Counterparty

Receiver 112

Id: cpty_sim_harb_7u3bn02p6kb
Program that added it: 898ba6ad-5b42-42fd-be7b-2afc9d52af5b
Country: —
Routing number: —
Account (last 4): —
First seen: 2026-09-17 19:30Z
Programs paying it: 1
Entities paying it: 5

Counterparty Risk Skoor Report →

Skoor

35n=5

Band

review

Confidence

0.17

Version

crs-v1

Scored 2026-09-17 19:32Z.

Top reasons

#	Reason	Signal	Weight	Detail
1	CRS-RET-03 The counterparty's return rate is above five percent.	`counterparty.return_rate`	+15	return rate 1/5
2	CRS-HIS-02 Three in ten or more of the transfers with this counterparty landed in the review band.	`counterparty.review_share`	+10	40% in the review band
3	CRS-NEW-01 The counterparty was first seen less than a week ago.	`counterparty.new`	+10	first seen 0d ago

Signals

Signal	Weight	Detail
counterparty.return_rate	+15	return rate 1/5
counterparty.review_share	+10	40% in the review band
counterparty.new	+10	first seen 0d ago

Inputs

{
  "n": 5,
  "returns": {
    "any": 1,
    "unauthorized": 0
  },
  "scoredN": 5,
  "holdShare": 0,
  "hardSignal": false,
  "windowDays": 180,
  "countryCode": null,
  "reviewShare": 0.4,
  "concentration": 0.00039914850789478357,
  "confidenceDecay": 1,
  "distinctEntities": 5,
  "distinctPrograms": 1,
  "firstSeenAgeDays": 0,
  "observationAgeDays": 7,
  "programsWithReturns": 1
}

History

As of	Skoor	Band	n	Confidence	Version
2026-09-17 19:32Z	35	review	5	0.17	crs-v1
2026-09-17 19:31Z	null	unscored	1	null	crs-v1

Limits at this band

The ladder is policy data: these are the caps for a counterparty in the review band, and the re-screen cadence. A bank sets its own numbers; these are the defaults.

Per transaction: $10,000.00
Per day: $50,000.00
Per month: $500,000.00
Re-screen every: 30 days

What unlocks the next band

From review to clear: shed 6 points. At clear the caps become $100,000.00 per transaction, $500,000.00 per day, $10,000,000.00 per month.

Signal to clear	Points	Hard	What it means
counterparty.return_rate	15		The counterparty's return rate is above five percent.

Transfers with this counterparty (tenant-wide)

Transfer	Rail	Amount	Status	Skoor	Band	n	Created
acht_sim_harb_dabo7qy8z0	ach outgoing DEBIT	$221.33	SETTLED	45	review	2018	2026-09-10 00:04Z
acht_sim_harb_brerjepc799	ach outgoing DEBIT	$491.00	SETTLED	30	review	1301	2026-08-19 04:16Z
acht_sim_harb_18xcoef475j	ach outgoing CREDIT	$787.36	SETTLED	15	clear	1238	2026-08-17 21:39Z
acht_sim_harb_4dn48gm06wj	ach outgoing CREDIT	$923.62	SETTLED	15	clear	1147	2026-08-14 23:24Z
acht_sim_harb_4kpoqy1l6kb	ach outgoing DEBIT	$225.66	RETURNED	10	clear	1053	2026-08-11 05:38Z

Alerts on this counterparty

No alerts.