 13,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:31Z	25	clear	6	0.18	crs-v1
2026-09-17 19:30Z	null	unscored	2	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_30cyizp38wh	ach outgoing CREDIT	$883.60	SETTLED	15	clear	1992	2026-09-08 22:54Z
acht_sim_harb_7ah3cbcw8hx	ach outgoing CREDIT	$257.90	SETTLED	0	clear	1834	2026-09-04 05:32Z
acht_sim_harb_75p1pqjg79t	ach outgoing CREDIT	$221.73	RETURNED	0	clear	1349	2026-08-20 05:39Z
acht_sim_harb_7m04y9u06mk	ach outgoing CREDIT	$443.66	SETTLED	0	clear	1021	2026-08-10 21:13Z
acht_sim_harb_auy4gkmb6cs	ach outgoing CREDIT	$794.53	SETTLED	0	clear	924	2026-08-07 21:45Z
acht_sim_harb_4fj05esc5p5	ach outgoing CREDIT	$741.37	SETTLED	0	clear	675	2026-07-30 22:29Z
acht_sim_harb_12wlwq8f5q2	ach outgoing CREDIT	$222.81	SETTLED	10	clear	674	2026-07-30 22:24Z

Alerts on this counterparty

No alerts.