Counterparty

Receiver 26

Id: cpty_sim_harb_85axfu4h45t
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 16

Counterparty Risk Skoor Report →

Skoor

10n=22

Band

clear

Confidence

0.41

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Hard	Detail
1	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10		first seen 0d ago

Signals

Signal	Weight	Hard	Detail
counterparty.new	+10		first seen 0d ago

Inputs

{
  "n": 22,
  "returns": {
    "any": 0,
    "unauthorized": 0
  },
  "scoredN": 22,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0,
  "concentration": 0.0014669294807393178,
  "confidenceDecay": 1,
  "distinctEntities": 16,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 2,
  "programsWithReturns": 0
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	10	clear	22	0.41	crs-v1
2026-09-17 19:31Z	10	clear	18	0.35	crs-v1
2026-09-17 19:30Z	10	clear	3	0.11	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the clear band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $100,000.00
Per day: $500,000.00
Per month: $10,000,000.00
Re-screen every: 90 days

What unlocks the next band

Already in the clear band: the widest caps on the ladder. Staying there means none of the signals above return.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
rttr_sim_harb_1bx965819ek	realtime outgoing	$243.57	COMPLETED	15	clear	2165	2026-09-14 23:00Z
acht_sim_harb_43p4o9ds8r2	ach outgoing DEBIT	$277.20	SETTLED	0	clear	1928	2026-09-07 04:14Z
acht_sim_harb_2a3e58p281b	ach outgoing DEBIT	$901.44	SETTLED	0	clear	1644	2026-08-29 04:44Z
acht_sim_harb_1huuotw67zk	ach outgoing DEBIT	$638.15	SETTLED	15	clear	1618	2026-08-28 05:43Z
acht_sim_harb_6hi896gz78c	ach outgoing CREDIT	$468.72	SETTLED	0	clear	1289	2026-08-18 22:23Z
acht_sim_harb_3887dvhi76n	ach outgoing DEBIT	$220.25	SETTLED	0	clear	1286	2026-08-18 21:52Z
acht_sim_harb_9crby46e73e	ach outgoing DEBIT	$259.96	SETTLED	0	clear	1268	2026-08-18 04:16Z
acht_sim_harb_7fmz0rpi6ot	ach outgoing CREDIT	$305.90	SETTLED	0	clear	1061	2026-08-11 22:15Z
acht_sim_harb_758zmfkf6nw	ach outgoing DEBIT	$701.62	SETTLED	15	clear	1057	2026-08-11 21:30Z
acht_sim_harb_4qchrj18609	ach outgoing DEBIT	$334.81	SETTLED	0	clear	805	2026-08-04 02:07Z
acht_sim_harb_3bjt17aq5z7	ach outgoing CREDIT	$230.39	SETTLED	0	clear	780	2026-08-03 05:01Z
acht_sim_harb_84tmfxde5yv	ach outgoing DEBIT	$636.92	SETTLED	0	clear	773	2026-08-03 03:30Z
acht_sim_harb_4xe6ik5i5mv	ach outgoing DEBIT	$259.00	SETTLED	0	clear	612	2026-07-28 23:57Z
acht_sim_harb_atoprg7156m	ach outgoing CREDIT	$581.78	SETTLED	0	clear	450	2026-07-24 01:21Z
acht_sim_harb_so118i4538	ach outgoing DEBIT	$546.56	SETTLED	0	clear	405	2026-07-22 21:36Z
acht_sim_harb_27mzlr1j4o8	ach outgoing CREDIT	$331.03	COMPLETED	0	clear	238	2026-07-17 20:36Z
acht_sim_harb_3d1ruj0a4c4	ach outgoing CREDIT	$318.83	COMPLETED	0	clear	139	2026-07-14 01:59Z
acht_sim_harb_9hxmcn494e4	ach outgoing CREDIT	$295.58	COMPLETED	0	clear	135	2026-07-14 01:31Z
acht_sim_harb_b43he13w48u	ach outgoing DEBIT	$421.88	COMPLETED	0	clear	112	2026-07-13 04:35Z
acht_sim_harb_2es2uvcp4aa	ach outgoing CREDIT	$296.51	COMPLETED	0	clear	103	2026-07-13 00:04Z
acht_sim_harb_6s4ud94z49a	ach outgoing CREDIT	$636.77	COMPLETED	0	clear	101	2026-07-12 23:43Z
acht_sim_harb_9aophyh645t	ach outgoing DEBIT	$533.86	COMPLETED	10	clear	84	2026-07-12 03:48Z

Alerts on this counterparty

No alerts.