Counterparty

Receiver 15

Id: cpty_sim_harb_85cskjj83xi
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 8

Counterparty Risk Skoor Report →

Skoor

10n=9

Band

clear

Confidence

0.22

Version

crs-v1

Scored 2026-09-17 19:31Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 9,
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 8,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0,
  "concentration": 0.0009801991931817574,
  "confidenceDecay": 0.9777777777777777,
  "distinctEntities": 8,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 34,
  "programsWithReturns": 0
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:31Z	10	clear	9	0.22	crs-v1
2026-09-17 19:30Z	null	unscored	1	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_5jveja6b9ko	ach outgoing CREDIT	$227.37	SETTLED	0	clear	1935	2026-09-07 13:30Z
acht_sim_harb_6rgc1so48p6	ach outgoing CREDIT	$864.18	MANUAL_REVIEW	15	clear	1882	2026-09-06 22:37Z
acht_sim_harb_47yswxpi7zz	ach outgoing CREDIT	$914.95	SETTLED	0	clear	1601	2026-08-28 01:00Z
acht_sim_harb_34e9rem57qy	ach outgoing CREDIT	$679.67	SETTLED	15	clear	1525	2026-08-25 03:46Z
acht_sim_harb_6xfm3d0j79q	ach outgoing CREDIT	$272.91	SETTLED	0	clear	1352	2026-08-20 05:57Z
acht_sim_harb_ojopkkf7by	ach outgoing DEBIT	$214.92	SETTLED	0	clear	1337	2026-08-20 02:35Z
acht_sim_harb_7115kbgp77u	ach outgoing CREDIT	$389.86	SETTLED	0	clear	1291	2026-08-18 23:18Z
acht_sim_harb_81euc3nc6tw	ach outgoing CREDIT	$212.76	SETTLED	15	clear	1114	2026-08-13 21:49Z
acht_sim_harb_78vy4hyg6qx	ach outgoing CREDIT	$322.33	SETTLED	0	clear	1083	2026-08-12 22:03Z
acht_sim_harb_1esf4uvn6ez	ach outgoing DEBIT	$429.55	SETTLED	20	clear	950	2026-08-08 20:49Z
acht_sim_harb_camfb3ws641	ach outgoing CREDIT	$305.01	SETTLED	0	clear	850	2026-08-05 01:12Z
acht_sim_harb_8u8h4zln66d	ach outgoing DEBIT	$272.05	SETTLED	0	clear	826	2026-08-04 20:28Z
acht_sim_harb_5qiv49b65z1	ach outgoing CREDIT	$732.94	SETTLED	0	clear	778	2026-08-03 04:46Z
acht_sim_harb_4frhzchl58i	ach outgoing CREDIT	$221.10	SETTLED	0	clear	443	2026-07-23 23:26Z
acht_sim_harb_6enp3qj850e	ach outgoing CREDIT	$703.00	SETTLED	0	clear	391	2026-07-22 03:14Z
acht_sim_harb_96l1dkqt3zv	ach outgoing DEBIT	$190.77	COMPLETED	null	unscored	20	2026-07-10 04:11Z

Alerts on this counterparty

No alerts.